📰 What This Document Is

This document is a Form 8-K, which is a "Current Report" filed with the SEC. Think of it like an urgent news bulletin for investors. Companies use this form to immediately alert the public to major, material events that happen between their regular quarterly reports.

The report was filed on April 21, 2026, and its main purpose is to inform the market that Angel Oak Mortgage REIT, Inc. is announcing the date of its first quarter 2026 financial results call. This signals that while there are no major operational changes being disclosed today, the company is preparing to share its recent financial performance with investors soon.

👉 Key takeaway: The 8-K is not reporting financials itself; it is merely announcing the time that the financial details will be shared.

🏦 Angel Oak’s Business Overview

Angel Oak Mortgage REIT, Inc. is a financial institution operating within the highly specialized Real Estate Investment Trust (REIT) sector. In simple terms, a REIT allows people to invest in real estate assets and mortgages without having to buy physical property themselves.

The company manages structured notes and investments related to mortgages, meaning they are essentially structured finance experts. Their primary role is to pool money and lend it out or invest it in large-scale debt products tied to real estate, generating income for their investors.

👉 Why it matters: As a mortgage REIT, the company’s health is highly correlated with the interest rate environment and the overall health of the housing market.

📢 Q1 2026 Earnings Call Announcement

The most important information in this filing is the scheduling announcement for the company's financial performance review. Angel Oak confirmed that the financial results webcast and conference call for the first quarter of 2026 have been scheduled.

The attached press release (Exhibit 99.1) officially announces this event. This call is the primary opportunity for investors and analysts to get direct updates, hear management's commentary, and ask questions about the company's financial health and operational strategies during that quarter.

👉 Key takeaway: This is the official signal to the market that Q1 2026 performance details are forthcoming.

📜 Securities Structure and Listings

This section details the specific financial instruments that Angel Oak Mortgage REIT, Inc. uses to raise capital and that investors can buy. The company’s capital structure is represented by multiple classes of shares and notes.

The company trades three securities on the New York Stock Exchange (NYSE):

• Common stock: Trading symbol AOMR, with a $0.01 par value.
• Senior Notes due 2029: Trading symbol AOMN (9.500% coupon rate).
• Senior Notes due 2030: Trading symbol AOMD (9.750% coupon rate).

👉 Why it matters: The listing of different senior notes with different due dates (2029 vs. 2030) and slightly different coupon rates allows the company to hedge against interest rate movements and tap into varying sources of debt capital.

🧑‍💼 Key Personnel and Signatories

The filing confirms who authorized and signed the current report. This transparency is crucial because the signatory validates the accuracy and timeliness of the disclosed information.

The current report was signed by Brandon Filson, who holds the titles of Chief Financial Officer and Treasurer.

👉 Why it matters: Seeing the CFO and Treasurer sign the document confirms that the financial and reporting data presented are being vetted by the highest levels of the finance department.

📞 Contact and Regulatory Details

This section captures the administrative details needed for investors and regulators to track the company.

• Principal Executive Offices: The company's main mailing address is located at 980 Hammond Drive, Suite 200, Atlanta, Georgia 30328.
• Registrant’s Phone: Investors can reach the company at (404) 953-4900.
• EIN: The company’s IRS Employer Identification Number is 37-1892154.

👉 Key takeaway: These details are vital for compliance and are the primary contact points for regulatory filings.

💡 The Analogy

Think of Angel Oak’s 8-K filing like a "Save the Date" notice for a major concert. The filing itself isn't the concert—it's just a notice that says, "Mark your calendars, because we are releasing all the details about our Q1 2026 performance on this specific date." It gets the hype building (the announcement) without giving away the main event (the financial numbers).

🧩 Final Takeaway

The filing is a scheduling notice, confirming that investors should prepare for the Q1 2026 financial results webcast and conference call. This is the primary source of new financial insight into AOMN's mortgage-related performance.