13F HOLDINGS REPORT
Retirement Management Systems Inc.
Quarter ended Q4 2025 · Filed February 12, 2026 · Accession 0002085853-26-000261
Total Value
$390.7M
Positions
54
Other Managers
0
Confidential Omitted
No
Holdings (54)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SPDR SERIES TRUST | 78464A409 | 330,730 | $35.3M | 9.03% |
| 2 | HARTFORD FDS EXCHANGE TRADED | 41653L875 | 652,544 | $23.2M | 5.93% |
| 3 | VANGUARD BD INDEX FDS | 921937819 | 276,001 | $21.5M | 5.50% |
| 4 | INVESCO EXCH TRADED FD TR II | IVZ | 365,121 | $20.3M | 5.19% |
| 5 | ISHARES TR | 46435G326 | 243,722 | $20.1M | 5.15% |
| 6 | MORGAN STANLEY ETF TRUST | MS-PQ | 389,000 | $20.0M | 5.13% |
| 7 | COLUMBIA ETF TR I | 19761L706 | 411,589 | $16.8M | 4.30% |
| 8 | SPDR S&P 500 ETF TR | SPY | 24,570 | $16.8M | 4.29% |
| 9 | VANGUARD WORLD FD | 921910840 | 114,829 | $16.2M | 4.15% |
| 10 | ISHARES INC | 46434G764 | 219,556 | $16.0M | 4.08% |
| 11 | ISHARES TR | 464287572 | 109,172 | $13.8M | 3.54% |
| 12 | PUTNAM ETF TRUST | 746729300 | 291,909 | $13.3M | 3.40% |
| 13 | FIDELITY COVINGTON TRUST | 31609A503 | 298,119 | $10.8M | 2.78% |
| 14 | SPDR SERIES TRUST | 78464A508 | 190,573 | $10.8M | 2.77% |
| 15 | INVESCO EXCH TRADED FD TR II | IVZ | 40,229 | $10.2M | 2.60% |
| 16 | ISHARES INC | 464286392 | 52,265 | $9.7M | 2.49% |
| 17 | J P MORGAN EXCHANGE TRADED F | 46641Q118 | 146,208 | $9.4M | 2.41% |
| 18 | VANECK ETF TRUST | 92189F676 | 23,847 | $8.6M | 2.20% |
| 19 | WISDOMTREE TR | WT | 83,651 | $7.8M | 2.00% |
| 20 | ISHARES TR | 464287481 | 55,634 | $7.6M | 1.95% |
| 21 | VANGUARD INDEX FDS | 922908629 | 25,771 | $7.5M | 1.91% |
| 22 | FIDELITY COVINGTON TRUST | 316092865 | 127,360 | $7.0M | 1.80% |
| 23 | VANGUARD INDEX FDS | 922908751 | 25,761 | $6.6M | 1.70% |
| 24 | JANUS DETROIT STR TR | 47103U845 | 125,056 | $6.3M | 1.62% |
| 25 | PIMCO ETF TR | 72201R882 | 91,826 | $5.9M | 1.51% |
| 26 | SCHWAB STRATEGIC TR | 808524870 | 220,391 | $5.8M | 1.49% |
| 27 | VANECK ETF TRUST | 92189F601 | 44,226 | $5.5M | 1.41% |
| 28 | VENTAS INC | VTR | 63,328 | $4.9M | 1.25% |
| 29 | WELLTOWER INC | WELL | 26,302 | $4.9M | 1.25% |
| 30 | T ROWE PRICE ETF INC | 87283Q883 | 87,217 | $4.5M | 1.15% |
| 31 | ISHARES TR | 464287200 | 6,173 | $4.2M | 1.08% |
| 32 | ISHARES TR | 464287614 | 7,767 | $3.7M | 0.94% |
| 33 | FIDELITY MERRIMACK STR TR | 316188309 | 58,858 | $2.7M | 0.69% |
| 34 | NVIDIA CORPORATION | NVDA | 9,209 | $1.7M | 0.44% |
| 35 | VANGUARD SCOTTSDALE FDS | 92206C870 | 19,548 | $1.6M | 0.42% |
| 36 | AMERICAN CENTY ETF TR | 025072604 | 13,374 | $1.0M | 0.26% |
| 37 | SPDR GOLD TR | GLD | 2,166 | $858,407 | 0.22% |
| 38 | ISHARES TR | 464288653 | 8,142 | $827,797 | 0.21% |
| 39 | INVESCO QQQ TR | IVZ | 1,321 | $811,776 | 0.21% |
| 40 | ISHARES TR | 464287663 | 6,360 | $652,125 | 0.17% |
| 41 | ISHARES TR | 464287697 | 5,640 | $611,109 | 0.16% |
| 42 | ISHARES GOLD TR | IAU | 6,312 | $512,345 | 0.13% |
| 43 | ISHARES TR | 46435G474 | 18,182 | $496,369 | 0.13% |
| 44 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 982 | $493,602 | 0.13% |
| 45 | FIDELITY COMWLTH TR | 315912808 | 5,000 | $457,000 | 0.12% |
| 46 | FIRST TR EXCHNG TRADED FD VI | 33740F755 | 12,532 | $429,346 | 0.11% |
| 47 | CURTISS WRIGHT CORP | CW | 680 | $374,864 | 0.10% |
| 48 | SPDR SERIES TRUST | 78464A854 | 4,469 | $358,521 | 0.09% |
| 49 | APPLE INC | AAPL | 1,288 | $350,169 | 0.09% |
| 50 | FRANKLIN TEMPLETON ETF TR | FGDL | 8,216 | $317,041 | 0.08% |
| 51 | ISHARES TR | 46434V456 | 6,512 | $295,973 | 0.08% |
| 52 | AMERICAN CENTY ETF TR | 025072406 | 19,552 | $236,100 | 0.06% |
| 53 | SPDR SERIES TRUST | 78464A201 | 2,397 | $225,801 | 0.06% |
| 54 | SPDR INDEX SHS FDS | 78463X533 | 5,540 | $216,879 | 0.06% |