#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD RUSSELL 1000 GROWTH ETF	92206C680	197,068	$23,993	10.96%
2	VANGUARD VALUE ETF	922908744	106,615	$20,362	9.30%
3	SCHWAB US DIVIDEND EQUITY ETF	808524797	708,945	$19,446	8.88%
4	ISHARES RUSSELL 2000 VALUE ETF	464287630	96,324	$17,454	7.97%
5	STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF	81369Y803	106,774	$15,372	7.02%
6	ISHARES CORE TOTAL USD BOND MARKET ETF	46434V613	315,935	$14,703	6.72%
7	SCHWAB U.S. LARGE-CAP GROWTH ETF	808524300	443,756	$14,475	6.61%
8	STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF	78464A409	106,846	$11,400	5.21%
9	PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	72201R833	104,259	$10,498	4.80%
10	VANGUARD SHORT-TERM TREASURY ETF	92206C102	170,502	$10,013	4.57%
11	VANGUARD SMALL-CAP ETF	922908751	32,646	$8,421	3.85%
12	STATE STREET SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF	78468R788	193,914	$8,386	3.83%
13	VANGUARD SMALL CAP VALUE ETF	922908611	27,395	$5,801	2.65%
14	VANGUARD TOTAL STOCK MARKET ETF	922908769	17,075	$5,724	2.61%
15	SCHWAB SHORT-TERM US TREASURY ETF	808524862	108,993	$2,656	1.21%
16	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	921946406	17,262	$2,477	1.13%
17	VANGUARD MID-CAP VALUE ETF	922908512	12,116	$2,149	0.98%
18	INVESCO QQQ TRUST SERIES I	IVZ	2,992	$1,838	0.84%
19	VANGUARD ENERGY ETF	92204A306	13,452	$1,693	0.77%
20	ABRDN PHYSICAL GOLD SHARES ETF	00326A104	40,851	$1,678	0.77%