Institutional Manager · CIK 0001766514

RHS Financial, LLC

SAN FRANCISCO, CA · File #028-19046

Latest AUM

$204.8M

Positions

144

Top-10 Concentration

43.7%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
NEW	VANGUARD SCOTTSDALE FDS	92206C847	+85,698	+$4.8M	$0
NEW	BLUEROCK PVT REAL ESTATE FD	09631P102	+79,186	+$1.2M	$0
ADD	SCHWAB STRATEGIC TR	808524730	+21,807	+$786,359	-$22,142
REDUCE	ISHARES TR	464288646	-14,770	-$781,032	-$9,104
ADD	EA SERIES TRUST	02072L565	+6,637	+$763,919	+$42,912
NEW	GRAYSCALE BITCOIN MINI TR ET	389930207	+19,057	+$738,078	$0
REDUCE	ISHARES TR	46429B689	-8,148	-$702,765	+$42,238
REDUCE	ISHARES TR	464288588	-7,186	-$684,240	+$1,837
REDUCE	ISHARES TR	46434V266	-15,717	-$651,941	+$14,508
ADD	VANGUARD WHITEHALL FDS	921946406	+4,451	+$638,805	+$12,217

Sector Allocation

Technology

4.9%$10.0M

Financials

2.4%$4.9M

Consumer Discretionary

1.6%$3.3M

Healthcare

1.3%$2.6M

Consumer Staples

1.1%$2.2M

Communication Services

0.5%$947,338

0.2%$358,399

0.1%$310,817

0.1%$288,384

0.1%$203,626

Filing History

Jan 16, 202613F HOLDINGS REPORTQ/E Dec 2025144 pos · $204.8M
Oct 22, 202513F HOLDINGS REPORTQ/E Sep 2025133 pos · $192.8M
Jul 25, 202513F HOLDINGS REPORTQ/E Jun 2025131 pos · $176.0M
Apr 17, 202513F HOLDINGS REPORTQ/E Mar 2025127 pos · $178.3M
Jan 24, 202513F HOLDINGS REPORTQ/E Dec 2024134 pos · $193.3M
Nov 1, 202413F HOLDINGS REPORTQ/E Sep 2024135 pos · $198.6M
Jul 16, 202413F HOLDINGS REPORTQ/E Jun 202477 pos · $163.5M
Apr 18, 202413F HOLDINGS REPORTQ/E Mar 2024108 pos · $171.7M
Oct 24, 202313F HOLDINGS REPORTQ/E Dec 202393 pos · $143.0M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524730	242,978	$8.8M	5.21%
2	SCHWAB STRATEGIC TR	808524771	313,776	$8.5M	5.08%
3	VANGUARD INDEX FDS	922908769	25,271	$8.5M	5.04%
4	SCHWAB STRATEGIC TR	808524102	291,481	$7.6M	4.55%
5	SCHWAB STRATEGIC TR	808524755	162,806	$7.4M	4.38%
6	VANGUARD TAX-MANAGED FDS	921943858	115,164	$7.2M	4.28%
7	ISHARES TR	46435G409	188,106	$7.2M	4.26%
8	ISHARES TR	46432F396	26,539	$6.6M	3.95%
9	ISHARES INC	46434G889	105,914	$6.1M	3.65%
10	ISHARES INC	46434G855	74,545	$5.5M	3.27%
11	SCHWAB STRATEGIC TR	808524805	200,076	$4.8M	2.86%
12	VANGUARD SCOTTSDALE FDS	92206C847	85,698	$4.8M	2.85%
13	EA SERIES TRUST	02072L565	41,244	$4.7M	2.82%
14	ISHARES TR	46434V282	67,068	$4.7M	2.77%
15	ISHARES TR	46434V274	121,246	$4.6M	2.72%
16	APPLE INC	AAPL	16,196	$4.4M	2.62%
17	ISHARES TR	46429B697	43,812	$4.1M	2.45%
18	J P MORGAN EXCHANGE TRADED F	46641Q308	59,748	$3.6M	2.16%
19	ISHARES TR	46434V449	73,912	$3.5M	2.11%
20	UBS AG LONDON BRANCH	USML	117,016	$3.3M	1.95%