Institutional Manager · CIK 0001802459

CWS Financial Advisors, LLC

Kalamazoo, MI · File #028-20009

Latest AUM

$368.3M

Positions

150

Top-10 Concentration

70.5%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	DIMENSIONAL ETF TRUST	25434V401	+28,318	+$2.1M	+$13,395
ADD	CAPITAL GRP FIXED INCM ETF T	14020Y508	+38,133	+$1.0M	-$1,857
ADD	VANGUARD SCOTTSDALE FDS	92206C409	+11,089	+$884,146	-$755
REDUCE	STRYKER CORPORATION	SYK	-1,974	-$693,802	-$4.6M
REDUCE	VANGUARD INDEX FDS	922908363	-1,036	-$649,708	+$666,925
NEW	DIMENSIONAL ETF TRUST	25434V203	+16,354	+$623,239	$0
REDUCE	APPLE INC	AAPL	-1,935	-$526,052	+$1.1M
ADD	VANGUARD SCOTTSDALE FDS	92206C102	+7,920	+$465,145	-$6,794
REDUCE	VANGUARD INDEX FDS	922908652	-1,835	-$383,736	-$3,448
REDUCE	ISHARES TR	464287804	-3,143	-$377,726	+$234,161

Sector Allocation

25.5%$94.0M

7.9%$29.3M

4.1%$15.2M

1.7%$6.4M

1.6%$6.1M

Consumer Discretionary

1.5%$5.4M

Energy

0.7%$2.7M

Utilities

0.6%$2.3M

Communication Services

0.4%$1.6M

Materials

0.2%$852,402

Filing History

Feb 6, 202613F HOLDINGS REPORTQ/E Dec 2025150 pos · $368.3M
Nov 4, 202513F HOLDINGS REPORTQ/E Sep 2025140 pos · $360.3M
Aug 8, 202513F HOLDINGS REPORTQ/E Jun 2025136 pos · $343.7M
May 14, 202513F HOLDINGS REPORTQ/E Mar 2025128 pos · $316.7M
Feb 4, 202513F HOLDINGS REPORTQ/E Dec 2024126 pos · $308.9M
Nov 14, 202413F HOLDINGS REPORTQ/E Sep 2024121 pos · $282.3M
Jul 31, 202413F HOLDINGS REPORTQ/E Jun 2024106 pos · $254.2M
May 1, 202413F HOLDINGS REPORTQ/E Mar 2024106 pos · $244.1M
Nov 14, 202313F HOLDINGS REPORTQ/E Dec 2023173 pos · $249.4M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	STRYKER CORPORATION	SYK	252,176	$88.6M	27.66%
2	VANGUARD INDEX FDS	922908363	44,193	$27.7M	8.65%
3	ISHARES TR	464287804	170,351	$20.5M	6.39%
4	APPLE INC	AAPL	63,058	$17.1M	5.35%
5	VANGUARD STAR FDS	921909768	192,667	$14.5M	4.54%
6	VANGUARD INDEX FDS	922908736	25,878	$12.6M	3.94%
7	VANGUARD SPECIALIZED FUNDS	921908844	54,630	$12.0M	3.75%
8	VANGUARD INDEX FDS	922908744	59,763	$11.4M	3.56%
9	VANGUARD INDEX FDS	922908769	33,541	$11.2M	3.51%
10	INVESCO QQQ TR	IVZ	16,200	$10.0M	3.11%
11	MICROSOFT CORP	MSFT	18,016	$8.7M	2.72%
12	CAPITAL GROUP GROWTH ETF	14020G101	125,820	$5.6M	1.75%
13	VANGUARD INDEX FDS	922908751	16,863	$4.3M	1.36%
14	SPDR S&P 500 ETF TR	SPY	5,896	$4.0M	1.25%
15	VANGUARD SCOTTSDALE FDS	92206C102	64,626	$3.8M	1.18%
16	CAPITAL GROUP CORE BALANCED	14021D107	107,249	$3.8M	1.18%
17	ISHARES TR	464287200	5,003	$3.4M	1.07%
18	ISHARES TR	46432F842	36,572	$3.3M	1.02%
19	VANGUARD INDEX FDS	922908629	10,769	$3.1M	0.98%
20	SCHWAB STRATEGIC TR	808524797	104,151	$2.9M	0.89%