13F HOLDINGS REPORT

Wells Financial Advisors INC

Quarter ended Q4 2025 · Filed February 2, 2026 · Accession 0001844454-26-000001

Total Value

$52.6M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (72)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD MEGA CAP GROWTH ETF	921910816	16,735	$6.9M	13.13%
2	VANGUARD GROWTH INDEX FUND ETF	922908736	12,131	$5.9M	11.25%
3	SPDR GOLD SHARES ETF	GLD	9,893	$3.9M	7.45%
4	ISHARES MSCI USA MIN VOL FACTOR ETF	46429B697	37,565	$3.5M	6.72%
5	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	921946406	22,592	$3.2M	6.16%
6	VANGUARD MEGA CAP VALUE ETF	921910840	18,723	$2.6M	5.02%
7	ISHARES MSCI USA QUALITY FACTOR ETF	46432F339	12,111	$2.4M	4.57%
8	STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF	78464A409	21,866	$2.3M	4.43%
9	VANGUARD MID-CAP INDEX FUND ETF	922908629	6,715	$1.9M	3.70%
10	VANGUARD SMALL-CAP INDEX FUND ETF	922908751	7,139	$1.8M	3.50%
11	STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF	78464A508	29,055	$1.7M	3.14%
12	VANGUARD LARGE-CAP INDEX FUND ETF	922908637	5,055	$1.6M	3.02%
13	VANGUARD VALUE FUND ETF	922908744	6,715	$1.3M	2.44%
14	VANGUARD INTERMEDIATE-TERM TREASURY ETF	92206C706	19,570	$1.2M	2.23%
15	ISHARES CORE DIVIDEND GROWTH ETF	46434V621	14,681	$1.0M	1.94%
16	ISHARES 10-20 YEAR TREASURY BOND ETF	464288653	9,271	$942,583	1.79%
17	VANGUARD TOTAL BOND MARKET ETF	921937835	12,171	$901,506	1.71%
18	ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF	BLK	12,005	$730,024	1.39%
19	ISHARES FLEXIBLE INCOME ACTIVE ETF	BLK	13,579	$716,564	1.36%
20	ISHARES CORE S&P 500 ETF	464287200	945	$647,268	1.23%
21	VANGUARD SHORT-TERM TREASURY ETF	92206C102	9,740	$572,030	1.09%
22	VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF	921908844	2,434	$534,945	1.02%
23	ISHARES ESG AWARE USD CORPORATE BOND ETF	46435G193	22,345	$522,531	0.99%
24	ISHARES MSCI INTL QUALITY FACTOR ETF	46434V456	10,801	$490,905	0.93%
25	VANGUARD MID-CAP GROWTH INDEX FUND ETF	922908538	1,246	$347,808	0.66%
26	ISHARES S&P MID-CAP FUND ETF	464287507	4,960	$327,360	0.62%
27	ISHARES ESG AWARE MSCI USA SMALL-CAP ETF	46435U663	7,085	$325,768	0.62%
28	VANGUARD TAX-EXEMPT BOND ETF	922907746	5,880	$295,705	0.56%
29	ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	46435G243	10,660	$269,058	0.51%
30	VANGUARD S&P 500 ETF	922908363	400	$250,852	0.48%
31	STATE STREET SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF	78464A359	2,570	$229,244	0.44%
32	ISHARES S&P SMALL-CAP FUND ETF	464287804	1,898	$228,102	0.43%
33	VANGUARD SMALL-CAP GROWTH ETF	922908595	731	$220,842	0.42%
34	ISHARES CORE TOTAL USD BOND MARKET ETF	46434V613	4,220	$196,399	0.37%
35	VANGUARD MID-CAP VALUE INDEX FUND ETF	922908512	1,099	$194,930	0.37%
36	STATE STREET SPDR S&P 500 ESG ETF	78468R531	2,610	$172,652	0.33%
37	VANGUARD SMALL-CAP VALUE INDEX FUND ETF	922908611	764	$161,808	0.31%
38	ISHARES MSCI EAFE VALUE ETF	464288877	2,055	$146,748	0.28%
39	ISHARES U.S. THEMATIC ROTATION ACTIVE ETF	BLK	3,670	$141,515	0.27%
40	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	1,397	$139,532	0.27%
41	ISHARES MSCI EAFE GROWTH ETF	464288885	1,115	$127,021	0.24%
42	ISHARES U.S. TECHNOLOGY ETF	464287721	625	$124,800	0.24%
43	ISHARES 20 YEAR TREASURY BOND ETF	464287432	1,352	$117,840	0.22%
44	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	92206C870	1,330	$111,388	0.21%
45	ISHARES MSCI EMERGING MARKETS EX CHINA ETF	46434G764	1,340	$97,391	0.19%
46	ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	46434V407	2,135	$91,527	0.17%
47	SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST	GLDW	985	$84,089	0.16%
48	ISHARES MSCI USA MOMENTUM FACTOR ETF	46432F396	335	$83,854	0.16%
49	VANGUARD MEGA CAP ETF	921910873	274	$68,821	0.13%
50	COLUMBIA U.S. EQUITY INCOME ETF	19761L854	1,410	$66,961	0.13%
51	MICROSOFT CORP COM	MSFT	133	$64,321	0.12%
52	VANGUARD MORTGAGE-BACKED SECURITIES ETF	92206C771	1,213	$57,108	0.11%
53	GLOBAL X DEFENSE TECH ETF	37960A529	831	$53,840	0.10%
54	VANGUARD ESG U.S. STOCK ETF	921910733	400	$48,384	0.09%
55	ISHARES SILVER TRUST	SLV	600	$38,652	0.07%
56	VANGUARD ESG INTERNATIONAL STOCK ETF	921910725	500	$35,810	0.07%
57	ISHARES ESG SELECT SCREENED S&P MID-CAP ETF	46436E551	800	$35,720	0.07%
58	VANGUARD INFORMATION TECHNOLOGY ETF	92204A702	39	$29,397	0.06%
59	BROADCOM INC COM	AVGO	70	$24,227	0.05%
60	ISHARES A.I. INNOVATION AND TECH ACTIVE ETF	BLK	580	$19,314	0.04%
61	ISHARES HIGH YIELD SYSTEMATIC BOND ETF	46435G250	380	$17,993	0.03%
62	ISHARES CONVERTIBLE BOND ETF	46435G102	175	$17,238	0.03%
63	INTERNATIONAL BUSINESS MACHS COM	INTR	58	$17,180	0.03%
64	STATE STREET SPDR PORTFOLIO S&P 500 ETF	78464A854	200	$16,044	0.03%
65	WALMART INC COM	WMT	119	$13,274	0.03%
66	ROBLOX CORP CL A	RBLX	150	$12,155	0.02%
67	HOME DEPOT INC COM	HD	34	$11,730	0.02%
68	VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	921946810	60	$5,487	0.01%
69	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	921946794	60	$5,400	0.01%
70	ISHARES S&P 100 ETF	464287101	8	$2,744	0.01%
71	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	20	$1,344	0.00%
72	KYNDRYL HLDGS INC COMMON STOCK	KD	10	$266	0.00%