13F HOLDINGS REPORT

LifeSteps Financial, Inc.

Quarter ended Q3 2025 · Filed October 16, 2025 · Accession 0001801373-25-000006

Total Value

$155.7M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (89)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	INVESCO QQQ TRUST SERIES I	IVZ	40,487	$24.3M	15.61%
2	SPDR S&P 500 ETF TRUST	SPY	34,442	$22.9M	14.74%
3	NVIDIA CORPORATION COM	NVDA	50,194	$9.4M	6.02%
4	APPLE INC COM	AAPL	30,749	$7.8M	5.03%
5	MICROSOFT CORP COM	MSFT	13,917	$7.2M	4.63%
6	VANGUARD VALUE ETF	922908744	24,370	$4.5M	2.92%
7	ISHARES CORE S&P MID-CAP ETF	464287507	65,245	$4.3M	2.73%
8	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	921946406	29,818	$4.2M	2.70%
9	SPDR S&P DIVIDEND ETF	78464A763	29,357	$4.1M	2.64%
10	TECHNOLOGY SELECT SECTOR SPDR FUND	81369Y803	14,470	$4.1M	2.62%
11	JPMORGAN CHASE & CO. COM	VYLD	10,045	$3.2M	2.04%
12	SCHWAB US DIVIDEND EQUITY ETF	808524797	112,413	$3.1M	1.97%
13	ISHARES RUSSELL 2000 ETF	464287655	12,248	$3.0M	1.90%
14	SCHWAB U.S. MID-CAP ETF	808524508	90,871	$2.7M	1.73%
15	US BANCORP DEL COM NEW	USB-PS	50,722	$2.5M	1.57%
16	ISHARES S&P SMALL-CAP 600 VALUE ETF	464287879	20,146	$2.2M	1.43%
17	AMAZON COM INC COM	AMZN	9,863	$2.2M	1.39%
18	VANGUARD GROWTH ETF	922908736	4,147	$2.0M	1.28%
19	HOME DEPOT INC COM	HD	4,676	$1.9M	1.22%
20	ABBVIE INC COM	ABBV	7,316	$1.7M	1.09%
21	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	3,081	$1.5M	0.99%
22	VANGUARD MEGA CAP GROWTH ETF	921910816	3,720	$1.5M	0.96%
23	COSTCO WHSL CORP NEW COM	22160K105	1,590	$1.5M	0.95%
24	EXXON MOBIL CORP COM	XOM	12,517	$1.4M	0.91%
25	ISHARES S&P 500 GROWTH ETF	464287309	11,624	$1.4M	0.90%
26	AUTOMATIC DATA PROCESSING INC COM	ADP	4,264	$1.3M	0.80%
27	WELLS FARGO CO NEW COM	949746101	13,913	$1.2M	0.75%
28	TESLA INC COM	TSLA	2,378	$1.1M	0.68%
29	WALMART INC COM	WMT	9,803	$1.0M	0.65%
30	COCA COLA CO COM	KO	14,025	$930,144	0.60%
31	ALPHABET INC CAP STK CL C	GOOG	3,703	$901,866	0.58%
32	CATERPILLAR INC COM	CAT	1,736	$828,332	0.53%
33	JOHNSON & JOHNSON COM	JNJ	4,257	$789,252	0.51%
34	SCHWAB U.S. LARGE-CAP GROWTH ETF	808524300	24,328	$776,295	0.50%
35	EMERSON ELEC CO COM	EMR	5,750	$754,285	0.48%
36	CHEVRON CORP NEW COM	CVX	4,728	$734,210	0.47%
37	NEXTERA ENERGY INC COM	NEE-PW	9,531	$719,495	0.46%
38	MASTERCARD INCORPORATED CL A	MA	1,245	$707,921	0.45%
39	ILLINOIS TOOL WKS INC COM	452308109	2,654	$692,014	0.44%
40	META PLATFORMS INC CL A	META	914	$671,223	0.43%
41	PROCTER AND GAMBLE CO COM	742718109	4,054	$622,897	0.40%
42	NETFLIX INC COM	NFLX	518	$621,041	0.40%
43	VANGUARD S&P 500 ETF	922908363	969	$593,396	0.38%
44	UBER TECHNOLOGIES INC COM	UBER	5,944	$582,334	0.37%
45	ISHARES MSCI USA MIN VOL FACTOR ETF	46429B697	6,035	$574,170	0.37%
46	ALPHABET INC CAP STK CL A	GOOG	2,339	$568,611	0.37%
47	QUALCOMM INC COM	QCOM	3,390	$563,960	0.36%
48	GE AEROSPACE COM NEW	369604301	1,711	$514,703	0.33%
49	ISHARES CORE S&P 500 ETF	464287200	738	$493,943	0.32%
50	ISHARES MSCI USA MOMENTUM FACTOR ETF	46432F396	1,920	$492,384	0.32%
51	ISHARES CORE S&P SMALL CAP ETF	464287804	3,870	$459,872	0.30%
52	ASML HOLDING N V N Y REGISTRY SHS	ASMLF	475	$459,843	0.30%
53	FIDELITY MSCI HEALTH CARE INDEX ETF	316092600	6,825	$456,388	0.29%
54	ORACLE CORP COM	ORCL-PD	1,597	$449,223	0.29%
55	CISCO SYS INC COM	CSCO	6,547	$447,946	0.29%
56	DISNEY WALT CO COM	254687106	3,900	$446,559	0.29%
57	GENELUX CORPORATION COM	GNLX	105,171	$441,718	0.28%
58	FINANCIAL SELECT SECTOR SPDR FUND	81369Y605	8,064	$434,408	0.28%
59	NOVO-NORDISK A S ADR	NONOF	7,315	$405,909	0.26%
60	VISA INC COM CL A	V	1,175	$401,122	0.26%
61	TRACTOR SUPPLY CO COM	TSCO	7,025	$399,536	0.26%
62	SCHWAB U.S. LARGE-CAP VALUE ETF	808524409	13,424	$390,774	0.25%
63	BROADCOM INC COM	AVGO	1,177	$388,304	0.25%
64	AMGEN INC COM	AMGN	1,317	$371,657	0.24%
65	SCHWAB U.S. LARGE-CAP ETF	808524201	14,068	$370,551	0.24%
66	SCHWAB U.S. BROAD MARKET ETF	808524102	14,288	$367,350	0.24%
67	INTERNATIONAL BUSINESS MACHS COM	INTR	1,293	$364,824	0.23%
68	MCDONALDS CORP COM	MCD	1,138	$345,721	0.22%
69	SCHWAB U.S. SMALL-CAP ETF	808524607	12,356	$344,721	0.22%
70	PEPSICO INC COM	PEP	2,424	$340,447	0.22%
71	VERIZON COMMUNICATIONS INC COM	VZ	7,449	$327,403	0.21%
72	VANGUARD TOTAL STOCK MARKET ETF	922908769	972	$318,981	0.20%
73	INTUIT COM	INTU	467	$318,919	0.20%
74	KIMBERLY-CLARK CORP COM	KMB	2,525	$313,959	0.20%
75	GE VERNOVA INC COM	GEV	445	$273,631	0.18%
76	ELI LILLY & CO COM	LLY	354	$270,102	0.17%
77	FLEXSHARES QUALITY DIVIDEND INDEX FUND	FLEX	3,305	$262,417	0.17%
78	ISHARES RUSSELL 1000 GROWTH ETF	464287614	539	$252,504	0.16%
79	SERVISFIRST BANCSHARES INC COM	SFBS	3,000	$241,590	0.16%
80	GOLDMAN SACHS GROUP INC COM	GSCE	296	$235,720	0.15%
81	SEMPRA COM	SREA	2,564	$230,709	0.15%
82	VANGUARD HEALTH CARE ETF	92204A504	889	$230,659	0.15%
83	APPLIED MATLS INC COM	038222105	1,120	$229,309	0.15%
84	ABBOTT LABS COM	ABLZF	1,711	$229,171	0.15%
85	BOEING CO COM	BA-PA	1,051	$226,839	0.15%
86	SPDR PORTFOLIO SHORT TERM TREASURY ETF	78468R101	6,927	$203,100	0.13%
87	ISHARES S&P 500 VALUE ETF	464287408	982	$202,793	0.13%
88	NUVEEN PFD & INCOME OPPORTUNIT COM	NU	11,520	$94,464	0.06%
89	OXFORD SQUARE CAP CORP COM	OXSQH	10,000	$15,900	0.01%