#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SPDR S&P 500 Value ETF	78464A508	335,368	$13.7M	8.59%
2	SCHWAB SHORT-TERM US TREASURY ETF	808524862	200,300	$9.8M	6.15%
3	iShares International ETF	46432F834	150,873	$9.3M	5.88%
4	Schwab Large Cap Growth ETF	808524300	140,776	$9.2M	5.77%
5	SCHWAB INTERMEDIATE-TERM US TREASURY ETF	808524854	169,795	$8.6M	5.38%
6	SPDR Emerging Markets ETF	78463X509	245,600	$8.4M	5.27%
7	FIRST TRUST LOW DURATION OPPORTUNITIES ETF	33739Q200	158,767	$7.6M	4.78%
8	SPDR Small Cap Value ETF	78468R853	194,090	$7.3M	4.61%
9	iShares MBS ETF	464288588	76,901	$7.3M	4.58%
10	Goldman Sachs Investment Grade Corporate Bond ETF	NVGLF	147,214	$6.7M	4.24%
11	Pimco Active Bond ETF	72201R775	71,625	$6.6M	4.18%
12	Vanguard Intermediate-Term Treasury ETF	92206C706	109,248	$6.6M	4.12%
13	Vanguard Mid Cap Value ETF	922908512	37,051	$5.0M	3.12%
14	VanEck Fallen Angel High Yield ETF	92189F437	166,314	$4.7M	2.93%
15	iShares S&P 500 Growth ETF	464287309	69,831	$4.5M	2.81%
16	ISHARES RUSSELL 1000 ETF	464287622	18,921	$4.3M	2.68%
17	Vanguard Small Cap Growth ETF	922908595	19,630	$4.2M	2.67%
18	Pacer Global Cash Cows ETF	69374H709	124,273	$4.2M	2.63%
19	First Trust Rising Dividend ETF	33738R506	89,741	$4.0M	2.53%
20	iShares Mid Cap Growth ETF	464288307	66,144	$3.8M	2.39%