Institutional Manager · CIK 0000936938

CAPE ANN SAVINGS BANK

GLOUCESTER, MA · File #028-06579

Latest AUM

$194.9M

Positions

109

Top-10 Concentration

58.3%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	ISHARES S&P 500	464287200	-3,693	-$2.5M	+$289,543
ADD	INVESCO EXCHANGE TRADED FD TR	IVZ	+9,710	+$1.9M	+$5,142
ADD	SELECT SECTOR SPDR TR XLK	81369Y803	+10,610	+$1.5M	-$1.5M
NEW	INVESCO DIVIDEND ACHIEVERS ETF	IVZ	+15,205	+$783,129	$0
NEW	ISHARES ESG AWARE MSCI EAFE ETF	46435G516	+6,155	+$585,279	$0
ADD	INTERNATIONAL BUSINESS MACHINES CORP	INTR	+1,895	+$561,318	+$35,392
EXITED	ACCENTURE PLC	G1151C101	-2,004	-$494,186	$0
ADD	ISHARES MSCI EMERG MKT	46434G103	+6,900	+$463,818	+$6,493
REDUCE	UNITEDHEALTH GROUP INC	UNH	-1,377	-$454,562	-$31,093
REDUCE	ISHARES GOLD TR	IAU	-4,832	-$392,213	+$1.2M

Sector Allocation

13.4%$26.2M

5.9%$11.6M

5.3%$10.3M

4.0%$7.9M

Consumer Discretionary

3.4%$6.6M

Consumer Staples

2.1%$4.0M

Energy

1.6%$3.1M

Communication Services

0.9%$1.8M

Filing History

Jan 28, 202613F HOLDINGS REPORTQ/E Dec 2025109 pos · $194.9M
Oct 15, 202513F HOLDINGS REPORTQ/E Sep 2025108 pos · $187.3M
Jul 21, 202513F HOLDINGS REPORTQ/E Jun 202589 pos · $167.4M
May 14, 202513F HOLDINGS REPORTQ/E Mar 202592 pos · $159.5M
Feb 4, 202513F HOLDINGS REPORTQ/E Dec 202487 pos · $169.9M
Oct 8, 202413F HOLDINGS REPORTQ/E Sep 202489 pos · $172.4M
Jul 25, 202413F HOLDINGS REPORTQ/E Jun 202486 pos · $161.2M
May 13, 202413F HOLDINGS REPORTQ/E Mar 202485 pos · $159.6M
Mar 15, 202413F HOLDINGS REPORTQ/E Mar 202483 pos · $151.3M
Oct 25, 202313F HOLDINGS REPORTQ/E Dec 202381 pos · $142.6M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES MSCI EAFE ETF	464287465	223,208	$21.4M	12.54%
2	ISHARES CORE S&P MID-CAP 400 ETF	464287507	253,578	$16.7M	9.79%
3	ISHARES GOLD TR	IAU	143,416	$11.6M	6.81%
4	ISHARES S&P 500	464287200	14,820	$10.2M	5.94%
5	APPLE INC	AAPL	34,269	$9.3M	5.45%
6	VANGUARD SHORT TERM TREASURY ETF	92206C102	140,842	$8.3M	4.84%
7	MICROSOFT CORP	MSFT	14,733	$7.1M	4.17%
8	ALPHABET INC	GOOG	22,489	$7.0M	4.12%
9	AMAZON.COM INC	AMZN	17,429	$4.0M	2.35%
10	JOHNSON & JOHNSON	JNJ	18,764	$3.9M	2.27%
11	ISHARES CORE S&P SMALL-CAP ETF	464287804	32,035	$3.8M	2.25%
12	NVIDIA CORPORATION	NVDA	19,813	$3.7M	2.16%
13	APPLIED MATERIALS INC	038222105	13,928	$3.6M	2.09%
14	SELECT SECTOR SPDR TR XLK	81369Y803	21,180	$3.0M	1.78%
15	PROCTER & GAMBLE CO	742718109	18,681	$2.7M	1.57%
16	JPMORGAN CHASE & CO	VYLD	7,868	$2.5M	1.48%
17	INVESCO EXCHANGE TRADED FD TR	IVZ	12,475	$2.4M	1.40%
18	PEPSICO INC	PEP	16,332	$2.3M	1.37%
19	BLACKROCK INC	BLK	2,124	$2.3M	1.33%
20	VISA INC	V	6,167	$2.2M	1.27%