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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs

Institutional Manager · CIK 0001724729

Refined Wealth Management

SALT LAKE CITY, UT · File #028-21290

Latest AUM
$148.6M
Positions
43
Top-10 Concentration
75.6%
Filings
12

Sector Allocation

Financials
20.9%$31.0M
Industrials
4.5%$6.7M
Technology
1.9%$2.8M
Energy
0.1%$145,073

Filing History

View all filings →

Top 20 Holdings — Dec 2025

#IssuerTickerSharesValue% of Portfolio
1VANGUARD WORLD FD921910725238,673$17.1M11.51%
2INVESCO QQQ TRIVZ25,626$15.7M10.60%
3VANGUARD CHARLOTTE FDS92203J407313,035$15.1M10.18%
4COINBASE GLOBAL INCCOIN58,518$13.2M8.91%
5VANGUARD INDEX FDS92290874464,777$12.4M8.33%
6BITWISE BITCOIN ETF TRBITB199,766$9.5M6.40%
7SSGA ACTIVE ETF TR78467V608219,927$9.1M6.11%
8VANGUARD BD INDEX FDS92193781998,070$7.6M5.14%
9SPDR GOLD TRGLD16,547$6.6M4.41%
10ENOVIX CORPORATIONENVX807,937$5.9M3.98%
11VANGUARD SCOTTSDALE FDS92206C81366,754$5.1M3.41%
12ISHARES TR46428743258,006$5.1M3.40%
13VANGUARD INDEX FDS92290862913,363$3.9M2.61%
14VANGUARD INDEX FDS92290875114,167$3.7M2.46%
15BED BATH & BEYOND INCBBBY-WT417,346$2.3M1.53%
16VOLATILITY SHS TR92864M780174,132$1.8M1.24%
17VANGUARD TAX-MANAGED FDS92194385825,152$1.6M1.06%
18NVIDIA CORPORATIONNVDA6,810$1.3M0.85%
19VANGUARD INDEX FDS9229083631,966$1.2M0.83%
20NUSHARES ETF TRNU12,510$1.2M0.82%