Institutional Manager · CIK 0001800752

CERTUITY, LLC

NORTH PALM BEACH, FL · File #028-19813

Latest AUM

$1.59B

Positions

587

Top-10 Concentration

56.1%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	MICROSOFT CORP	MSFT	+54,659	+$26.4M	-$34,319
ADD	SCHWAB STRATEGIC TR	808524300	+153,742	+$5.0M	+$416,874
ADD	VANGUARD INDEX FDS	922908363	+6,328	+$4.0M	+$1.6M
NEW	SPDR SERIES TRUST	78464A854	+48,180	+$3.9M	$0
REDUCE	ELI LILLY & CO	LLY	-2,928	-$3.1M	+$1.8M
ADD	NETFLIX INC	NFLX	+30,735	+$2.9M	-$4.3M
ADD	WISDOMTREE TR	WT	+25,579	+$2.4M	+$5,087
NEW	INCYTE CORP	INCY	+20,053	+$2.0M	$0
ADD	ISHARES TR	46432F842	+21,786	+$1.9M	+$47,743
ADD	VANGUARD TAX-MANAGED FDS	921943858	+27,376	+$1.7M	+$196,060

Sector Allocation

Technology

19.6%$311.3M

Financials

14.0%$221.8M

Consumer Discretionary

3.6%$57.3M

Industrials

2.7%$42.4M

Healthcare

2.3%$36.8M

Communication Services

2.2%$34.5M

1.4%$22.6M

1.3%$20.2M

0.8%$12.5M

0.1%$2.2M

0.1%$2.2M

Filing History

Jan 30, 202613F COMBINATION REPORTQ/E Dec 2025587 pos · $1.59B
Nov 13, 202513F COMBINATION REPORTQ/E Sep 2025559 pos · $1.46B
Aug 14, 202513F COMBINATION REPORTQ/E Jun 2025426 pos · $1.06B
May 13, 202513F COMBINATION REPORTQ/E Mar 2025406 pos · $952.9M
Jan 29, 202513F COMBINATION REPORTQ/E Dec 2024383 pos · $920.7M
Nov 12, 202413F COMBINATION REPORTQ/E Sep 2024360 pos · $926.1M
Aug 6, 202413F COMBINATION REPORTQ/E Jun 2024358 pos · $1.26B
May 15, 202413F COMBINATION REPORTQ/E Mar 2024330 pos · $1.14B
Nov 3, 202313F COMBINATION REPORTQ/E Dec 2023266 pos · $849.3M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ONEMAIN HLDGS INC	OMF	1,930,764	$130.4M	11.22%
2	CITIGROUP INC	C-PR	844,600	$98.6M	8.48%
3	MICRON TECHNOLOGY INC	MU	269,749	$77.0M	6.62%
4	VANGUARD INDEX FDS	922908363	113,015	$70.9M	6.09%
5	GE AEROSPACE	369604301	185,039	$57.0M	4.90%
6	APPLE INC	AAPL	1,161,622	$56.8M	4.88%
7	NVIDIA CORPORATION	NVDA	951,652	$50.4M	4.34%
8	ISHARES TR	464287200	66,260	$45.4M	3.90%
9	MORGAN STANLEY	MS-PQ	204,438	$36.3M	3.12%
10	WELLS FARGO CO NEW	949746101	312,131	$29.1M	2.50%
11	BANK AMERICA CORP	060505104	502,163	$27.6M	2.38%
12	MICROSOFT CORP	MSFT	55,659	$26.9M	2.31%
13	FLAGSTAR BANK NATIONAL ASSOC	FLG-PU	2,124,280	$26.7M	2.30%
14	INVESCO QQQ TR	IVZ	42,250	$26.0M	2.23%
15	ALPHABET INC	GOOG	80,296	$25.1M	2.16%
16	SCHWAB STRATEGIC TR	808524300	740,884	$24.2M	2.08%
17	PNC FINL SVCS GROUP INC	693475105	102,083	$21.3M	1.83%
18	AMAZON COM INC	AMZN	89,542	$20.7M	1.78%
19	FORD MTR CO	345370860	1,354,491	$17.8M	1.53%
20	SPDR S&P 500 ETF TR	SPY	25,422	$17.3M	1.49%