Institutional Manager · CIK 0001422508
Montecito Bank & Trust
SANTA BARBARA, CA · File #028-13052
Latest AUM
$627.3M
Positions
441
Top-10 Concentration
44.3%
Filings
8
Portfolio Value Over Time
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-09
2025-12
Biggest QoQ Changes
Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.
| Action | Issuer | Ticker / CUSIP | Δ Shares | Flow ($) | Price Effect |
|---|---|---|---|---|---|
| ADD | VANGUARD S&P 500 ETF | 922908363 | +9,429 | +$5.9M | +$52,244 |
| REDUCE | NVIDIA CORP | NVDA | -22,321 | -$4.2M | -$14,703 |
| REDUCE | ALPHABET INC-CL A | GOOG | -9,354 | -$2.9M | +$3.1M |
| REDUCE | MICROSOFT CORP | MSFT | -4,281 | -$2.1M | -$1.3M |
| REDUCE | ISHARES ESG AWARE MSCI EAFE ETF | 46435G516 | -20,118 | -$1.9M | +$64,360 |
| REDUCE | BROADCOM INC | AVGO | -4,645 | -$1.6M | +$293,266 |
| EXITED | ISHARES IBONDS DEC 2025 TERM CO | 46434VBD1 | -49,767 | -$1.3M | $0 |
| EXITED | FISERV INC | 337738108 | -9,165 | -$1.2M | $0 |
| REDUCE | ISHARES CORE TOTAL USD BOND MAR | 46434V613 | -21,728 | -$1.0M | -$7,678 |
| EXITED | ISHARES IBONDS DEC 2025 TERM TR | 46436E866 | -40,566 | -$947,825 | $0 |
Sector Allocation
Filing History
- 13F HOLDINGS REPORTQ/E Dec 2025441 pos · $627.3M
- 13F HOLDINGS REPORTQ/E Sep 2025449 pos · $643.9M
- 13F HOLDINGS REPORTQ/E Mar 2025434 pos · $565.0M
- 13F HOLDINGS REPORTQ/E Dec 2024424 pos · $577.4M
- 13F HOLDINGS REPORTQ/E Sep 2024433 pos · $587.0M
- 13F HOLDINGS REPORTQ/E Jun 2024408 pos · $491.6M
- 13F HOLDINGS REPORTQ/E Mar 2024419 pos · $500.0M
- 13F HOLDINGS REPORTQ/E Dec 2023391 pos · $426.7M
Top 20 Holdings — Dec 2025
| # | Issuer | Ticker | Shares | Value | % of Portfolio |
|---|---|---|---|---|---|
| 1 | ISHARES RUSSELL 1000 GROWTH ETF | 464287614 | 69,683 | $33.0M | 8.63% |
| 2 | NVIDIA CORP | NVDA | 161,485 | $30.1M | 7.88% |
| 3 | ISHARES CORE S&P 500 ETF | 464287200 | 24,978 | $17.1M | 4.48% |
| 4 | MICROSOFT CORP | MSFT | 32,789 | $15.9M | 4.15% |
| 5 | ISHARES CORE U.S. AGGREGATE BON | 464287226 | 138,546 | $13.8M | 3.62% |
| 6 | VANGUARD INTERMEDIATE-TERM BOND | 921937819 | 174,539 | $13.6M | 3.56% |
| 7 | SPDR S&P 500 ETF TRUST | SPY | 17,525 | $12.0M | 3.13% |
| 8 | ISHARES CORE S&P MID-CAP ETF | 464287507 | 175,763 | $11.6M | 3.04% |
| 9 | VANGUARD SHORT-TERM TREASURY ET | 92206C102 | 195,440 | $11.5M | 3.00% |
| 10 | ISHARES MSCI USA QUALITY FACTOR | 46432F339 | 55,104 | $10.9M | 2.86% |
| 11 | ISHARES U.S. TREASURY BOND ETF | 46429B267 | 472,958 | $10.9M | 2.85% |
| 12 | ALPHABET INC-CL A | GOOG | 34,392 | $10.8M | 2.82% |
| 13 | ISHARES CORE MSCI EAFE ETF | 46432F842 | 112,749 | $10.1M | 2.64% |
| 14 | ISHARES RUSSELL 1000 VALUE ETF | 464287598 | 47,002 | $9.9M | 2.59% |
| 15 | ELI LILLY & CO | LLY | 8,439 | $9.1M | 2.37% |
| 16 | VANGUARD INTL DIVIDEND APPRECIA | 921946810 | 89,084 | $8.1M | 2.13% |
| 17 | VANGUARD S&P 500 ETF | 922908363 | 12,971 | $8.1M | 2.13% |
| 18 | COCA-COLA CO/THE | KO | 104,232 | $7.3M | 1.91% |
| 19 | JPMORGAN CHASE & CO | VYLD | 20,739 | $6.7M | 1.75% |
| 20 | ISHARES MSCI EAFE VALUE ETF | 464288877 | 93,340 | $6.7M | 1.74% |