Institutional Manager · CIK 0001840486

Harbor Group, Inc.

BEDFORD, NH · File #028-20446

Latest AUM

$668.2M

Positions

115

Top-10 Concentration

61.2%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	J P MORGAN EXCHANGE TRADED F	46641Q647	+115,107	+$5.8M	+$968
ADD	FRANKLIN TEMPLETON ETF TR	FGDL	+101,173	+$5.7M	-$137,852
ADD	VANECK ETF TRUST	92189F643	+23,926	+$2.5M	+$2.0M
ADD	BNY MELLON ETF TRUST	09661T834	+37,818	+$2.0M	+$39,887
REDUCE	AMERICAN CENTY ETF TR	025072877	-14,973	-$1.5M	+$596,218
REDUCE	SCHWAB STRATEGIC TR	808524300	-46,027	-$1.5M	+$556,077
ADD	J P MORGAN EXCHANGE TRADED F	46641Q670	+27,255	+$1.3M	-$197,747
ADD	VANGUARD MALVERN FDS	922020755	+15,417	+$1.2M	-$19,769
ADD	ISHARES TR	46434V456	+23,180	+$1.1M	+$1.0M
ADD	FIDELITY MERRIMACK STR TR	316188309	+21,839	+$1.0M	-$201,907

Sector Allocation

1.2%$7.8M

0.7%$4.9M

0.6%$4.1M

0.3%$1.9M

Consumer Discretionary

0.2%$1.5M

Energy

0.2%$1.2M

Materials

0.0%$306,923

Communication Services

0.0%$329,626

Consumer Staples

0.0%$223,759

Filing History

Jan 12, 202613F HOLDINGS REPORTQ/E Dec 2025115 pos · $668.2M
Oct 14, 202513F HOLDINGS REPORTQ/E Sep 2025105 pos · $629.1M
Jul 14, 202513F HOLDINGS REPORTQ/E Jun 2025100 pos · $564.5M
Apr 11, 202513F HOLDINGS REPORTQ/E Mar 202596 pos · $500.9M
Jan 15, 202513F HOLDINGS REPORTQ/E Dec 202493 pos · $445.5M
Oct 9, 202413F HOLDINGS REPORTQ/E Sep 202490 pos · $432.9M
Jul 12, 202413F HOLDINGS REPORTQ/E Jun 202485 pos · $390.5M
Apr 16, 202413F HOLDINGS REPORTQ/E Mar 202482 pos · $379.2M
Oct 11, 202313F HOLDINGS REPORTQ/E Dec 202367 pos · $177.5M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANECK ETF TRUST	92189F643	471,886	$48.9M	7.61%
2	BNY MELLON ETF TRUST	09661T834	944,276	$48.7M	7.59%
3	J P MORGAN EXCHANGE TRADED F	46641Q670	1,016,099	$48.1M	7.49%
4	FIDELITY MERRIMACK STR TR	316188309	1,031,304	$47.5M	7.40%
5	FRANKLIN TEMPLETON ETF TR	FGDL	826,653	$46.5M	7.24%
6	PUTNAM ETF TRUST	746729300	848,271	$38.7M	6.02%
7	ISHARES TR	46434V456	837,479	$38.1M	5.93%
8	SPDR SERIES TRUST	78464A508	490,726	$27.9M	4.34%
9	T ROWE PRICE ETF INC	87283Q107	488,615	$24.4M	3.80%
10	SCHWAB STRATEGIC TR	808524300	737,190	$24.0M	3.75%
11	AMERICAN CENTY ETF TR	025072877	228,392	$23.3M	3.63%
12	ISHARES TR	464287507	349,202	$23.0M	3.59%
13	ISHARES TR	464287200	31,489	$21.6M	3.36%
14	ISHARES TR	464287804	172,733	$20.8M	3.23%
15	SPDR SERIES TRUST	78464A409	192,812	$20.6M	3.20%
16	NOMURA ETF TR	NRSCF	687,889	$16.7M	2.61%
17	SCHWAB STRATEGIC TR	808524508	478,872	$14.4M	2.24%
18	SCHWAB STRATEGIC TR	808524409	332,195	$9.8M	1.53%
19	ISHARES TR	464288414	87,012	$9.3M	1.45%
20	SSGA ACTIVE ETF TR	78467V103	293,727	$9.2M	1.44%