Institutional Manager · CIK 0001669662

Peak Financial Management, Inc.

WELLESLEY, MA · File #028-17408

Latest AUM

$387.7M

Positions

Top-10 Concentration

55.5%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	TCW ETF TRUST	29287L700	+31,687	+$1.3M	-$39,852
REDUCE	VANGUARD INDEX FDS	922908363	-1,598	-$1.0M	+$420,088
REDUCE	VANGUARD INDEX FDS	922908769	-2,138	-$716,815	+$676,380
ADD	ETFIS SER TR I	26923G707	+30,909	+$712,144	-$12,009
REDUCE	NVIDIA CORPORATION	NVDA	-3,605	-$672,350	-$1,997
ADD	J P MORGAN EXCHANGE TRADED F	46641Q852	+10,976	+$534,532	-$99,398
ADD	VANGUARD SCOTTSDALE FDS	92206C870	+6,194	+$518,750	-$53,206
ADD	USCF ETF TR	90290T809	+19,279	+$424,716	-$336,112
ADD	MICROSOFT CORP	MSFT	+800	+$386,960	-$124,676
ADD	INVESCO EXCHANGE TRADED FD T	IVZ	+1,945	+$372,586	+$167,626

Sector Allocation

9.4%$36.7M

3.3%$12.7M

0.5%$2.1M

0.3%$1.2M

Consumer Discretionary

0.2%$860,728

Communication Services

0.2%$722,084

Energy

0.1%$339,238

Materials

0.0%$29,600

Filing History

Jan 23, 202613F HOLDINGS REPORTQ/E Dec 202598 pos · $387.7M
Oct 9, 202513F HOLDINGS REPORTQ/E Sep 2025101 pos · $378.3M
Jul 23, 202513F HOLDINGS REPORTQ/E Jun 202595 pos · $351.6M
May 13, 202513F HOLDINGS REPORTQ/E Mar 202597 pos · $333.9M
Jan 22, 202513F HOLDINGS REPORTQ/E Dec 202496 pos · $333.9M
Oct 15, 202413F HOLDINGS REPORTQ/E Sep 202498 pos · $340.6M
Jul 23, 202413F HOLDINGS REPORTQ/E Jun 202494 pos · $319.5M
Apr 23, 202413F HOLDINGS REPORTQ/E Mar 202496 pos · $315.5M
Oct 25, 202313F HOLDINGS REPORTQ/E Dec 202372 pos · $274.9M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD STAR FDS	921909768	595,252	$44.9M	12.07%
2	VANGUARD INDEX FDS	922908769	93,095	$31.2M	8.39%
3	SPDR INDEX SHS FDS	78463X475	369,702	$28.4M	7.63%
4	INVESCO EXCHANGE TRADED FD T	IVZ	92,102	$17.6M	4.74%
5	VANGUARD INDEX FDS	922908363	26,875	$16.9M	4.53%
6	J P MORGAN EXCHANGE TRADED F	46641Q852	312,115	$15.2M	4.09%
7	ABRDN PRECIOUS METALS BASKET	GLTR	72,392	$14.9M	4.00%
8	VANGUARD SCOTTSDALE FDS	92206C870	153,930	$12.9M	3.47%
9	SCHWAB STRATEGIC TR	808524102	467,399	$12.3M	3.30%
10	SPDR INDEX SHS FDS	78463X509	260,011	$12.2M	3.27%
11	ISHARES TR	464287226	118,399	$11.8M	3.18%
12	SCHWAB STRATEGIC TR	808524508	392,250	$11.8M	3.17%
13	ETFIS SER TR I	26923G707	511,515	$11.8M	3.17%
14	INVESCO EXCHANGE TRADED FD T	IVZ	103,107	$10.7M	2.87%
15	ISHARES TR	46434V407	248,190	$10.6M	2.86%
16	TCW ETF TRUST	29287L700	230,918	$9.1M	2.46%
17	SCHWAB STRATEGIC TR	808524870	331,824	$8.8M	2.36%
18	ISHARES TR	464287804	70,087	$8.4M	2.26%
19	SCHWAB STRATEGIC TR	808524839	353,378	$8.3M	2.22%
20	USCF ETF TR	90290T809	365,788	$8.1M	2.17%