#	Issuer	Ticker	Shares	Value	% of Portfolio
1	FIDELITY TOTAL BOND ETF	316188309	742,863	$34.7M	8.12%
2	VANGUARD DIVIDEND APPRECIATION ETF	921908844	173,993	$34.5M	8.06%
3	SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	78463X889	906,065	$34.0M	7.96%
4	SPDR PORTFOLIO S&P 500 GROWTH ETF	78464A409	389,070	$32.3M	7.55%
5	SPDR PORTFOLIO S&P 500 VALUE ETF	78464A508	603,545	$31.9M	7.46%
6	ISHARES 7-10 YEAR TREASURY BOND ETF	464287440	283,418	$27.8M	6.50%
7	VANECK IG FLOATING RATE ETF	92189F486	1,067,999	$27.2M	6.36%
8	VANGUARD MID-CAP VALUE ETF	922908512	85,805	$14.4M	3.36%
9	VANGUARD SMALL CAP VALUE ETF	922908611	70,228	$14.1M	3.30%
10	DIMENSIONAL INTERNATIONAL SMALL CAP ETF	25434V773	518,622	$13.9M	3.25%
11	VANGUARD MID-CAP GROWTH ETF	922908538	54,521	$13.3M	3.10%
12	VANGUARD SMALL-CAP GROWTH ETF	922908595	44,720	$12.0M	2.80%
13	ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	464286533	140,790	$8.8M	2.06%
14	VANGUARD VALUE ETF	922908744	48,302	$8.4M	1.97%
15	VANGUARD GROWTH ETF	922908736	21,878	$8.4M	1.96%
16	NVIDIA CORP	NVDA	6,424	$7.8M	1.82%
17	SPDR PORTFOLIO EMERGING MARKETS ETF	78463X509	187,868	$7.8M	1.81%
18	TORTOISE NORTH AMERICAN PIPELINE FUND	56167N720	229,188	$7.2M	1.68%
19	APPLE INC	AAPL	28,009	$6.5M	1.53%
20	PEPSICO INC COM	PEP	34,844	$5.9M	1.39%