#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	464287150	216,375	$32.2M	11.56%
2	VANECK MORNINGSTAR WIDE MOAT ETF	92189F643	291,739	$30.2M	10.86%
3	SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF	808524771	1,049,879	$28.6M	10.27%
4	JPMORGAN INCOME ETF	46641Q159	519,501	$24.0M	8.64%
5	ISHARES MSCI USA QUALITY GARP ETF	46436E403	235,258	$16.0M	5.76%
6	ISHARES S&P 500 GROWTH ETF	464287309	127,788	$15.8M	5.66%
7	INVESCO QQQ TRUST SERIES I	IVZ	21,809	$13.4M	4.82%
8	ISHARES CORE MSCI EAFE ETF	46432F842	128,512	$11.5M	4.13%
9	AVANTIS U.S. SMALL CAP VALUE ETF	025072877	76,637	$7.8M	2.81%
10	JPMORGAN HEDGED EQUITY LADDERED OVERLAY ETF	46654Q724	109,853	$7.3M	2.62%
11	JP MORGAN US VALUE FACTOR ETF	46641Q753	145,416	$7.1M	2.57%
12	PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	72201R833	67,545	$6.8M	2.44%
13	APPLE INC COM	AAPL	22,206	$6.0M	2.17%
14	ISHARES LARGE CAP DEEP QUARTERLY LADDERED ETF	BLK	182,278	$6.0M	2.17%
15	VANGUARD INTERMEDIATE-TERM BOND ETF	921937819	63,766	$5.0M	1.78%
16	VANGUARD 0-3 MONTH TREASURY BILL ETF	922040845	65,470	$4.9M	1.77%
17	NVIDIA CORPORATION COM	NVDA	24,571	$4.6M	1.65%
18	RETURN STACKED U.S. STOCKS & MANAGED FUTURES ETF	88636J816	124,806	$3.5M	1.27%
19	ELASTIC N V ORD SHS	ESTC	44,870	$3.4M	1.22%
20	SCHWAB U.S. BROAD MARKET ETF	808524102	124,578	$3.3M	1.17%