Institutional Manager · CIK 0002044874

Valued Retirements, Inc.

HOUSTON, TX · File #028-24501

Latest AUM

$102.3M

Positions

Top-10 Concentration

50.3%

Filings

Portfolio Value Over Time

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD WELLINGTON FD	921935508	+3,749	+$716,966	+$85,914
REDUCE	CAMBRIA ETF TR	132061201	-10,260	-$713,276	+$94,704
ADD	AMERICAN CENTY ETF TR	025072307	+5,252	+$601,468	+$98,480
ADD	VANGUARD INDEX FDS	922908363	+906	+$568,178	+$459,219
ADD	SPROTT ASSET MANAGEMENT LP	SII	+16,750	+$553,085	+$1.0M
ADD	J P MORGAN EXCHANGE TRADED F	46641Q761	+8,400	+$530,709	+$159,931
ADD	INVESCO EXCHANGE TRADED FD T	IVZ	+4,114	+$425,232	+$48,090
REDUCE	ISHARES TR	46434V449	-8,555	-$410,389	+$97,191
ADD	NETFLIX INC	NFLX	+4,311	+$404,199	-$596,532
ADD	INVESCO EXCH TRADED FD TR II	IVZ	+6,014	+$334,195	+$60,089

Sector Allocation

Financials

26.9%$27.6M

Technology

11.6%$11.9M

Energy

4.5%$4.6M

Consumer Discretionary

1.4%$1.5M

Communication Services

1.4%$1.4M

1.2%$1.2M

0.6%$623,136

0.5%$520,863

0.5%$467,517

Filing History

Feb 9, 202613F HOLDINGS REPORTQ/E Dec 202592 pos · $102.3M
Oct 15, 202513F HOLDINGS REPORTQ/E Sep 202589 pos · $88.6M
Aug 13, 202513F HOLDINGS REPORTQ/E Jun 202589 pos · $88.6M
May 7, 202513F HOLDINGS REPORTQ/E Mar 202582 pos · $76.1M
Feb 10, 202513F HOLDINGS REPORTQ/E Dec 202478 pos · $74.2M
Nov 18, 202413F HOLDINGS REPORTQ/E Sep 202468 pos · $57.7M
Nov 18, 202413F HOLDINGS REPORTQ/E Sep 202470 pos · $65.9M
Nov 18, 202413F HOLDINGS REPORTQ/E Sep 202472 pos · $62.5M
Nov 15, 202413F HOLDINGS REPORTQ/E Sep 202481 pos · $72.6M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	INVESCO QQQ TR	IVZ	9,085	$5.6M	6.24%
2	VANGUARD INDEX FDS	922908363	8,679	$5.4M	6.09%
3	DIMENSIONAL ETF TRUST	25434V807	108,430	$5.4M	6.05%
4	FIDELITY COVINGTON TRUST	316092840	87,817	$5.0M	5.57%
5	SPROTT ASSET MANAGEMENT LP	SII	150,650	$5.0M	5.56%
6	EXXON MOBIL CORP	XOM	38,638	$4.6M	5.20%
7	APPLE INC	AAPL	14,875	$4.0M	4.52%
8	J P MORGAN EXCHANGE TRADED F	46641Q761	59,508	$3.8M	4.20%
9	ISHARES TR	464289438	11,945	$3.3M	3.70%
10	INVESCO EXCH TRADED FD TR II	IVZ	58,859	$2.9M	3.21%
11	ISHARES GOLD TR	IAU	35,201	$2.9M	3.19%
12	AMERICAN CENTY ETF TR	025072307	23,481	$2.7M	3.01%
13	INVESCO EXCHANGE TRADED FD T	IVZ	12,516	$2.4M	2.68%
14	INVESCO EXCH TRD SLF IDX FD	IVZ	35,523	$2.2M	2.43%
15	INVESCO EXCH TRADED FD TR II	IVZ	8,507	$2.2M	2.41%
16	MICROSOFT CORP	MSFT	4,310	$2.1M	2.33%
17	ISHARES TR	46434V449	34,062	$1.6M	1.83%
18	WISDOMTREE TR	WT	17,333	$1.6M	1.81%
19	VANGUARD WELLINGTON FD	921935508	8,337	$1.6M	1.78%
20	INVESCO EXCHANGE TRADED FD T	IVZ	10,167	$1.4M	1.57%