Institutional Manager · CIK 0001766005

PRUDENT INVESTORS NETWORK, INC.

LAKE FOREST, CA · File #028-19709

Latest AUM

$435.8M

Positions

Top-10 Concentration

75.9%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	PACER FDS TR	69374H881	-277,539	-$16.7M	+$807,468
ADD	FIDELITY MERRIMACK STR TR	316188309	+240,988	+$11.1M	-$214,680
ADD	SELECT SECTOR SPDR TR	81369Y506	+184,555	+$8.3M	-$7.8M
NEW	VANGUARD INTL EQUITY INDEX F	922042858	+143,195	+$7.7M	$0
ADD	GLOBAL X FDS	37954Y350	+312,746	+$7.5M	+$395,909
ADD	ISHARES TR	46435G326	+87,006	+$7.2M	+$601,695
ADD	ISHARES TR	464287440	+63,340	+$6.1M	-$106,437
ADD	ISHARES TR	46435G672	+117,581	+$5.9M	-$824,615
ADD	SELECT SECTOR SPDR TR	81369Y886	+84,373	+$3.6M	-$4.4M
REDUCE	VANGUARD INDEX FDS	922908629	-9,562	-$2.8M	-$279,486

Sector Allocation

Financials

6.1%$26.8M

Technology

3.1%$13.5M

Consumer Discretionary

2.8%$12.0M

Healthcare

0.6%$2.4M

Energy

0.3%$1.5M

Consumer Staples

0.1%$262,928

Communication Services

0.0%$203,968

Filing History

Feb 5, 202613F HOLDINGS REPORTQ/E Dec 202573 pos · $435.8M
Nov 13, 202513F HOLDINGS REPORTQ/E Sep 202568 pos · $408.3M
Aug 14, 202513F HOLDINGS REPORTQ/E Jun 2025370,670 pos · $60
May 7, 202513F HOLDINGS REPORTQ/E Mar 202536 pos · $213.6M
Jan 24, 202513F HOLDINGS REPORTQ/E Dec 202458 pos · $341.7M
Oct 31, 202413F HOLDINGS REPORTQ/E Sep 202452 pos · $325.9M
Jul 31, 202413F HOLDINGS REPORTQ/E Jun 202445 pos · $276.7M
May 16, 202413F HOLDINGS REPORTQ/E Mar 202453 pos · $265.3M
Nov 14, 202313F HOLDINGS REPORTQ/E Dec 202336 pos · $213.6M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	FIDELITY MERRIMACK STR TR	316188309	1,314,388	$60.5M	14.07%
2	GLOBAL X FDS	37954Y350	2,112,367	$50.7M	11.79%
3	ISHARES TR	464287440	418,241	$40.2M	9.35%
4	ISHARES TR	46435G672	793,484	$39.7M	9.22%
5	ISHARES TR	46435G326	347,466	$28.7M	6.66%
6	SELECT SECTOR SPDR TR	81369Y605	500,022	$27.4M	6.37%
7	INVESCO QQQ TR	IVZ	41,480	$25.5M	5.92%
8	VANGUARD INDEX FDS	922908629	69,837	$20.3M	4.71%
9	ISHARES TR	46432F396	69,312	$17.3M	4.03%
10	SELECT SECTOR SPDR TR	81369Y506	359,154	$16.1M	3.73%
11	GLOBAL X FDS	37954Y632	217,750	$11.1M	2.57%
12	AMAZON COM INC	AMZN	47,764	$11.0M	2.56%
13	SELECT SECTOR SPDR TR	81369Y209	68,793	$10.6M	2.48%
14	ISHARES TR	46436E718	105,614	$10.6M	2.46%
15	SELECT SECTOR SPDR TR	81369Y308	122,448	$9.5M	2.21%
16	MICROSOFT CORP	MSFT	19,293	$9.3M	2.17%
17	SELECT SECTOR SPDR TR	81369Y886	182,924	$7.8M	1.82%
18	VANGUARD INTL EQUITY INDEX F	922042858	143,195	$7.7M	1.79%
19	APPLE INC	AAPL	10,427	$2.8M	0.66%
20	PIMCO ETF TR	72201R775	23,970	$2.2M	0.52%