🧾 What This Document Is

This is a 6-K form, which is how companies listed on U.S. stock exchanges (but headquartered outside the U.S.) give the market important news. Think of it as an official "Notice to the Market."

👉 In simple terms: Nu Holdings is filing a quick, formal notice to tell the SEC and all investors, "Hey, our big annual report is now officially available." It doesn't contain the financial details itself but points you to where to find them.

🏢 What The Company Does

Nu Holdings (NU) is the parent company of Nubank, one of the world's largest digital banks. It's a Brazilian fintech giant that revolutionized banking by offering simple, low-fee, mobile-first financial services—like credit cards, personal loans, and investment accounts—without physical branches.

👉 Why it matters: This filing comes from a major player in the booming Latin American digital finance sector. Its performance is a key indicator of the region's economic health and the shift from traditional to digital banking.

📄 The Main Event: The 20-F Filed

The core news here is simple: On April 8, 2026, Nu Holdings filed its Annual Report on Form 20-F with the SEC. This comprehensive report covers the full fiscal year that ended on December 31, 2025.

👉 Key Detail: This is not an earnings report with fresh numbers. It's the annual report that consolidates the entire previous year's audited financial statements, business overview, and risk factors into one official document.

🔗 Where to Find the Real Details

This 6-K is basically a signpost. It directs investors to where the important information lives:

• Location: The full 20-F report is posted on Nu's Investor Relations website: https://www.investidores.nu/en/
• Hard Copies: Shareholders can request a free printed copy by contacting [email protected].

👉 Pro Tip: For anyone serious about understanding Nu's 2025 performance, risk management, and strategy, visiting that website to read the 20-F is the essential next step.

📅 Key Dates & Contacts

• Notice Date: April 8, 2026
• Fiscal Year Covered: January 1, 2025, to December 31, 2025
• Investor Relations Contact: Guilherme Souto, [email protected]
• Media Relations Contact: Leila Suwwan, [email protected]

📈 What This Signals

The timely filing of the annual report is a routine but important compliance step. It signals that the company's audited financials are finalized and officially submitted to regulators.

👉 Why it matters for investors: It removes uncertainty. With the 20-F filed, the market now has access to the complete, audited financial picture for 2025, which is crucial for analysts to model future growth and for investors to assess the company's stability and governance.

🧠 The Analogy

This filing is like the official, stamped building permit for a house that was completed last year. It doesn't show the interior design or how much the furniture cost (that's in the detailed annual report, the 20-F), but it's the critical legal document that proves the structure is complete, approved, and registered with the city (the SEC).

🧩 Final Takeaway

This 6-K is a procedural notice confirming that Nu Holdings' detailed 2025 Annual Report (Form 20-F) has been officially filed. To understand the company's true financial health and performance, you must now refer to that full document available on their investor website.