Institutional Manager · CIK 0001916066
FinDec Wealth Services, Inc.
Stockton, CA · File #028-22758
Latest AUM
$93.2M
Positions
32
Top-10 Concentration
85.3%
Filings
9
Portfolio Value Over Time
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
Biggest QoQ Changes
Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.
| Action | Issuer | Ticker / CUSIP | Δ Shares | Flow ($) | Price Effect |
|---|---|---|---|---|---|
| REDUCE | SCHWAB STRATEGIC TR | 808524300 | -25,899 | -$844,826 | +$292,535 |
| REDUCE | DIMENSIONAL ETF TRUST | 25434V104 | -17,753 | -$830,840 | +$274,480 |
| REDUCE | DIMENSIONAL ETF TRUST | 25434V203 | -21,604 | -$823,329 | +$411,688 |
| REDUCE | DIMENSIONAL ETF TRUST | 25434V666 | -23,558 | -$805,919 | +$482,433 |
| REDUCE | CAPITAL GRP FIXED INCM ETF T | 14020Y102 | -30,825 | -$697,878 | -$59,411 |
| NEW | VANGUARD SCOTTSDALE FDS | 92206C870 | +3,584 | +$300,160 | $0 |
| EXITED | GLOBAL X FDS | 37954Y889 | -3,479 | -$282,000 | $0 |
| REDUCE | VANGUARD INDEX FDS | 922908751 | -968 | -$249,693 | +$66,819 |
| REDUCE | DIMENSIONAL ETF TRUST | 25434V302 | -6,989 | -$227,631 | +$81,324 |
| EXITED | PUBLIC STORAGE OPER CO | 74460D109 | -729 | -$210,572 | $0 |
Sector Allocation
Filing History
- 13F HOLDINGS REPORTQ/E Dec 202532 pos · $93.2M
- 13F HOLDINGS REPORTQ/E Sep 202534 pos · $96.6M
- 13F HOLDINGS REPORTQ/E Jun 202535 pos · $95.6M
- 13F HOLDINGS REPORTQ/E Mar 202538 pos · $101.1M
- 13F HOLDINGS REPORTQ/E Dec 202439 pos · $144.0M
- 13F HOLDINGS REPORTQ/E Sep 202442 pos · $172.3M
- 13F HOLDINGS REPORTQ/E Jun 202441 pos · $158.4M
- 13F HOLDINGS REPORTQ/E Mar 202443 pos · $159.1M
- 13F HOLDINGS REPORTQ/E Dec 202344 pos · $138.4M
Top 20 Holdings — Dec 2025
| # | Issuer | Ticker | Shares | Value | % of Portfolio |
|---|---|---|---|---|---|
| 1 | CAPITAL GRP FIXED INCM ETF T | 14020Y102 | 711,642 | $16.1M | 17.28% |
| 2 | SCHWAB STRATEGIC TR | 808524300 | 386,112 | $12.6M | 13.51% |
| 3 | DIMENSIONAL ETF TRUST | 25434V666 | 344,721 | $11.8M | 12.65% |
| 4 | DIMENSIONAL ETF TRUST | 25434V104 | 246,170 | $11.5M | 12.36% |
| 5 | DIMENSIONAL ETF TRUST | 25434V203 | 212,312 | $8.1M | 8.68% |
| 6 | DIMENSIONAL ETF TRUST | 25434V872 | 124,953 | $5.3M | 5.70% |
| 7 | VANGUARD INDEX FDS | 922908629 | 16,355 | $4.7M | 5.09% |
| 8 | VANGUARD INDEX FDS | 922908751 | 17,260 | $4.5M | 4.77% |
| 9 | VANGUARD INDEX FDS | 922908769 | 7,665 | $2.6M | 2.76% |
| 10 | DIMENSIONAL ETF TRUST | 25434V302 | 71,216 | $2.3M | 2.49% |
| 11 | APPLE INC | AAPL | 7,939 | $2.2M | 2.31% |
| 12 | SCHWAB STRATEGIC TR | 808524805 | 71,698 | $1.7M | 1.85% |
| 13 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 2 | $1.5M | 1.62% |
| 14 | VANGUARD BD INDEX FDS | 921937819 | 16,071 | $1.3M | 1.34% |
| 15 | SCHWAB STRATEGIC TR | 808524706 | 29,017 | $950,315 | 1.02% |
| 16 | VANGUARD INDEX FDS | 922908363 | 1,076 | $674,763 | 0.72% |
| 17 | ISHARES TR | 464288810 | 10,120 | $628,989 | 0.67% |
| 18 | CAPITAL GROUP DIVIDEND VALUE | 14020W106 | 12,035 | $525,221 | 0.56% |
| 19 | PEPSICO INC | PEP | 3,608 | $517,821 | 0.56% |
| 20 | NVIDIA CORPORATION | NVDA | 2,685 | $500,695 | 0.54% |