#	Issuer	Ticker	Shares	Value	% of Portfolio
1	ISHARES TR	464287226	133,742	$12.6M	10.80%
2	VANGUARD BD INDEX FDS	921937827	138,753	$10.4M	8.97%
3	VANGUARD INDEX FDS	922908637	48,016	$9.4M	8.08%
4	VANGUARD INDEX FDS	922908751	35,032	$6.6M	5.64%
5	SCHWAB STRATEGIC TR	808524870	128,013	$6.5M	5.56%
6	ISHARES INC	46434G764	127,262	$6.3M	5.46%
7	SPDR SER TR	78468R812	49,452	$6.0M	5.13%
8	VANGUARD TAX-MANAGED FDS	921943858	142,321	$5.8M	5.01%
9	SCHWAB STRATEGIC TR	808524748	180,175	$5.8M	4.98%
10	SCHWAB STRATEGIC TR	808524862	101,762	$4.9M	4.19%
11	VANGUARD INTL EQUITY INDEX F	922042858	115,311	$4.5M	3.89%
12	LATTICE STRATEGIES TR	518416102	154,692	$4.0M	3.41%
13	ISHARES TR	46429B747	40,060	$3.9M	3.34%
14	DIMENSIONAL ETF TRUST	25434V773	107,869	$2.4M	2.04%
15	UNIFIED SER TR	UFI	64,109	$2.2M	1.90%
16	VANGUARD CHARLOTTE FDS	92203J407	38,529	$1.8M	1.59%
17	APPLE INC	AAPL	10,729	$1.8M	1.58%
18	INVESCO EXCHANGE TRADED FD T	IVZ	46,340	$1.5M	1.32%
19	VANGUARD INDEX FDS	922908744	10,007	$1.4M	1.19%
20	VANGUARD INDEX FDS	922908736	4,138	$1.1M	0.97%