📰 What This Document Is 📜

This report is an 8-K, which is a crucial type of filing that allows companies to report major, unexpected, or important events that happen between their regular quarterly or annual reports. Think of it as an "urgent alert" to the investors.

Since this 8-K was filed on April 21, 2026, it signals that Armour Residential REIT, Inc. has an important announcement they need the public to know about immediately. 👉 The primary reason for this filing is to announce a specific cash dividend payment.

🏢 What The Company Does 🏡

Armour Residential REIT, Inc. is a real estate investment trust (REIT) incorporated in Maryland. While the filing doesn't detail their full business model, it does establish their identity, location, and structure.

The company's principal executive offices are located at 3001 Ocean Drive, Suite 201 in Vero Beach, Florida 32963. Their corporate telephone number is (772) 617-4340. 👉 As a REIT, the company typically owns or finances income-producing real estate, meaning a large portion of its income comes from rent and property assets.

💸 The Dividend Announcement 💰

The heart of this 8-K is the announcement of a new cash dividend. This information is presented under Item 8.01, Other Events. Dividends are payments of cash, or property, made by a company to its shareholders.

Armour Residential REIT announced a cash dividend of $0.24 per share. This payment is scheduled for the month of May 2026 and is specifically payable to holders of common stock.

To claim this dividend, investors must meet certain dates:

• Record Date: May 15, 2026 (You must own the stock by this date).
• Payment Date: May 28, 2026 (This is the date the funds will be paid out).

👉 Receiving a declared dividend is generally viewed positively by investors, as it signals the company's belief in its consistent financial health and cash flow generation.

📑 Reporting Details and Signatures 🖊️

This section confirms the formal mechanics of the filing, which establishes accountability and timing for the public announcement.

The filing was officially dated and submitted on April 21, 2026. This is the date the event was reported, establishing the record date for the dividend announcement.

The report was signed by Gordon M. Harper, the Chief Financial Officer, confirming the accuracy and authority of the financial statements and exhibits provided in the report.

🤝 Key Takeaways for Investors 📈

The entire purpose of this document is to deliver actionable financial information: the dividend payout. The announcement is accompanied by a detailed press release (Exhibit 99.1) that contains the full context for the payment.

While the filing itself is straightforward, the "why it matters" is that this establishes a measurable cash payout schedule. For current investors, the filing confirms the date and amount of the upcoming dividend. 👉 A predictable dividend schedule is a key element for investors who rely on steady income from their stock holdings.

🧠 The Analogy

Think of a dividend like a stream of money that a parent gives to their child from their salary. The company (the parent) works hard and earns money (the salary). The dividend ($0.24 per share) is the portion of those earnings (the cash flow) that the parent chooses to share directly with the shareholders (the child) to reward them for their investment and patience.

🧩 Final Takeaway

Armour Residential REIT announced a $0.24 per common share dividend for May 2026, payable on May 28, 2026. The 8-K filing serves as the official notification of this important cash return for shareholders.