Institutional Manager · CIK 0001762086

Sage Financial Management Group, Inc.

MCLEAN, VA · File #028-20594

Latest AUM

$327.4M

Positions

Top-10 Concentration

74.2%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD BD INDEX FDS	921937827	+38,351	+$3.0M	-$31,693
ADD	ISHARES TR	464287507	+28,391	+$1.9M	+$85,957
ADD	VANGUARD BD INDEX FDS	921937819	+22,971	+$1.8M	-$130,090
ADD	ISHARES TR	464287200	+1,775	+$1.2M	+$1.1M
ADD	VANGUARD INTL EQUITY INDEX F	922042775	+8,660	+$637,030	+$956,589
ADD	VANGUARD WHITEHALL FDS	921946406	+3,286	+$471,608	+$158,426
REDUCE	SCHWAB STRATEGIC TR	808524797	-10,952	-$300,413	+$38,529
ADD	VANGUARD SCOTTSDALE FDS	92206C409	+3,443	+$274,510	-$26,632
NEW	SPDR GOLD TR	GLD	+587	+$232,634	$0
ADD	SPDR SERIES TRUST	78468R853	+4,823	+$226,006	+$37,494

Sector Allocation

0.7%$2.3M

0.5%$1.5M

0.3%$1.1M

0.3%$986,115

0.1%$500,808

Consumer Discretionary

0.1%$242,130

Consumer Staples

0.1%$210,849

Filing History

Feb 5, 202613F HOLDINGS REPORTQ/E Dec 202558 pos · $327.4M
Oct 23, 202513F HOLDINGS REPORTQ/E Sep 202556 pos · $313.2M
Jul 21, 202513F HOLDINGS REPORTQ/E Jun 202555 pos · $289,064
Apr 23, 202513F HOLDINGS REPORTQ/E Mar 202556 pos · $275,506
Jan 23, 202513F HOLDINGS REPORTQ/E Dec 202454 pos · $270,009
Oct 17, 202413F HOLDINGS REPORTQ/E Sep 202453 pos · $257,910
Jul 18, 202413F HOLDINGS REPORTQ/E Jun 202414 pos · $32,910
May 1, 202413F HOLDINGS REPORTQ/E Mar 202453 pos · $211,190
Oct 12, 202313F HOLDINGS REPORTQ/E Dec 202342 pos · $166,263

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES TR	464287200	75,256	$51.5M	15.83%
2	VANGUARD BD INDEX FDS	921937819	642,653	$50.0M	15.37%
3	VANGUARD INTL EQUITY INDEX F	922042775	445,459	$32.8M	10.06%
4	VANGUARD BD INDEX FDS	921937827	355,282	$28.0M	8.60%
5	SCHWAB STRATEGIC TR	808524201	950,630	$25.6M	7.86%
6	SPDR SERIES TRUST	78464A409	121,581	$13.0M	3.98%
7	VANGUARD SCOTTSDALE FDS	92206C409	136,603	$10.9M	3.35%
8	ISHARES TR	464287465	107,360	$10.3M	3.17%
9	SCHWAB STRATEGIC TR	808524300	307,908	$10.0M	3.09%
10	ISHARES TR	464287507	144,541	$9.5M	2.93%
11	SCHWAB STRATEGIC TR	808524805	389,442	$9.4M	2.88%
12	VANGUARD WHITEHALL FDS	921946406	64,931	$9.3M	2.86%
13	VANGUARD INDEX FDS	922908363	14,424	$9.0M	2.78%
14	SCHWAB STRATEGIC TR	808524797	285,427	$7.8M	2.40%
15	VANGUARD INDEX FDS	922908637	22,845	$7.2M	2.21%
16	VANGUARD INTL EQUITY INDEX F	922042718	40,890	$5.9M	1.80%
17	SCHWAB STRATEGIC TR	808524508	136,963	$4.1M	1.26%
18	SPDR SERIES TRUST	78468R853	74,258	$3.5M	1.07%
19	SPDR S&P MIDCAP 400 ETF TR	MDY	4,196	$2.5M	0.78%
20	SCHWAB STRATEGIC TR	808524607	77,218	$2.2M	0.68%