#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524102	6,082,785	$159.6M	47.60%
2	ISHARES TR	464287465	455,426	$43.7M	13.05%
3	VANGUARD INDEX FDS	922908769	71,131	$23.8M	7.11%
4	VANGUARD TAX-MANAGED FDS	921943858	303,952	$19.0M	5.66%
5	ISHARES TR	464287234	230,131	$12.6M	3.76%
6	INVESCO EXCH TRADED FD TR II	IVZ	33,859	$8.6M	2.55%
7	VANGUARD INTL EQUITY INDEX F	922042858	115,920	$6.2M	1.86%
8	VANGUARD BD INDEX FDS	921937835	81,034	$6.0M	1.79%
9	MICROSOFT CORP	MSFT	8,959	$4.3M	1.29%
10	ELI LILLY & CO	LLY	3,942	$4.2M	1.26%
11	VANGUARD CHARLOTTE FDS	92203J407	77,551	$3.7M	1.12%
12	NVIDIA CORPORATION	NVDA	19,701	$3.7M	1.10%
13	VANGUARD BD INDEX FDS	921937827	44,876	$3.5M	1.06%
14	ALPHABET INC	GOOG	11,012	$3.4M	1.03%
15	APPLE INC	AAPL	9,919	$2.7M	0.80%
16	JOHNSON & JOHNSON	JNJ	13,026	$2.7M	0.80%
17	ISHARES TR	464287499	26,956	$2.6M	0.77%
18	VANGUARD INTL EQUITY INDEX F	922042742	18,110	$2.6M	0.76%
19	ALPHABET INC	GOOG	7,566	$2.4M	0.71%
20	VANGUARD BD INDEX FDS	921937819	21,970	$1.7M	0.51%