13F HOLDINGS REPORT
My Personal CFO, LLC
Quarter ended Q4 2025 · Filed January 15, 2026 · Accession 0001754960-26-000077
Total Value
$239.7M
Positions
93
Other Managers
0
Confidential Omitted
No
Holdings (93)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 109,733 | $36.8M | 15.35% |
| 2 | MICROSOFT CORP | MSFT | 46,320 | $22.4M | 9.35% |
| 3 | AMERICAN CENTY ETF TR | 025072885 | 123,990 | $13.9M | 5.78% |
| 4 | APPLE INC | AAPL | 45,200 | $12.3M | 5.13% |
| 5 | DIMENSIONAL ETF TRUST | 25434V203 | 237,462 | $9.0M | 3.78% |
| 6 | INVESCO QQQ TR | IVZ | 14,694 | $9.0M | 3.77% |
| 7 | OKTA INC | OKTA | 93,805 | $8.1M | 3.38% |
| 8 | T ROWE PRICE ETF INC | 87283Q883 | 149,999 | $7.7M | 3.22% |
| 9 | DIMENSIONAL ETF TRUST | 25434V104 | 161,512 | $7.6M | 3.15% |
| 10 | SPDR S&P 500 ETF TR | SPY | 9,682 | $6.6M | 2.75% |
| 11 | ISHARES TR | 464288273 | 69,864 | $5.4M | 2.26% |
| 12 | VANGUARD INDEX FDS | 922908363 | 8,618 | $5.4M | 2.25% |
| 13 | INNOVATOR ETFS TRUST | INHD | 79,828 | $3.8M | 1.60% |
| 14 | ISHARES TR | 464287168 | 26,862 | $3.8M | 1.58% |
| 15 | INNOVATOR ETFS TRUST | INHD | 74,376 | $3.7M | 1.54% |
| 16 | VANGUARD INDEX FDS | 922908629 | 11,578 | $3.4M | 1.40% |
| 17 | INNOVATOR ETFS TRUST | INHD | 68,315 | $3.3M | 1.39% |
| 18 | VANGUARD INDEX FDS | 922908553 | 33,579 | $3.0M | 1.24% |
| 19 | INNOVATOR ETFS TRUST | INHD | 65,510 | $2.9M | 1.22% |
| 20 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 5,770 | $2.9M | 1.21% |
| 21 | STAGWELL INC | STGW | 590,882 | $2.9M | 1.21% |
| 22 | NVIDIA CORPORATION | NVDA | 15,135 | $2.8M | 1.18% |
| 23 | INNOVATOR ETFS TRUST | INHD | 53,755 | $2.7M | 1.14% |
| 24 | VANGUARD WORLD FD | 92204A306 | 21,438 | $2.7M | 1.13% |
| 25 | ISHARES TR | 46434V456 | 58,472 | $2.7M | 1.11% |
| 26 | INNOVATOR ETFS TRUST | INHD | 48,290 | $2.6M | 1.07% |
| 27 | VANGUARD WHITEHALL FDS | 921946406 | 17,165 | $2.5M | 1.03% |
| 28 | SPDR SERIES TRUST | 78464A854 | 30,061 | $2.4M | 1.01% |
| 29 | INNOVATOR ETFS TRUST | INHD | 41,858 | $2.3M | 0.96% |
| 30 | INNOVATOR ETFS TRUST | INHD | 39,000 | $2.1M | 0.89% |
| 31 | ISHARES TR | 464287200 | 3,093 | $2.1M | 0.88% |
| 32 | INNOVATOR ETFS TRUST | INHD | 56,630 | $2.0M | 0.85% |
| 33 | JPMORGAN CHASE FINL CO LLC | VYLD | 62,124 | $1.9M | 0.78% |
| 34 | ISHARES TR | 464287150 | 12,287 | $1.8M | 0.76% |
| 35 | SCHWAB STRATEGIC TR | 808524797 | 60,581 | $1.7M | 0.69% |
| 36 | ISHARES TR | 464287762 | 24,750 | $1.6M | 0.67% |
| 37 | APPLIED MATLS INC | 038222105 | 5,841 | $1.5M | 0.63% |
| 38 | VANGUARD INTL EQUITY INDEX F | 922042858 | 24,604 | $1.3M | 0.55% |
| 39 | ADVANCED MICRO DEVICES INC | AMD | 6,126 | $1.3M | 0.55% |
| 40 | INNOVATOR ETFS TRUST | INHD | 25,935 | $1.3M | 0.53% |
| 41 | INNOVATOR ETFS TRUST | INHD | 23,610 | $1.2M | 0.49% |
| 42 | VANGUARD WORLD FD | 921910733 | 9,298 | $1.1M | 0.47% |
| 43 | INNOVATOR ETFS TRUST | INHD | 20,580 | $961,909 | 0.40% |
| 44 | VANGUARD TAX-MANAGED FDS | 921943858 | 15,045 | $939,878 | 0.39% |
| 45 | JPMORGAN CHASE & CO. | VYLD | 2,860 | $921,549 | 0.38% |
| 46 | META PLATFORMS INC | META | 1,395 | $920,764 | 0.38% |
| 47 | INNOVATOR ETFS TRUST | INHD | 26,990 | $911,992 | 0.38% |
| 48 | JOHNSON & JOHNSON | JNJ | 4,221 | $873,536 | 0.36% |
| 49 | VANGUARD BD INDEX FDS | 921937827 | 10,951 | $863,065 | 0.36% |
| 50 | VANGUARD INDEX FDS | 922908751 | 2,912 | $751,135 | 0.31% |
| 51 | VANGUARD BD INDEX FDS | 921937835 | 9,924 | $735,100 | 0.31% |
| 52 | SCHWAB STRATEGIC TR | 808524805 | 29,391 | $706,565 | 0.29% |
| 53 | ISHARES TR | 464287556 | 4,140 | $698,708 | 0.29% |
| 54 | SELECT SECTOR SPDR TR | 81369Y803 | 4,794 | $690,235 | 0.29% |
| 55 | VANGUARD SCOTTSDALE FDS | 92206C102 | 11,665 | $685,085 | 0.29% |
| 56 | SCHWAB STRATEGIC TR | 808524102 | 25,257 | $662,491 | 0.28% |
| 57 | INNOVATOR ETFS TRUST | INHD | 13,000 | $582,600 | 0.24% |
| 58 | UNITEDHEALTH GROUP INC | UNH | 1,754 | $579,013 | 0.24% |
| 59 | VANGUARD WORLD FD | 92204A702 | 748 | $563,497 | 0.24% |
| 60 | ISHARES TR | 464287499 | 5,725 | $551,122 | 0.23% |
| 61 | INNOVATOR ETFS TRUST | INHD | 10,205 | $479,839 | 0.20% |
| 62 | AGILENT TECHNOLOGIES INC | A | 3,511 | $477,742 | 0.20% |
| 63 | ISHARES TR | 464287507 | 7,155 | $472,241 | 0.20% |
| 64 | AMAZON COM INC | AMZN | 1,975 | $455,979 | 0.19% |
| 65 | INNOVATOR ETFS TRUST | INHD | 12,731 | $447,240 | 0.19% |
| 66 | VANGUARD SCOTTSDALE FDS | 92206C680 | 3,663 | $446,025 | 0.19% |
| 67 | VANGUARD INDEX FDS | 922908637 | 1,391 | $437,739 | 0.18% |
| 68 | ALPHABET INC | GOOG | 1,301 | $407,154 | 0.17% |
| 69 | SPDR SERIES TRUST | 78464A763 | 2,800 | $389,648 | 0.16% |
| 70 | ISHARES INC | 46434G103 | 5,664 | $380,747 | 0.16% |
| 71 | SELECT SECTOR SPDR TR | 81369Y209 | 2,452 | $379,551 | 0.16% |
| 72 | BANK AMERICA CORP | 060505104 | 6,686 | $367,730 | 0.15% |
| 73 | HOME DEPOT INC | HD | 1,068 | $367,499 | 0.15% |
| 74 | VANGUARD SPECIALIZED FUNDS | 921908844 | 1,607 | $353,192 | 0.15% |
| 75 | BROADCOM INC | AVGO | 965 | $334,143 | 0.14% |
| 76 | VANGUARD INDEX FDS | 922908736 | 675 | $329,232 | 0.14% |
| 77 | VANGUARD INDEX FDS | 922908611 | 1,496 | $316,752 | 0.13% |
| 78 | VANGUARD ADMIRAL FDS INC | 921932505 | 674 | $299,579 | 0.12% |
| 79 | ISHARES TR | 464288885 | 2,447 | $278,762 | 0.12% |
| 80 | GOLDMAN SACHS GROUP INC | GSCE | 314 | $276,006 | 0.12% |
| 81 | EXXON MOBIL CORP | XOM | 2,161 | $259,997 | 0.11% |
| 82 | INNOVATOR ETFS TRUST | INHD | 5,140 | $257,203 | 0.11% |
| 83 | VANGUARD STAR FDS | 921909768 | 3,337 | $251,769 | 0.11% |
| 84 | ISHARES TR | 464288661 | 2,096 | $250,158 | 0.10% |
| 85 | SPDR SERIES TRUST | 78464A847 | 4,228 | $244,843 | 0.10% |
| 86 | ALPHABET INC | GOOG | 780 | $244,756 | 0.10% |
| 87 | CATERPILLAR INC | CAT | 412 | $236,022 | 0.10% |
| 88 | SALESFORCE INC | CRM | 860 | $227,794 | 0.10% |
| 89 | SPDR GOLD TR | GLD | 552 | $218,763 | 0.09% |
| 90 | NIKE INC | NKE | 3,394 | $216,232 | 0.09% |
| 91 | SPDR SERIES TRUST | 78468R200 | 7,000 | $215,110 | 0.09% |
| 92 | TAKE-TWO INTERACTIVE SOFTWAR | TTWO | 790 | $202,264 | 0.08% |
| 93 | ORCHID IS CAP INC | 68571X301 | 10,000 | $72,000 | 0.03% |