#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD TOTAL STOCK MARKET ETF	922908769	239,227	$80.2M	22.25%
2	SCHWAB INTERNATIONAL EQUITY ETF	808524805	1,162,596	$27.9M	7.75%
3	STATE STREET SPDR S&P 500 ETF	SPY	18,238	$12.4M	3.45%
4	PIMCO ACTIVE BOND EXCHANGE-TRADED FUND	72201R775	116,301	$10.8M	3.00%
5	SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF	808524755	231,875	$10.5M	2.91%
6	VANGUARD S&P 500 ETF	922908363	16,389	$10.3M	2.85%
7	ISHARES GOLD TRUST MICRO ETF OF BENEF INTEREST	IAU	236,663	$10.2M	2.82%
8	SCHWAB US AGGREGATE BOND ETF	808524839	423,510	$9.9M	2.75%
9	SCHWAB EMERGING MARKETS EQUITY ETF	808524706	299,921	$9.8M	2.72%
10	VANGUARD CORE PLUS BOND ETF	922020755	125,233	$9.8M	2.71%
11	VANGUARD MID-CAP ETF	922908629	33,511	$9.7M	2.70%
12	INVESCO QQQ TRUST SERIES I	IVZ	15,536	$9.5M	2.65%
13	ISHARES MSCI USA MIN VOL FACTOR ETF	46429B697	100,301	$9.4M	2.62%
14	ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	464287150	62,034	$9.2M	2.56%
15	VANGUARD MID-CAP GROWTH ETF	922908538	32,270	$9.0M	2.50%
16	VANGUARD ULTRA-SHORT BOND ETF	92203C303	168,282	$8.4M	2.33%
17	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	922042775	107,361	$7.9M	2.19%
18	INVESCO S&P 500 PURE VALUE ETF	IVZ	75,036	$7.8M	2.15%
19	JPMORGAN U.S. QUALITY FACTOR ETF	46641Q761	120,894	$7.6M	2.12%
20	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	120,765	$7.5M	2.09%