Institutional Manager · CIK 0000773411

VALLEY NATIONAL ADVISERS INC

BETHLEHEM, PA · File #028-16429

Latest AUM

$721,823

Positions

1,023

Top-10 Concentration

56.4%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	SCHWAB STRATEGIC TR	808524201	+1,968,976	+$52,985	+$1
ADD	SCHWAB STRATEGIC TR	808524300	+996,723	+$32,513	+$1
ADD	SCHWAB STRATEGIC TR	808524102	+1,101,986	+$28,905	$0
ADD	APPLE INC	AAPL	+105,268	+$28,618	+$3
ADD	VANGUARD INDEX FDS	922908744	+144,118	+$27,525	+$1
ADD	FIDELITY MERRIMACK STR TR	316188309	+588,580	+$27,098	$0
ADD	PIMCO ETF TR	72201R775	+255,868	+$23,816	$0
ADD	SCHWAB STRATEGIC TR	808524805	+833,482	+$20,036	+$1
ADD	MICROSOFT CORP	MSFT	+39,487	+$19,096	-$4
ADD	ISHARES TR	46434V613	+372,347	+$17,329	$0

Sector Allocation

Technology

13.4%$96,519

Healthcare

5.0%$36,493

Industrials

3.6%$26,171

Consumer Discretionary

3.0%$21,905

Financials

2.9%$21,153

Consumer Staples

1.1%$8,129

Communication Services

1.0%$7,188

0.8%$5,951

0.1%$719

0.1%$582

0.0%$356

Filing History

Jan 23, 202613F HOLDINGS REPORTQ/E Dec 20251,023 pos · $721,823
Oct 17, 202513F HOLDINGS REPORTQ/E Sep 2025973 pos · $645,575
Jul 22, 202513F HOLDINGS REPORTQ/E Jun 2025957 pos · $612,531
Apr 25, 202513F HOLDINGS REPORTQ/E Mar 2025970 pos · $554,218
Jan 24, 202513F HOLDINGS REPORTQ/E Dec 2024894 pos · $556,910
Oct 24, 202413F HOLDINGS REPORTQ/E Sep 2024864 pos · $553,867
Jul 18, 202413F HOLDINGS REPORTQ/E Jun 20241,260 pos · $673,814
Apr 19, 202413F HOLDINGS REPORTQ/E Mar 20241,306 pos · $661,665
Nov 13, 202313F HOLDINGS REPORTQ/E Dec 20231,158 pos · $572,450

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524201	1,970,014	$53,013	10.74%
2	SCHWAB STRATEGIC TR	808524300	997,343	$32,533	6.59%
3	SCHWAB STRATEGIC TR	808524102	1,102,037	$28,906	5.86%
4	APPLE INC	AAPL	105,416	$28,658	5.81%
5	VANGUARD INDEX FDS	922908744	144,246	$27,549	5.58%
6	FIDELITY MERRIMACK STR TR	316188309	588,846	$27,110	5.49%
7	PIMCO ETF TR	72201R775	256,001	$23,828	4.83%
8	SCHWAB STRATEGIC TR	808524805	834,346	$20,057	4.06%
9	MICROSOFT CORP	MSFT	39,617	$19,159	3.88%
10	ISHARES TR	46434V613	372,397	$17,331	3.51%
11	ISHARES TR	46436E403	229,943	$15,659	3.17%
12	SCHWAB STRATEGIC TR	808524508	365,898	$11,002	2.23%
13	LAM RESEARCH CORP	LRCX	60,135	$10,293	2.09%
14	DIMENSIONAL ETF TRUST	25434V203	265,661	$10,124	2.05%
15	ALPHABET INC	GOOG	29,676	$9,288	1.88%
16	ISHARES U S ETF TR	46431W507	179,928	$9,194	1.86%
17	SCHWAB STRATEGIC TR	808524797	306,715	$8,413	1.70%
18	TAIWAN SEMICONDUCTOR MFG LTD	874039100	27,327	$8,304	1.68%
19	AMAZON COM INC	AMZN	35,920	$8,290	1.68%
20	VANGUARD WORLD FD	92204A702	9,258	$6,978	1.41%