13F HOLDINGS REPORT
CDM FINANCIAL COUNSELING SERVICES, INC.
Quarter ended Q4 2025 · Filed February 5, 2026 · Accession 0002085853-26-000204
Total Value
$106.8M
Positions
82
Other Managers
0
Confidential Omitted
No
Holdings (82)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SPDR S&P 500 ETF TR | SPY | 19,427 | $13.2M | 12.41% |
| 2 | SELECT SECTOR SPDR TR | 81369Y803 | 66,514 | $9.6M | 8.97% |
| 3 | VANGUARD INDEX FDS | 922908769 | 18,432 | $6.2M | 5.79% |
| 4 | VANGUARD SPECIALIZED FUNDS | 921908844 | 24,461 | $5.4M | 5.04% |
| 5 | MICROSOFT CORP | MSFT | 8,874 | $4.3M | 4.02% |
| 6 | SELECT SECTOR SPDR TR | 81369Y852 | 35,698 | $4.2M | 3.94% |
| 7 | VANGUARD WORLD FD | 921910816 | 9,654 | $4.0M | 3.73% |
| 8 | VANGUARD WHITEHALL FDS | 921946406 | 24,656 | $3.5M | 3.31% |
| 9 | SELECT SECTOR SPDR TR | 81369Y407 | 21,444 | $2.6M | 2.40% |
| 10 | VANGUARD INDEX FDS | 922908736 | 4,837 | $2.4M | 2.21% |
| 11 | VANGUARD INDEX FDS | 922908363 | 3,571 | $2.2M | 2.10% |
| 12 | ISHARES TR | 464287200 | 2,989 | $2.0M | 1.92% |
| 13 | VISA INC | V | 5,209 | $1.8M | 1.71% |
| 14 | RTX CORPORATION | RTX | 9,912 | $1.8M | 1.70% |
| 15 | ALPHABET INC | GOOG | 5,587 | $1.8M | 1.64% |
| 16 | APPLE INC | AAPL | 6,239 | $1.7M | 1.59% |
| 17 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 3,245 | $1.6M | 1.53% |
| 18 | ISHARES TR | 464287523 | 4,911 | $1.5M | 1.39% |
| 19 | INVESCO QQQ TR | IVZ | 2,403 | $1.5M | 1.38% |
| 20 | MARRIOTT INTL INC NEW | 571903202 | 4,680 | $1.5M | 1.36% |
| 21 | AMAZON COM INC | AMZN | 6,087 | $1.4M | 1.32% |
| 22 | SELECT SECTOR SPDR TR | 81369Y886 | 32,523 | $1.4M | 1.30% |
| 23 | CATERPILLAR INC | CAT | 2,335 | $1.3M | 1.25% |
| 24 | ALPHABET INC | GOOG | 3,776 | $1.2M | 1.11% |
| 25 | PHILIP MORRIS INTL INC | 718172109 | 7,224 | $1.2M | 1.09% |
| 26 | INVESCO EXCH TRADED FD TR II | IVZ | 4,220 | $1.1M | 1.00% |
| 27 | VANECK ETF TRUST | 92189F676 | 2,540 | $914,838 | 0.86% |
| 28 | MCDONALDS CORP | MCD | 2,810 | $858,764 | 0.80% |
| 29 | HOME DEPOT INC | HD | 2,445 | $841,339 | 0.79% |
| 30 | MASTERCARD INCORPORATED | MA | 1,459 | $833,171 | 0.78% |
| 31 | FIDELITY COVINGTON TRUST | 316092840 | 13,744 | $779,138 | 0.73% |
| 32 | UNION PAC CORP | UNP | 3,352 | $775,294 | 0.73% |
| 33 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1 | $754,800 | 0.71% |
| 34 | SCHWAB STRATEGIC TR | 808524797 | 27,264 | $747,845 | 0.70% |
| 35 | SPDR S&P MIDCAP 400 ETF TR | MDY | 1,172 | $707,047 | 0.66% |
| 36 | AMERICAN EXPRESS CO | AXP | 1,866 | $690,160 | 0.65% |
| 37 | SELECT SECTOR SPDR TR | 81369Y209 | 4,392 | $679,849 | 0.64% |
| 38 | META PLATFORMS INC | META | 1,021 | $674,114 | 0.63% |
| 39 | ASML HOLDING N V | ASMLF | 605 | $647,873 | 0.61% |
| 40 | WISDOMTREE TR | WT | 6,992 | $625,295 | 0.59% |
| 41 | JPMORGAN CHASE & CO. | VYLD | 1,870 | $602,504 | 0.56% |
| 42 | JOHNSON & JOHNSON | JNJ | 2,882 | $596,432 | 0.56% |
| 43 | NORFOLK SOUTHN CORP | 655844108 | 2,051 | $592,233 | 0.55% |
| 44 | THERMO FISHER SCIENTIFIC INC | TMO | 982 | $568,822 | 0.53% |
| 45 | INVESCO EXCHANGE TRADED FD T | IVZ | 2,958 | $566,565 | 0.53% |
| 46 | CSX CORP | CSX | 15,503 | $561,978 | 0.53% |
| 47 | NVIDIA CORPORATION | NVDA | 2,938 | $547,978 | 0.51% |
| 48 | COCA COLA CO | KO | 7,763 | $542,735 | 0.51% |
| 49 | YUM BRANDS INC | YUM | 3,560 | $538,499 | 0.50% |
| 50 | FIDELITY COVINGTON TRUST | 316092600 | 6,992 | $519,343 | 0.49% |
| 51 | ELI LILLY & CO | LLY | 472 | $507,249 | 0.48% |
| 52 | FIDELITY COVINGTON TRUST | 316092832 | 8,100 | $494,262 | 0.46% |
| 53 | INTERCONTINENTAL EXCHANGE IN | 45866F104 | 2,928 | $474,231 | 0.44% |
| 54 | PROLOGIS INC. | PLDGP | 3,688 | $470,807 | 0.44% |
| 55 | STARBUCKS CORP | SBUX | 5,289 | $445,326 | 0.42% |
| 56 | MONSTER BEVERAGE CORP NEW | MNST | 5,500 | $421,685 | 0.39% |
| 57 | GARMIN LTD | GRMN | 2,050 | $415,843 | 0.39% |
| 58 | WALMART INC | WMT | 3,616 | $402,835 | 0.38% |
| 59 | INVESCO EXCHANGE TRADED FD T | IVZ | 6,500 | $385,320 | 0.36% |
| 60 | DEERE & CO | DE | 826 | $384,584 | 0.36% |
| 61 | GOLDMAN SACHS GROUP INC | GSCE | 434 | $381,486 | 0.36% |
| 62 | MORGAN STANLEY | MS-PQ | 2,120 | $376,363 | 0.35% |
| 63 | SCHWAB STRATEGIC TR | 808524102 | 14,280 | $374,564 | 0.35% |
| 64 | PEPSICO INC | PEP | 2,331 | $334,535 | 0.31% |
| 65 | COSTCO WHSL CORP NEW | 22160K105 | 374 | $322,515 | 0.30% |
| 66 | VANGUARD INDEX FDS | 922908538 | 1,145 | $319,616 | 0.30% |
| 67 | VANGUARD INDEX FDS | 922908595 | 1,003 | $303,583 | 0.28% |
| 68 | VANGUARD INDEX FDS | 922908652 | 1,436 | $300,192 | 0.28% |
| 69 | ISHARES TR | 464287465 | 3,056 | $293,467 | 0.27% |
| 70 | LOCKHEED MARTIN CORP | LMT | 585 | $282,947 | 0.27% |
| 71 | NEXTERA ENERGY INC | NEE-PW | 3,436 | $275,811 | 0.26% |
| 72 | AUTOMATIC DATA PROCESSING IN | ADP | 1,025 | $263,569 | 0.25% |
| 73 | GENERAL DYNAMICS CORP | GD | 746 | $251,197 | 0.24% |
| 74 | ALPS ETF TR | 00162Q452 | 5,124 | $240,930 | 0.23% |
| 75 | PROCTER AND GAMBLE CO | 742718109 | 1,548 | $221,823 | 0.21% |
| 76 | ABBOTT LABS | ABLZF | 1,769 | $221,638 | 0.21% |
| 77 | ADVANCED MICRO DEVICES INC | AMD | 1,005 | $215,231 | 0.20% |
| 78 | SELECT SECTOR SPDR TR | 81369Y704 | 1,334 | $207,068 | 0.19% |
| 79 | SCHWAB STRATEGIC TR | 808524805 | 8,459 | $203,354 | 0.19% |
| 80 | HONEYWELL INTL INC | 438516106 | 1,030 | $200,875 | 0.19% |
| 81 | VANGUARD ADMIRAL FDS INC | 921932505 | 450 | $200,066 | 0.19% |
| 82 | INVESCO QQQ TR | IVZ | 200 | $122,862 | 0.12% |