Institutional Manager · CIK 0001759641

WestHill Financial Advisors, Inc.

San Rafael, CA · File #028-21038

Latest AUM

$526.4M

Positions

Top-10 Concentration

82.5%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	FIDELITY MERRIMACK STR TR	316188309	+31,673	+$1.5M	-$161,347
ADD	TESLA INC	TSLA	+2,844	+$1.3M	+$2,775
REDUCE	APPLE INC	AAPL	-3,498	-$950,970	+$723,186
ADD	MARSH & MCLENNAN COS INC	571748102	+4,599	+$853,206	-$34,133
ADD	VANGUARD TAX-MANAGED FDS	921943858	+8,676	+$541,990	+$2.8M
ADD	VANGUARD SCOTTSDALE FDS	92206C714	+5,403	+$498,697	+$2.2M
REDUCE	VANGUARD SCOTTSDALE FDS	92206C680	-3,922	-$477,503	+$787,022
ADD	VANGUARD INDEX FDS	922908769	+1,370	+$459,363	+$9,205
NEW	SCHWAB CHARLES CORP	SCHW-PJ	+3,069	+$306,624	$0
NEW	ISHARES GOLD TR	IAU	+3,044	+$247,081	$0

Sector Allocation

Technology

3.5%$18.2M

Healthcare

1.1%$5.7M

Consumer Discretionary

0.7%$3.6M

Industrials

0.4%$1.9M

Financials

0.3%$1.5M

Energy

0.2%$1.2M

Communication Services

0.1%$504,309

Utilities

0.1%$312,335

Filing History

Jan 21, 202613F HOLDINGS REPORTQ/E Dec 202581 pos · $526.4M
Oct 14, 202513F HOLDINGS REPORTQ/E Sep 202578 pos · $510.3M
Jul 9, 202513F HOLDINGS REPORTQ/E Jun 202572 pos · $471.4M
Apr 21, 202513F HOLDINGS REPORTQ/E Mar 202573 pos · $437.1M
Jan 31, 202513F HOLDINGS REPORTQ/E Dec 202478 pos · $446.4M
Oct 18, 202413F HOLDINGS REPORTQ/E Sep 202475 pos · $445.8M
Jul 19, 202413F HOLDINGS REPORTQ/E Jun 202470 pos · $412.1M
Apr 25, 202413F HOLDINGS REPORTQ/E Mar 202476 pos · $406.6M
Nov 13, 202313F HOLDINGS REPORTQ/E Dec 2023116 pos · $342.7M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD INDEX FDS	922908363	152,088	$95.4M	18.42%
2	VANGUARD SCOTTSDALE FDS	92206C680	625,669	$76.2M	14.71%
3	VANGUARD TAX-MANAGED FDS	921943858	1,110,703	$69.4M	13.40%
4	VANGUARD SCOTTSDALE FDS	92206C714	751,666	$69.4M	13.40%
5	FIDELITY MERRIMACK STR TR	316188309	838,376	$38.6M	7.45%
6	SCHWAB STRATEGIC TR	808524854	1,138,809	$28.6M	5.52%
7	VANGUARD INTL EQUITY INDEX F	922042858	279,237	$15.0M	2.90%
8	SCHWAB STRATEGIC TR	808524698	596,102	$13.7M	2.64%
9	ISHARES TR	464287473	74,805	$10.6M	2.04%
10	ISHARES TR	464287481	76,421	$10.5M	2.02%
11	APPLE INC	AAPL	38,473	$10.5M	2.02%
12	VANGUARD SCOTTSDALE FDS	92206C623	40,996	$9.7M	1.87%
13	VANGUARD SCOTTSDALE FDS	92206C649	59,170	$9.5M	1.83%
14	PIMCO ETF TR	72201R833	75,182	$7.5M	1.46%
15	VANGUARD INDEX FDS	922908553	78,143	$6.9M	1.34%
16	NURIX THERAPEUTICS INC	NRIX	228,333	$4.3M	0.84%
17	ISHARES TR	464287200	6,069	$4.2M	0.80%
18	DIMENSIONAL ETF TRUST	25434V708	86,838	$3.4M	0.66%
19	MICROSOFT CORP	MSFT	6,532	$3.2M	0.61%
20	ISHARES TR	464287598	10,256	$2.2M	0.42%