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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs
13F HOLDINGS REPORT

United Financial Planning Group LLC

Quarter ended Q3 2025 · Filed November 13, 2025 · Accession 0002088337-25-000002

Total Value
$158.9M
Positions
230
Other Managers
0
Confidential Omitted
No
View on SEC.gov

Holdings (230)

#IssuerTicker / CUSIPSharesValue% of Filing
1VANGUARD GROWTH ETF92290873661,227$29.4M18.48%
2VANGUARD VALUE ETF922908769154,208$28.8M18.10%
3VANGUARD FTSE DEVELOPED MARKETS ETF922042858421,966$25.3M15.92%
4ISHARES CORE S&P MID CAPETF464287507126,789$8.3M5.21%
5ISHARES CORE MSCI EMERGING ETF46434G103104,380$6.9M4.33%
6ISHARES CORE S&P SMALL CAP ETF46428780455,480$6.6M4.15%
7VANGUARD REAL ESTATE ETF92290855359,145$5.4M3.40%
8VANGUARD TOTAL INTERNATIONAL BND ETF92203J40798,253$4.9M3.06%
9VANGUARD MID CAP ETF92290876914,528$4.3M2.69%
10VANGUARD SHORT-TERM BONDETF92193782753,608$4.2M2.66%
11VANGUARD SMALL CAP ETF9229087518,663$2.2M1.39%
12VANGUARD TOTAL STOCK MARKET ETF9229087696,494$2.1M1.34%
13ISHARES TR IS 1-5 YR IN GR CR BD ETF46428864638,425$2.0M1.28%
14VANGUARD TOTAL INTERNATIONAL STK ETF92190976826,980$2.0M1.25%
15ISHARES CORE MSCI INTRL DVLP MKT ETF46435G32623,877$1.9M1.20%
16APPLE INCAAPL6,865$1.7M1.10%
17VANGUARD FTSE EMERGING MARKETS ETF92204274232,061$1.7M1.09%
18VANGUARD INTERMEDIATE TERM BOND ETF92193782715,051$1.2M0.74%
19WALMART INCWMT9,561$985,3670.62%
20SPDR GOLD SHARES ETFGLD2,501$889,0300.56%
21NEWMONT CORPNEMCL10,355$873,0640.55%
22BARRICK MNG CORP06849F10825,886$848,2840.53%
23CONSOLIDATED EDISON INCED8,044$808,5440.51%
24VANGUARD S&P 500 ETF9229083631,288$788,5840.50%
25NVIDIA CORPNVDA3,796$708,2870.45%
26SPDR S&P 500 ETFSPY983$654,9080.41%
27ISHARES SILVER TRUST ETFSLV14,973$634,4060.40%
28MICROSOFT CORPMSFT1,212$627,7550.40%
29MOODYS CORPMCO1,263$601,7940.38%
30VANGUARD TOTAL BOND MARKET ETF9219378357,766$577,5800.36%
31VANGUARD DIVIDEND APPRECIATION ETF9229083631,969$424,9830.27%
32ISHARES CORE S&P 500 ETF464287200521$348,7110.22%
33JPMORGAN CHASE & COVYLD1,030$324,8060.20%
34VANGUARD UTILITIES ETF92204A8761,691$320,2920.20%
35SCHWAB US AGGREGATE BONDETF80852483913,622$319,7110.20%
36VISA INC CLASS AV923$315,0940.20%
37BROADCOM INCAVGO930$306,8760.19%
38VANGUARD LONG TERM BOND ETF9219377934,235$300,0300.19%
39ENERGY SELECT SECTOR SPDR ETF81369Y5063,301$294,9020.19%
40ALPHABET INC CLASS CLASS AGOOG1,163$282,8340.18%
41INVESCO QQQ TRIVZ417$250,3540.16%
42MCDONALDS CORPMCD783$237,8580.15%
43AMAZON.COM INCAMZN1,083$237,7940.15%
44MOTOROLA SOLUTIONS INCMSI493$225,4440.14%
45FIDELITY WISE ORIGIN BITCOIN FUNDFBTC2,185$218,0850.14%
46VANGUARD SHORT TERM COR BD ETF92206C4092,687$214,8070.14%
47ISHARES IBOXX INVT GRADEBOND ETF4642872421,918$213,8360.13%
48ABBVIE INCABBV917$212,3680.13%
49ALPHABET INC CLASS CGOOG771$187,8860.12%
50META PLATFORMS INC CLASS AMETA255$187,2670.12%
51HOME DEPOT INCHD457$185,0460.12%
52IBM CORPINTR650$183,4040.12%
53TESLA INCTSLA400$177,8880.11%
54AGNICO EAGLE MINES LTD FAEM1,010$170,2460.11%
55ING GROEP N V FSPONSORED ADR 1 ADR REPS 1 ORD SHSINGVF6,330$165,0860.10%
56VANGUARD LARGE CAP ETF922908637497$153,0060.10%
57ORACLE CORPORCL-PD539$151,5880.10%
58VANGUARD HIGH DIVIDEND YIELD ETF9229085121,044$147,1520.09%
59EXXON MOBIL CORPXOM1,213$136,7660.09%
60GOLDMAN SACHS GROUP INCGSCE166$132,1940.08%
61ISHARES CORE MSCI EAFE ETF46434V6471,474$128,6950.08%
62BOEING COBA-PA557$120,1830.08%
63CALAMOS CONV & HIGH INCOME F12811P10810,000$112,2000.07%
64QUALCOMM INCQCOM613$101,9790.06%
65DYNATRACE INCDT2,020$97,8690.06%
66MORGAN STANLEYMS-PQ588$93,4680.06%
67BLACKSTONE INCBX530$90,5510.06%
68ISHARES MSCI GLL MET MINPROD ETF46429B6632,026$90,1480.06%
69VANGUARD EXTENDED MARKETETF922908652353$73,8970.05%
70ISHS US EQTY FACTR ROTATN ACT ETFBLK1,203$71,2180.04%
71SPDR BLOOMBG INTL TRY BDETF4642882813,018$69,4190.04%
72COLGATE PALMOLIVE COCL868$69,3880.04%
73INVSC S P GLOBAL WATER INDEX ETF46434V6471,044$67,0620.04%
74SCHWAB US LARGE CAP GROWTH ETF8085243002,068$66,0050.04%
75BANK OF AMERICA CORP0605051041,278$65,9320.04%
76ISHARES S&P 500 GROWTH ETF464287614531$64,1020.04%
77SCHWAB US LARGE CAP VALUE ETF8085244092,095$60,9920.04%
78ISHARES MSCI EAFE ETF464287465647$60,4100.04%
79LINDE PLC FLAAOF125$59,3750.04%
80NOVARTIS AG FSPONSORED ADR 1 ADR REPS 1 ORD SHSNVSEF450$57,7080.04%
81ISHARES S&P 500 VALUE ETF464287838276$56,9970.04%
82D R HORTON INC23331A109333$56,4340.04%
83S&P GLOBAL INCSPGI114$55,4850.03%
84ISHARES MSCI USA QLTY FACT ETF46434V621282$54,8490.03%
85INVESCO EXCH TRADED FD TR IIIVZ2,273$52,4910.03%
86ISHARES RUSSELL 2000 ETF464287655213$51,5370.03%
87PEPSICO INCPEP353$49,5750.03%
88VANGUARD GLBAL EX US REAL ESTATE ETF922042676960$45,8350.03%
89DISNEY WALT CO254687106394$45,1130.03%
90SEAGATE TECHNOLOGY HLDNGS PLSE189$44,6150.03%
91ISHARES S&P 100 ETF464287309132$43,9350.03%
92ON HLDG AGH5919C1041,000$42,3500.03%
93ACCENTURE PLC IRELAND FCLASS AACN168$41,4290.03%
94VANGUARD INFORMATION TECHNOLOGY ETF92204A70255$41,0650.03%
95ISHARES ESG AWARE MSCI USA ETF46435G425269$39,2150.02%
96MSC INCOME FD INCMSIF2,785$36,5670.02%
97BLACKROCK MUNIYIELD N Y QUALBLK3,573$35,4800.02%
98ISHARES MSCI AGRI PRODUCERS ETF464286608886$34,7450.02%
99SILA RLTY TR INC REITSILA1,380$34,6380.02%
100US BANCORP DELUSB-PS713$34,4590.02%
101VANGUARD INTERMEDIATE TERM COR ETF92206C870406$34,1740.02%
102VGRD FTSE ALL WRLD EX USSML CAP ETF922042718239$34,1080.02%
103PALANTIR TECHNOLOGIES INCLASS APLTR174$31,7410.02%
104MERCK & CO. INC.MRK369$30,9700.02%
105LOWES COS INC548661107122$30,6600.02%
106BLACKROCK MUNIHOLDINGS NBLK2,970$30,3530.02%
107ISHARES MSCI EAFE VALUE ETF464287309442$29,9810.02%
108VANGUARD MUNI BND TAX EXEMPT ETF922907746587$29,3910.02%
109HARTFORD INS GROUP INCHIG-PG219$29,2120.02%
110ISHARES MSCI USA MOMNTUMFCT ETF46432F396111$28,4660.02%
111COMCAST CORP NEW CLASS ACCZ884$27,7750.02%
112STRYKER CORPSYK74$27,3560.02%
113ISHARES US THMATIC ROTATN ACT ETFBLK717$27,1460.02%
114BLACKROCK ENHANCED EQUITBLK2,847$25,9360.02%
115SPDR S&P 500 GROWTH ETF78464A409242$25,2910.02%
116LOCKHEED MARTIN CORPLMT50$24,9610.02%
117ISHARES CORE MSCI TOTL INTL STCK ETF46432F834291$24,0440.02%
118ITT INCITT130$23,2390.01%
119SCHWAB STRATEGIC TR808524508778$23,0460.01%
120NOVO-NORDISK A S FSPONSORED ADR 1 ADR REPS 1 ORD SHSNONOF409$22,6950.01%
121ISHARES MSCI INTL VALUE FACTOR ETF46434V613629$22,3170.01%
122PROCTER & GAMBLE CO742718109145$22,2790.01%
123PULTEGROUP INC745867101168$22,1980.01%
124ISHARES S&P SMALL CAP 600 ETF464287879199$22,0070.01%
125ISHARES TOTAL US STOCK MARKET ETF464287150147$21,4100.01%
126TECHNOLOGY SELECT SECTORSPDR ETF81369Y80375$21,0080.01%
127ISHARES TOTAL USD BOND MARKET ETF46434V613434$20,2720.01%
128AMGEN INCAMGN70$19,8460.01%
129NORTHROP GRUMMAN CORPNOC31$19,0510.01%
130GE AEROSPACE36960430161$18,3600.01%
131EMERALD HLDG INCEEX3,551$18,0750.01%
132THE COCA-COLA COKO269$17,8070.01%
133VALERO ENERGY CORP NEWVLO103$17,5370.01%
134VANGUARD MEGA CAP GROWTHETF92191081643$17,2530.01%
135CHEVRON CORP NEWCVX110$17,0820.01%
136SELECT STR FINANCIAL SELECT SPDR ETF81369Y605312$16,8230.01%
137ISHARES US TECHNOLOGY ETF46428775484$16,4520.01%
138VANGUARD MID CAP GROWTH ETF92290861156$16,3800.01%
139METLIFE INCMET-PF191$15,7330.01%
140ISHARES GOLD ETFIAU216$15,7180.01%
141ISHARES 10-20 YEAR TSURYBOND ETF464288653151$15,5510.01%
142FLUSHING FINL CORP3438731051,125$15,5360.01%
143ISHARES ESG AWARE MSCI EAFE ETF46435G516163$15,1430.01%
144CISCO SYS INCCSCO200$13,6840.01%
145MARATHON PETE CORPMARA68$13,1060.01%
146STARBUCKS CORPSBUX153$12,9440.01%
147PFIZER INCPFE487$12,4090.01%
148ISHARES 20 PLS YEAR TREASURY BND ETF464287432138$12,3330.01%
149ISHARES AI INVATN AND TEC ACT ETFBLK359$12,2630.01%
150MASCO CORPMAS170$11,9660.01%
151SPDR PORT INTER TRM TRSRY ETF78468R887411$11,8790.01%
152JOHNSON & JOHNSONJNJ60$11,1250.01%
153COSTCO WHSL CORP NEW22160K10512$11,1080.01%
154INTERNTNL PAPER CO460146103231$10,7180.01%
155ISHARES US AEROSPACE DEFENSE ETF46428881051$10,6720.01%
156ACADIA RLTY TR REIT004239109521$10,4980.01%
157CAPITAL ONE FINL CORP14040H10548$10,2040.01%
158ISHARES INTERNTINL AGGRGT BND ETF46435G672194$9,9390.01%
159SCHWAB US BROAD MARKET ETF808524102378$9,7240.01%
160ISHARES BRD USD INV GRD CORP BD ETF464288620186$9,7010.01%
161ISHARES MBS ETF464288588102$9,6710.01%
162ARES CAP CORP EQUITY CLASS EQUITYARCC465$9,4910.01%
163SCHLUMBERGER LTD FSLB276$9,4860.01%
164ISHARES RUSSELL MID CAP GROWTH ETF46428761466$9,3990.01%
165MANULIFE FINL CORP F56501R106299$9,3140.01%
166ISHARES EUROPE ETF464287861140$9,1670.01%
167SCHWAB US SMALL CAP ETF808524888324$9,0320.01%
168SPDR SHORT TERM CORPORATE BND ETF78464A474292$8,8360.01%
169VANGUARD SMALL CAP VALUEETF92290861141$8,5750.01%
170VANGUARD MID CAP VALUE ETF92290874449$8,5540.01%
171ISHARES US TREASURY BONDETF464288596361$8,3560.01%
172SHAKE SHACK INC CLASS ASHAK88$8,2380.01%
173FEDEX CORPFDX34$7,9920.01%
174ISHARES GLOBAL CLEAN ENERGY ETF464288224509$7,8740.00%
175ISHARES S&P SMLL CAP 600GRTH ETF46428788752$7,3580.00%
176VANGUARD FTSE ALL WORLD EX US ETF922042775103$7,3470.00%
177ISHARES MSCI EAFE SMALL CAP ETF46428827395$7,3100.00%
178ISHARES RUSSELL 1000 ETF46428715020$7,3100.00%
179TRANE TECHNOLOGIES PLC FTT17$7,1730.00%
180CHARLES SCHWAB CORPSCHW-PJ75$7,1600.00%
181ISHARES HIGH YIELD MUNI ACT ETFBLK145$7,1330.00%
182PRUDENTIAL FINL INCPUKPF64$6,6390.00%
183ANALOG DEVICES INCADI25$6,1430.00%
184ISHARES CORE DIVIDEND GROWTH ETF46434V87890$6,1270.00%
185ISHARES NATIONAL MUNI BOND ETF46428841453$5,6440.00%
186COMMUNICAT SVS SLCT SEC SPDR ETF81369Y85246$5,4710.00%
187ISHARES EMG MRKTS EQTY FACTOR ETF46435G47496$5,4320.00%
188INVSC S P 500 EQUAL WEIGHT ETF46428720027$5,1220.00%
189AMPLIFY ETF TR03210865683$4,7230.00%
190SPDR DOW JONES INDUSTRIAL AVRG ETF78467X10910$4,6370.00%
191ROSS STORES INCROST30$4,5720.00%
192SCHWAB US LARGE CAP ETF808524201168$4,4260.00%
193GE VERNOVA INCGEV7$4,3040.00%
194WEBSTER FINL CORPWAL-PA70$4,1610.00%
195SPDR S&P BIOTECH ETF78464A87040$4,0220.00%
196ISHARES FLEXIBLE INCME ACTIVE ETFBLK72$3,8330.00%
197KYNDRYL HLDGS INCKD122$3,6640.00%
198PROSHARES S&P 500 DIV ARISTOCRAT ETF74348A46734$3,5040.00%
199ISHARES GNMA BOND ETF46428858873$3,2380.00%
200ISHARES GOVT CREDIT BONDETF46428858830$3,1610.00%
201ISHARES MSCI EAFE GROWTHETF46428746527$3,0750.00%
202CARNIVAL CORP FCUKPF100$2,8910.00%
203CONOCOPHILLIPSCOP25$2,3650.00%
204INTEL CORPINTC66$2,2290.00%
205J P MORGAN NASDAQ EQT PRM INC ETF46641Q33236$2,0710.00%
206CITIGROUP INCC-PR17$1,7260.00%
207ISHARES MSCI USA MIN VOLFCTR ETF46429B65517$1,6170.00%
208TRUMP MEDIA & TECHNODJTWW95$1,5600.00%
209RIVIAN AUTOMOTIVE INC CLASS ARIVN100$1,4680.00%
210VANGUARD MORTGAGE BACKEDSEC ETF92206C77129$1,3620.00%
211ISHARES MORNINGSTAR VALUE ETF46434V76114$1,2600.00%
212INGERSOLL RAND INCIR14$1,1570.00%
213TILRAY BRANDS INCTLRY500$8650.00%
214GE HEALTHCARE TECHNOLOGIGEHC11$8260.00%
215ISHARES 0-5 YEAR TIPS BOND ETF46429B2677$7240.00%
216NOKIA CORP FSPONSORED ADR 1 ADR REPS 1 ORD SHSNOKBF140$6730.00%
217AT&T INCT-PC22$6210.00%
218ISHARES JPMORGAN USD MTSBOND ETF4642882816$5710.00%
219BRIGHTHOUSE FINL INC10922N1036$3180.00%
220VIATRIS INCVTRS29$2870.00%
221CHARTER COMMUNICATIONS ICLASS A16119P1081$2750.00%
222PLUG PWR INCPLUG100$2330.00%
223FORD MTR CO DEL34537086016$1910.00%
224ALLEGION PUB LTD CO FALGT1$1770.00%
225D-WAVE QUANTUM INCQBTS4$990.00%
226WARNER BROS DISCOVERY INWBD5$980.00%
227LUMEN TECHNOLOGIES INCLUMN10$610.00%
228PROTAGENIC THERAPEUTICSPTIXW17$580.00%
229CELULARITY INC CLASS ACELUW19$390.00%
230ADVANCED MICRO DEVICAMD1$240.00%