Institutional Manager · CIK 0001789219

Charles Schwab Trust Co

HENDERSON, NV · File #028-19636

Latest AUM

$1.52B

Positions

171

Top-10 Concentration

59.1%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	NVIDIA CORPORATION	NVDA	+101,140	+$18.9M	-$1,888
ADD	SCHWAB STRATEGIC TR	808524839	+268,364	+$6.3M	-$594,682
REDUCE	ISHARES TR	464287499	-33,718	-$3.2M	-$10,510
ADD	SCHWAB STRATEGIC TR	808524649	+113,942	+$2.9M	+$120,320
ADD	SCHWAB STRATEGIC TR	808524805	+85,886	+$2.1M	+$2.6M
REDUCE	ISHARES TR	464287804	-15,251	-$1.8M	+$36,256
ADD	SCHWAB STRATEGIC TR	808524847	+83,833	+$1.8M	-$868,034
ADD	VANGUARD BD INDEX FDS	921937835	+22,472	+$1.7M	-$143,941
ADD	SCHWAB STRATEGIC TR	808524771	+57,710	+$1.6M	+$2.8M
REDUCE	ISHARES TR	464287200	-2,094	-$1.4M	+$636,282

Sector Allocation

5.0%$76.3M

4.0%$60.9M

1.0%$14.9M

0.9%$14.6M

0.7%$10.2M

0.4%$5.7M

Consumer Discretionary

0.3%$4.6M

Utilities

0.1%$2.0M

Communication Services

0.1%$868,122

Filing History

Jan 9, 202613F COMBINATION REPORTQ/E Dec 2025171 pos · $1.52B
Oct 10, 202513F COMBINATION REPORTQ/E Sep 2025177 pos · $1.47B
Jul 17, 202513F COMBINATION REPORTQ/E Jun 2025173 pos · $1.33B
Apr 10, 202513F COMBINATION REPORTQ/E Mar 2025166 pos · $1.19B
Jan 16, 202513F COMBINATION REPORTQ/E Dec 2024158 pos · $1.16B
Oct 9, 202413F COMBINATION REPORTQ/E Sep 2024151 pos · $1.16B
Jul 18, 202413F COMBINATION REPORTQ/E Jun 2024151 pos · $1.08B
Apr 12, 202413F COMBINATION REPORTQ/E Mar 2024154 pos · $1.06B
Oct 19, 202313F COMBINATION REPORTQ/E Dec 2023164 pos · $887.6M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524839	6,215,188	$145.2M	10.37%
2	VANGUARD INDEX FDS	922908363	187,611	$117.7M	8.40%
3	SCHWAB STRATEGIC TR	808524201	4,214,954	$113.4M	8.10%
4	SCHWAB STRATEGIC TR	808524771	3,109,768	$84.6M	6.04%
5	SCHWAB STRATEGIC TR	808524805	3,507,462	$84.3M	6.02%
6	ISHARES TR	464287226	694,484	$69.4M	4.95%
7	VANGUARD TAX-MANAGED FDS	921943858	1,079,970	$67.5M	4.82%
8	SCHWAB STRATEGIC TR	808524300	1,753,222	$57.2M	4.08%
9	SCHWAB STRATEGIC TR	808524755	1,045,570	$47.3M	3.38%
10	ISHARES TR	464287671	244,347	$41.0M	2.93%
11	VANGUARD BD INDEX FDS	921937835	502,274	$37.2M	2.66%
12	INVESCO EXCHANGE TRADED FD T	IVZ	649,380	$30.5M	2.18%
13	SCHWAB STRATEGIC TR	808524847	1,360,354	$28.4M	2.03%
14	ISHARES TR	464287200	38,589	$26.4M	1.89%
15	SCHWAB STRATEGIC TR	808524862	1,037,219	$25.3M	1.81%
16	ISHARES TR	464288521	418,341	$23.8M	1.70%
17	INVESCO EXCH TRADED FD TR II	IVZ	361,453	$23.7M	1.69%
18	SCHWAB STRATEGIC TR	808524649	916,075	$23.6M	1.69%
19	NVIDIA CORPORATION	NVDA	124,745	$23.3M	1.66%
20	SCHWAB STRATEGIC TR	808524607	782,784	$22.3M	1.59%