13F HOLDINGS REPORT

Frankly Finances, LLC

Quarter ended Q4 2025 · Filed January 26, 2026 · Accession 0002096338-26-000001

Total Value

$115.2M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (63)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	DIMENSIONAL US EQUITY MARKET ETF	25434V401	333,265	$24.7M	21.46%
2	VANGUARD SHORT-TERM BOND ETF	921937827	165,782	$13.1M	11.34%
3	VANGUARD INTERMEDIATE TERM BOND ETF	921937819	148,087	$11.5M	10.01%
4	DIMENSIONAL INTERNATIONAL VAL ETF	25434V807	105,679	$5.3M	4.58%
5	DIMENSIONAL U S SMALL CAP ETF	25434V500	73,651	$5.1M	4.45%
6	AVANTIS ALL EQUITY MARKETS ETF	025072232	51,639	$4.4M	3.85%
7	AVANTIS EMERGING MARKETS EQ ETF	025072604	56,438	$4.3M	3.77%
8	DIMENSIONAL U S TARGETED VALUE ETF	25434V609	71,580	$4.3M	3.70%
9	AVANTIS INTERNATIONAL LARG CP VL ETF	025072364	52,680	$3.8M	3.26%
10	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	54,541	$3.4M	2.96%
11	AVANTIS U S LARGE CAP VALUE ETF	025072349	44,269	$3.4M	2.91%
12	VANGUARD TOTAL STOCK MARKET ETF	922908769	9,293	$3.1M	2.70%
13	AVANTIS INTERNATNL SML CP VL ETF	025072802	25,883	$2.4M	2.11%
14	DIMENSIONAL US MARKETWIDE VALUE ETF	25434V724	51,792	$2.4M	2.09%
15	VAN SHT TX EXPT BND	921935870	21,268	$2.2M	1.88%
16	VANGUARD REAL ESTATE ETF	922908553	22,355	$2.0M	1.72%
17	ALPHA ARCHITECT US EQUITY ETF	02072Q853	31,331	$1.7M	1.50%
18	VANGUARD FTSE ALL WORLD EX US ETF	922042775	23,294	$1.7M	1.49%
19	DIMENSIONAL INTERN SMALL CAP ETF	25434V773	49,982	$1.6M	1.43%
20	AVANTIS US SMALL CAP VALUE ETF	025072877	14,124	$1.4M	1.25%
21	VANGUARD INTERMEDIATE TAX BND ETF	922907738	13,979	$1.4M	1.22%
22	ISHARES GOLD ETF	IAU	15,868	$1.3M	1.12%
23	AVANTIS U S SMALL CAP EQUITY ETF	025072323	19,860	$1.2M	1.01%
24	AVANTIS US EQUITY ETF	025072885	7,586	$847,963	0.74%
25	AVANTIS INTERNATIONAL EQUITY ETF	025072703	8,600	$707,952	0.61%
26	ISHARES S&P SMALL CAP 600 ETF	464287879	5,889	$669,697	0.58%
27	DIMENSIONAL WLD EX US CR EQ 2 ETF	25434V880	18,549	$607,109	0.53%
28	DIMENSIONAL US REAL ESTATE ETF	25434V823	24,493	$560,919	0.49%
29	DIMENSIONAL INTERN SMALL CAP VL ETF	25434V781	11,542	$438,596	0.38%
30	SCHWAB FUNDAMNTL INTRNL EQT ETF	808524755	9,214	$416,565	0.36%
31	ISHARES MSCI USA QLTY FACT ETF	46432F339	2,062	$409,554	0.36%
32	ISHARES US TECHNOLOGY ETF	464287721	1,960	$391,373	0.34%
33	DIMENSIONAL EMERG CORE EQY MRKT ETF	25434V302	11,983	$390,286	0.34%
34	DIMENSIONAL U S CORE EQUITY 2 ETF	25434V708	9,660	$382,439	0.33%
35	SPDR S&P 500 ETF	SPY	545	$371,646	0.32%
36	APPLE INC	AAPL	1,323	$359,540	0.31%
37	DIMENSIONAL US SMALL CAP VALU ETF	25434V815	10,901	$358,534	0.31%
38	VANGUARD TOTAL WORLD STOCK ETF	922042742	1,745	$246,150	0.21%
39	IMGP DBI MANAGED FUTURES STRTGY ETF	53700T827	7,640	$214,378	0.19%
40	SCHWAB US BROAD MARKET ETF	808524102	7,686	$201,604	0.18%
41	AVANTIS ALL INTRNL MKT EQT ETF	025072174	2,742	$201,592	0.17%
42	DIMENSIONAL EMERG MARK CRE EQY 2 ETF	25434V732	5,150	$170,362	0.15%
43	VANGUARD INTER-TERM TREAS INDEX FD	92206C706	2,810	$168,403	0.15%
44	DIMENSIONAL WORLD EQUITY ETF	25434V617	2,267	$167,713	0.15%
45	VANGUARD S&P 500 ETF	922908363	220	$137,969	0.12%
46	WISDOMTREE US LARGECAP DIVIDEND ETF	WT	1,290	$113,623	0.10%
47	ISHARES S&P 500 GROWTH ETF	464287309	912	$112,413	0.10%
48	VANGUARD TOTAL INTERNATIONAL STK ETF	921909768	1,350	$101,844	0.09%
49	EXXON MOBIL CORP	XOM	840	$101,087	0.09%
50	ISHARES CORE S&P SMALL CAP ETF	464287804	690	$82,924	0.07%
51	VAN ULTRA SHRT BND	92203C303	1,657	$82,585	0.07%
52	PLAINS ALL AMERICAN P LP	726503105	4,400	$79,024	0.07%
53	ENERGY TRANSFER L P LP	ET-PI	4,250	$70,083	0.06%
54	SCHWAB US SMALL CAP ETF	808524607	2,168	$61,745	0.05%
55	ISHARES RUSSELL 2000 ETF	464287655	242	$59,571	0.05%
56	CHARLES SCHWAB US MC ETF	808524508	1,890	$56,832	0.05%
57	ISHARES MSCI USA MIN VOL FCTR ETF	46429B697	262	$24,670	0.02%
58	WISDOMTREE US MIDCAP DIVIDEND ETF	WT	362	$18,679	0.02%
59	ISHARES GLOBAL FINANCIALS ETF	464287333	150	$18,119	0.02%
60	QUALCOMM INC	QCOM	100	$17,105	0.01%
61	NETFLIX INC	NFLX	50	$4,688	0.00%
62	DISNEY WALT CO	254687106	20	$2,275	0.00%
63	TRACK DATA CORP	891918120	1	$20	0.00%