#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524300	1,317,731	$43.0M	13.72%
2	SCHWAB STRATEGIC TR	808524409	1,135,273	$33.6M	10.73%
3	ISHARES TR	46435G326	393,649	$32.5M	10.36%
4	VANGUARD INDEX FDS	922908736	56,628	$27.6M	8.82%
5	VANGUARD INDEX FDS	922908744	134,419	$25.7M	8.19%
6	VANGUARD BD INDEX FDS	921937835	273,635	$20.3M	6.47%
7	ISHARES INC	46434G103	234,766	$15.8M	5.04%
8	ISHARES TR	46432F842	145,241	$13.0M	4.15%
9	ISHARES TR	464288414	112,489	$12.0M	3.85%
10	VANGUARD INDEX FDS	922908595	39,872	$12.0M	3.84%
11	VANGUARD INDEX FDS	922908611	54,583	$11.6M	3.69%
12	VANGUARD TAX-MANAGED FDS	921943858	121,635	$7.6M	2.42%
13	VANECK ETF TRUST	92189H409	105,177	$5.4M	1.72%
14	VANGUARD CHARLOTTE FDS	92203J407	98,500	$4.8M	1.52%
15	APPLE INC	AAPL	12,784	$3.5M	1.11%
16	VANGUARD INDEX FDS	922908363	4,624	$2.9M	0.93%
17	SPDR SERIES TRUST	78468R606	111,903	$2.6M	0.85%
18	VANGUARD MALVERN FDS	922020805	50,658	$2.5M	0.80%
19	MICROSOFT CORP	MSFT	4,852	$2.3M	0.75%
20	INVESCO QQQ TR	IVZ	3,720	$2.3M	0.73%