Institutional Manager · CIK 0001690531

Clearwater Capital Advisors, LLC

HOFFMAN ESTATES, IL · File #028-17575

Latest AUM

$1.20B

Positions

164

Top-10 Concentration

58.0%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	BLACKROCK ETF TRUST II	BLK	+1,092,983	+$57.7M	-$2,868
REDUCE	SCHWAB STRATEGIC TR	808524862	-2,033,683	-$49.6M	-$77,576
NEW	JANUS DETROIT STR TR	47103U746	+599,398	+$31.2M	$0
REDUCE	ISHARES TR	464288646	-378,788	-$20.0M	-$172,239
ADD	J P MORGAN EXCHANGE TRADED F	46641Q647	+252,933	+$12.8M	+$3,490
ADD	ISHARES U S ETF TR	46431W507	+120,936	+$6.2M	-$504,705
REDUCE	GOLDMAN SACHS ETF TR	NVGLF	-133,414	-$6.2M	-$62,351
REDUCE	SPDR SERIES TRUST	78464A383	-237,908	-$5.3M	-$14,298
ADD	J P MORGAN EXCHANGE TRADED F	46641Q241	+65,989	+$3.1M	-$260,457
REDUCE	ISHARES TR	464287226	-24,882	-$2.5M	-$48,243

Sector Allocation

Financials

15.8%$190.2M

Technology

2.2%$26.2M

Consumer Discretionary

0.5%$5.5M

Healthcare

0.4%$4.5M

Communication Services

0.1%$969,992

Utilities

0.0%$448,632

Consumer Staples

0.0%$318,199

Industrials

0.0%$99,125

Filing History

Feb 9, 202613F HOLDINGS REPORTQ/E Dec 2025164 pos · $1.20B
Nov 14, 202513F HOLDINGS REPORTQ/E Sep 2025169 pos · $1.17B
Aug 12, 202513F HOLDINGS REPORTQ/E Jun 2025164 pos · $1.09B
May 8, 202513F HOLDINGS REPORTQ/E Mar 2025170 pos · $1.03B
Feb 10, 202513F HOLDINGS REPORTQ/E Dec 2024172 pos · $1.02B
Nov 12, 202413F HOLDINGS REPORTQ/E Sep 2024173 pos · $1.03B
Aug 6, 202413F HOLDINGS REPORTQ/E Jun 2024158 pos · $944.1M
May 9, 202413F HOLDINGS REPORTQ/E Mar 2024159 pos · $937.6M
Oct 24, 202313F HOLDINGS REPORTQ/E Dec 2023142 pos · $816.1M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES U S ETF TR	46431W507	2,924,871	$149.5M	13.34%
2	WISDOMTREE TR	WT	899,720	$80.5M	7.18%
3	ISHARES TR	46434V282	1,067,964	$74.1M	6.62%
4	ISHARES TR	46434V274	1,841,232	$69.5M	6.20%
5	BLACKROCK ETF TRUST II	BLK	1,099,096	$58.0M	5.18%
6	J P MORGAN EXCHANGE TRADED F	46641Q241	1,107,784	$51.4M	4.59%
7	SPDR INDEX SHS FDS	78463X889	1,103,199	$49.0M	4.37%
8	FIRST TR EXCHANGE-TRADED FD	33739Q200	852,617	$42.6M	3.80%
9	ISHARES TR	464288646	769,248	$40.7M	3.63%
10	ISHARES TR	46434V290	468,005	$35.0M	3.13%
11	ISHARES INC	46434G764	479,442	$34.8M	3.11%
12	JANUS DETROIT STR TR	47103U746	599,398	$31.2M	2.78%
13	ISHARES TR	464288588	311,265	$29.6M	2.65%
14	VANECK ETF TRUST	92189F106	330,431	$28.3M	2.53%
15	AMERICAN CENTY ETF TR	02507A101	408,240	$26.0M	2.32%
16	SCHWAB STRATEGIC TR	808524201	907,465	$24.4M	2.18%
17	J P MORGAN EXCHANGE TRADED F	46641Q647	369,290	$18.6M	1.66%
18	SCHWAB STRATEGIC TR	808524607	612,302	$17.4M	1.56%
19	AMERICAN CENTY ETF TR	025072349	219,562	$16.6M	1.48%
20	WISDOMTREE TR	WT	454,235	$14.7M	1.32%