13F HOLDINGS REPORT

RTD Financial Advisors, Inc.

Quarter ended Q4 2025 · Filed January 27, 2026 · Accession 0002085853-26-000107

Total Value

$819.5M

Positions

113

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (113)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	142,793	$97.8M	11.93%
2	ISHARES TR	464287614	91,276	$43.2M	5.27%
3	ISHARES TR	464287507	628,682	$41.5M	5.06%
4	INVESCO ACTIVELY MANAGED EXC	IVZ	812,872	$38.5M	4.70%
5	ISHARES TR	464287622	95,812	$35.8M	4.37%
6	ISHARES TR	464287804	285,100	$34.3M	4.18%
7	ISHARES TR	464287481	204,802	$28.0M	3.42%
8	ISHARES TR	464289420	242,363	$22.3M	2.72%
9	ISHARES TR	464288885	193,560	$22.1M	2.69%
10	ISHARES TR	464287473	144,494	$20.4M	2.49%
11	ISHARES TR	464289438	70,494	$19.5M	2.38%
12	VANGUARD INDEX FDS	922908629	65,016	$18.9M	2.30%
13	ISHARES TR	464288414	175,044	$18.7M	2.29%
14	ISHARES TR	464287598	81,938	$17.2M	2.10%
15	ISHARES TR	464287408	76,594	$16.2M	1.98%
16	ISHARES TR	464287655	62,319	$15.3M	1.87%
17	ISHARES TR	464287176	135,961	$14.9M	1.82%
18	VANGUARD INTL EQUITY INDEX F	922042858	273,863	$14.7M	1.80%
19	ISHARES TR	464287887	99,847	$14.1M	1.72%
20	ISHARES TR	464287648	42,849	$13.8M	1.69%
21	ISHARES TR	464288273	172,300	$13.4M	1.63%
22	VANGUARD WHITEHALL FDS	921946794	144,335	$13.0M	1.59%
23	VANGUARD INDEX FDS	922908512	73,197	$13.0M	1.58%
24	ISHARES TR	464288877	168,378	$12.0M	1.47%
25	NEW YORK LIFE INVTS ACTIVE E	45409F843	493,051	$11.8M	1.44%
26	DIMENSIONAL ETF TRUST	25434V724	229,310	$10.7M	1.30%
27	ISHARES TR	464287879	88,506	$10.1M	1.23%
28	ISHARES TR	464287630	55,416	$10.0M	1.23%
29	VANGUARD WHITEHALL FDS	921946810	109,757	$10.0M	1.22%
30	VANGUARD INDEX FDS	922908538	35,132	$9.8M	1.20%
31	VANGUARD INTL EQUITY INDEX F	922042718	67,745	$9.7M	1.18%
32	SCHWAB STRATEGIC TR	808524201	357,136	$9.6M	1.17%
33	VANGUARD MUN BD FDS	922907746	180,823	$9.1M	1.11%
34	INVESCO EXCH TRADED FD TR II	IVZ	137,194	$9.0M	1.10%
35	VANGUARD INDEX FDS	922908611	38,073	$8.1M	0.98%
36	VANGUARD BD INDEX FDS	921937835	89,867	$6.7M	0.81%
37	ISHARES TR	464287234	119,483	$6.5M	0.80%
38	VANGUARD INDEX FDS	922908751	21,910	$5.7M	0.69%
39	SPDR INDEX SHS FDS	78463X871	126,496	$5.2M	0.63%
40	SCHWAB STRATEGIC TR	808524300	157,060	$5.1M	0.63%
41	DIMENSIONAL ETF TRUST	25434V609	80,961	$4.8M	0.59%
42	SPDR SERIES TRUST	78464A839	54,965	$4.7M	0.57%
43	ISHARES TR	464287309	37,545	$4.6M	0.56%
44	VANGUARD INDEX FDS	922908595	14,077	$4.3M	0.52%
45	VANGUARD TAX-MANAGED FDS	921943858	55,222	$3.4M	0.42%
46	ISHARES TR	46435U549	67,181	$3.2M	0.39%
47	SCHWAB STRATEGIC TR	808524102	119,715	$3.1M	0.38%
48	ISHARES TR	464289859	29,869	$2.7M	0.33%
49	ISHARES TR	46435G516	26,901	$2.6M	0.31%
50	SPDR INDEX SHS FDS	78463X509	51,498	$2.4M	0.29%
51	VANGUARD INDEX FDS	922908744	12,070	$2.3M	0.28%
52	SPDR S&P 500 ETF TR	SPY	3,315	$2.3M	0.28%
53	VANGUARD INDEX FDS	922908769	6,049	$2.0M	0.25%
54	APPLE INC	AAPL	7,407	$2.0M	0.25%
55	VANGUARD INDEX FDS	922908637	6,356	$2.0M	0.24%
56	ISHARES TR	464289867	24,643	$1.6M	0.20%
57	ISHARES TR	46435G425	9,850	$1.5M	0.18%
58	ISHARES TR	46436E551	31,764	$1.4M	0.17%
59	ALPHABET INC	GOOG	4,223	$1.3M	0.16%
60	PFIZER INC	PFE	52,933	$1.3M	0.16%
61	VANGUARD INDEX FDS	922908736	2,652	$1.3M	0.16%
62	DIMENSIONAL ETF TRUST	25434V807	24,953	$1.2M	0.15%
63	VANGUARD INDEX FDS	922908553	12,549	$1.1M	0.14%
64	ISHARES INC	46434G863	24,743	$1.1M	0.13%
65	BRISTOL-MYERS SQUIBB CO	CELG-RI	18,512	$998,538	0.12%
66	EXXON MOBIL CORP	XOM	8,204	$987,273	0.12%
67	VANGUARD SPECIALIZED FUNDS	921908844	4,464	$981,098	0.12%
68	SPDR S&P MIDCAP 400 ETF TR	MDY	1,605	$968,308	0.12%
69	HARTFORD FDS EXCHANGE TRADED	41653L503	24,288	$949,903	0.12%
70	NUSHARES ETF TR	NU	21,889	$855,869	0.10%
71	DIMENSIONAL ETF TRUST	25434V815	26,021	$855,817	0.10%
72	NEXTERA ENERGY INC	NEE-PW	10,128	$813,062	0.10%
73	NUSHARES ETF TR	NU	17,601	$785,879	0.10%
74	BERKSHIRE HATHAWAY INC DEL	BRK-A	1	$754,800	0.09%
75	PUBLIC SVC ENTERPRISE GRP IN	744573106	9,230	$741,169	0.09%
76	VANGUARD INTL EQUITY INDEX F	922042775	9,896	$727,935	0.09%
77	TREX CO INC	TREX	20,568	$721,526	0.09%
78	MICROSOFT CORP	MSFT	1,420	$686,741	0.08%
79	NUSHARES ETF TR	NU	14,314	$683,373	0.08%
80	DIMENSIONAL ETF TRUST	25434V732	20,423	$675,609	0.08%
81	DIMENSIONAL ETF TRUST	25434V781	17,059	$648,259	0.08%
82	OPEN TEXT CORP	OTEX	17,212	$560,767	0.07%
83	SELECT SECTOR SPDR TR	81369Y209	3,553	$550,052	0.07%
84	ELI LILLY & CO	LLY	487	$523,370	0.06%
85	JOHNSON & JOHNSON	JNJ	2,393	$495,232	0.06%
86	ALBEMARLE CORP	ALB-PA	3,419	$483,584	0.06%
87	NUSHARES ETF TR	NU	9,887	$445,399	0.05%
88	SELECT SECTOR SPDR TR	81369Y803	3,035	$436,941	0.05%
89	PACER FDS TR	69374H881	7,000	$421,190	0.05%
90	WEST PHARMACEUTICAL SVSC INC	955306105	1,524	$419,314	0.05%
91	ISHARES TR	464289875	8,753	$417,779	0.05%
92	NUSHARES ETF TR	NU	4,178	$408,603	0.05%
93	STRYKER CORPORATION	SYK	1,092	$383,806	0.05%
94	MERCK & CO INC	MRK	3,635	$382,572	0.05%
95	GE AEROSPACE	369604301	1,216	$374,701	0.05%
96	CHEVRON CORP NEW	CVX	2,448	$373,091	0.05%
97	VANGUARD WORLD FD	921910733	3,017	$364,937	0.04%
98	ISHARES TR	464287465	3,683	$353,679	0.04%
99	INVESCO EXCHANGE TRADED FD T	IVZ	7,306	$341,008	0.04%
100	ISHARES TR	46432F842	3,747	$335,227	0.04%
101	ISHARES TR	464289883	8,287	$332,567	0.04%
102	MCDONALDS CORP	MCD	1,043	$318,822	0.04%
103	ONTO INNOVATION INC	ONTO	2,000	$315,720	0.04%
104	BOEING CO	BA-PA	1,442	$313,088	0.04%
105	NVIDIA CORPORATION	NVDA	1,597	$297,890	0.04%
106	UNION PAC CORP	UNP	1,243	$287,467	0.04%
107	ESSENTIAL UTILS INC	29670G102	7,103	$272,472	0.03%
108	SPDR SERIES TRUST	78464A821	2,908	$268,787	0.03%
109	BANK AMERICA CORP	060505104	4,388	$241,364	0.03%
110	INTERNATIONAL BUSINESS MACHS	INTR	807	$239,042	0.03%
111	ALPHABET INC	GOOG	735	$230,055	0.03%
112	GE VERNOVA INC	GEV	333	$217,659	0.03%
113	VANGUARD INTL EQUITY INDEX F	922042742	1,507	$212,567	0.03%