13F HOLDINGS REPORT

Oath Planning, LLC

Quarter ended Q4 2025 · Filed February 12, 2026 · Accession 0002109944-26-000001

Total Value

$101.3M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (68)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD BD INDEX FDS	921937827	137,769	$10.9M	10.71%
2	VICTORY PORTFOLIOS II	92647N527	221,758	$10.5M	10.36%
3	VANGUARD INDEX FDS	922908363	15,426	$9.7M	9.55%
4	VANGUARD INDEX FDS	922908611	37,690	$8.0M	7.88%
5	DIMENSIONAL ETF TRUST	25434V708	141,482	$5.6M	5.53%
6	AMERICAN CENTY ETF TR	025072802	52,025	$4.9M	4.82%
7	SCHWAB STRATEGIC TR	808524755	91,092	$4.1M	4.06%
8	EA SERIES TRUST	02072L607	73,066	$3.7M	3.70%
9	PNC FINL SVCS GROUP INC	693475105	15,267	$3.2M	3.14%
10	VANGUARD INDEX FDS	922908744	15,998	$3.1M	3.02%
11	EA SERIES TRUST	02072L532	107,728	$2.5M	2.48%
12	VANGUARD SCOTTSDALE FDS	92206C706	38,743	$2.3M	2.29%
13	DBX ETF TR	233051200	44,237	$2.1M	2.10%
14	HEICO CORP NEW	HEI-A	6,543	$2.1M	2.09%
15	SPDR S&P 500 ETF TR	SPY	2,485	$1.7M	1.67%
16	DIMENSIONAL ETF TRUST	25434V807	28,672	$1.4M	1.41%
17	SELECT SECTOR SPDR TR	81369Y860	32,324	$1.3M	1.29%
18	DIMENSIONAL ETF TRUST	25434V724	27,454	$1.3M	1.26%
19	SCHWAB STRATEGIC TR	808524805	51,280	$1.2M	1.22%
20	SPDR GOLD TR	GLD	2,706	$1.1M	1.06%
21	HEICO CORP NEW	HEI-A	4,209	$1.1M	1.05%
22	NVIDIA CORPORATION	NVDA	5,501	$1.0M	1.01%
23	DIMENSIONAL ETF TRUST	25434V781	25,020	$950,752	0.94%
24	INVESCO EXCHANGE TRADED FD T	IVZ	13,779	$787,345	0.78%
25	VANGUARD INDEX FDS	922908736	1,595	$778,000	0.77%
26	INTERNATIONAL BUSINESS MACHS	INTR	2,388	$707,263	0.70%
27	DIMENSIONAL ETF TRUST	25434V732	20,296	$671,389	0.66%
28	EXXON MOBIL CORP	XOM	4,961	$596,947	0.59%
29	ISHARES TR	46432F842	6,625	$592,689	0.58%
30	ISHARES TR	46432F339	2,962	$588,297	0.58%
31	APPLE INC	AAPL	2,155	$585,858	0.58%
32	SCHWAB STRATEGIC TR	808524888	11,472	$522,327	0.52%
33	DIMENSIONAL ETF TRUST	25434V880	15,816	$517,671	0.51%
34	DIMENSIONAL ETF TRUST	25434V658	19,298	$509,847	0.50%
35	VANGUARD MALVERN FDS	922020805	9,632	$476,406	0.47%
36	WALMART INC	WMT	4,260	$474,539	0.47%
37	DIMENSIONAL ETF TRUST	25434V799	12,947	$446,154	0.44%
38	ISHARES TR	464287226	4,406	$440,091	0.43%
39	DIMENSIONAL ETF TRUST	25434V864	8,704	$417,357	0.41%
40	MCDONALDS CORP	MCD	1,358	$415,046	0.41%
41	DIMENSIONAL ETF TRUST	25434V104	8,760	$409,968	0.40%
42	SELECT SECTOR SPDR TR	81369Y803	2,770	$398,790	0.39%
43	ISHARES TR	464287150	2,618	$389,230	0.38%
44	SPDR SERIES TRUST	78468R853	7,885	$369,487	0.36%
45	ISHARES TR	464288646	6,963	$368,226	0.36%
46	SPDR INDEX SHS FDS	78463X541	5,861	$364,207	0.36%
47	DIMENSIONAL ETF TRUST	25434V609	5,685	$338,485	0.33%
48	ELEVANCE HEALTH INC FORMERLY	ELV	960	$336,428	0.33%
49	ISHARES TR	464288661	2,759	$329,276	0.32%
50	VANGUARD INDEX FDS	922908629	1,118	$324,322	0.32%
51	ISHARES TR	464287630	1,733	$313,968	0.31%
52	VANGUARD INDEX FDS	922908553	3,498	$309,532	0.31%
53	ISHARES TR	464287408	1,451	$307,752	0.30%
54	AMAZON COM INC	AMZN	1,184	$273,442	0.27%
55	DIMENSIONAL ETF TRUST	25434V831	6,827	$259,631	0.26%
56	WHEATON PRECIOUS METALS CORP	WPM	2,199	$258,450	0.26%
57	DIMENSIONAL ETF TRUST	25434V815	7,679	$252,562	0.25%
58	INVESCO EXCHANGE TRADED FD T	IVZ	4,239	$251,294	0.25%
59	AMERICAN CENTY ETF TR	025072877	2,413	$246,055	0.24%
60	SPDR SERIES TRUST	78464A508	4,283	$243,344	0.24%
61	VANGUARD INTL EQUITY INDEX F	922042742	1,608	$226,824	0.22%
62	INVESCO QQQ TR	IVZ	349	$214,537	0.21%
63	EQT CORP	EQT	4,000	$214,405	0.21%
64	HOME DEPOT INC	HD	621	$213,769	0.21%
65	JOHNSON & JOHNSON	JNJ	1,033	$213,704	0.21%
66	DIMENSIONAL ETF TRUST	25434V500	3,055	$212,839	0.21%
67	ONEOK INC NEW	OKE	2,867	$210,725	0.21%
68	ISHARES TR	464287200	308	$210,652	0.21%