Institutional Manager · CIK 0001973921

Values Added Financial LLC

WASHINGTON, DC · File #028-23307

Latest AUM

$236.9M

Positions

135

Top-10 Concentration

49.5%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
NEW	VANGUARD CHARLOTTE FDS	92203J407	+198,234	+$9.6M	$0
REDUCE	ISHARES TR	46435G672	-123,334	-$6.2M	-$391,611
NEW	SCHWAB STRATEGIC TR	808524649	+49,293	+$1.3M	$0
ADD	ISHARES TR	464288356	+20,895	+$1.2M	+$5,363
ADD	SPDR SERIES TRUST	78464A649	+23,314	+$600,334	-$27,338
ADD	ISHARES TR	46436E759	+6,927	+$520,631	-$51,676
REDUCE	AMAZON COM INC	AMZN	-1,646	-$379,930	+$154,609
REDUCE	MARKEL GROUP INC	MKL	-163	-$350,393	+$361,486
ADD	MICROSOFT CORP	MSFT	+637	+$308,083	-$274,555
REDUCE	ALPHABET INC	GOOG	-937	-$293,285	+$776,463

Sector Allocation

Technology

7.8%$18.4M

Financials

3.7%$8.7M

Healthcare

1.8%$4.2M

Consumer Discretionary

1.7%$4.0M

Consumer Staples

0.4%$1.0M

Communication Services

0.4%$958,622

Materials

0.2%$474,143

Energy

0.1%$376,424

Real Estate

0.1%$329,643

Filing History

Jan 16, 202613F HOLDINGS REPORTQ/E Dec 2025135 pos · $236.9M
Oct 31, 202513F HOLDINGS REPORTQ/E Sep 2025129 pos · $224.9M
Jul 23, 202513F HOLDINGS REPORTQ/E Jun 2025121 pos · $206.3M
Apr 29, 202513F HOLDINGS REPORTQ/E Mar 2025117 pos · $180.4M
Jan 30, 202513F HOLDINGS REPORTQ/E Dec 2024115 pos · $172.8M
Oct 28, 202413F HOLDINGS REPORTQ/E Sep 2024105 pos · $158.6M
Jul 30, 202413F HOLDINGS REPORTQ/E Jun 202491 pos · $138.8M
Apr 25, 202413F HOLDINGS REPORTQ/E Mar 202484 pos · $128.2M
Oct 19, 202313F HOLDINGS REPORTQ/E Dec 202380 pos · $109.7M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SPDR INDEX SHS FDS	78463X889	398,570	$17.7M	8.74%
2	VANGUARD TAX-MANAGED FDS	921943858	192,882	$12.0M	5.95%
3	VANGUARD BD INDEX FDS	921937835	155,827	$11.5M	5.70%
4	ISHARES TR	46435G672	197,656	$9.9M	4.88%
5	VANGUARD CHARLOTTE FDS	92203J407	198,234	$9.6M	4.73%
6	APPLE INC	AAPL	30,914	$8.4M	4.15%
7	SPDR INDEX SHS FDS	78463X509	174,899	$8.2M	4.04%
8	SPDR SERIES TRUST	78464A854	99,309	$8.0M	3.94%
9	SPDR SERIES TRUST	78464A649	296,704	$7.6M	3.77%
10	ISHARES TR	46436E759	95,967	$7.2M	3.56%
11	TCW ETF TRUST	29287L106	86,620	$6.9M	3.43%
12	SPDR SERIES TRUST	78464A805	68,973	$5.7M	2.81%
13	SCHWAB STRATEGIC TR	808524607	168,704	$4.8M	2.37%
14	VANGUARD INDEX FDS	922908769	13,467	$4.5M	2.23%
15	SCHWAB STRATEGIC TR	808524201	157,718	$4.2M	2.10%
16	MICROSOFT CORP	MSFT	8,634	$4.2M	2.06%
17	VANGUARD INTL EQUITY INDEX F	922042858	74,275	$4.0M	1.97%
18	VANGUARD INTL EQUITY INDEX F	922042775	52,632	$3.9M	1.91%
19	ALPHABET INC	GOOG	12,001	$3.8M	1.86%
20	ISHARES TR	46436E742	80,179	$3.7M	1.84%