13F HOLDINGS REPORT

RTD Financial Advisors, Inc.

Quarter ended Q3 2025 · Filed October 14, 2025 · Accession 0002085853-25-000083

Total Value

$832.1M

Positions

107

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (107)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	ISHARES TR	464287200	141,479	$94.7M	11.38%
2	VANGUARD BD INDEX FDS	921937835	665,169	$49.5M	5.95%
3	ISHARES TR	464287614	96,856	$45.4M	5.45%
4	INVESCO ACTIVELY MANAGED EXC	IVZ	876,993	$41.7M	5.01%
5	ISHARES TR	464287507	630,268	$41.1M	4.94%
6	ISHARES TR	464287622	98,923	$36.2M	4.35%
7	ISHARES TR	464287804	287,671	$34.2M	4.11%
8	ISHARES TR	464287481	208,332	$29.7M	3.57%
9	ISHARES TR	464288885	198,904	$22.7M	2.72%
10	ISHARES TR	464287473	144,812	$20.2M	2.43%
11	ISHARES TR	464288414	189,237	$20.2M	2.42%
12	VANGUARD INDEX FDS	922908629	66,791	$19.6M	2.36%
13	ISHARES TR	464287598	83,577	$17.0M	2.04%
14	ISHARES TR	464287408	79,333	$16.4M	1.97%
15	ISHARES TR	464287655	64,040	$15.5M	1.86%
16	VANGUARD INTL EQUITY INDEX F	922042858	281,048	$15.2M	1.83%
17	ISHARES TR	464287887	103,311	$14.6M	1.76%
18	ISHARES TR	464287176	130,225	$14.5M	1.74%
19	ISHARES TR	464287648	43,890	$14.0M	1.69%
20	ISHARES TR	464288273	175,624	$13.5M	1.62%
21	VANGUARD INDEX FDS	922908512	76,486	$13.4M	1.60%
22	VANGUARD WHITEHALL FDS	921946794	152,098	$12.9M	1.55%
23	NEW YORK LIFE INVTS ACTIVE E	45409F843	498,595	$11.9M	1.43%
24	ISHARES TR	464288877	173,002	$11.7M	1.41%
25	VANGUARD INDEX FDS	922908538	36,270	$10.7M	1.28%
26	ISHARES TR	464287879	94,090	$10.4M	1.25%
27	DIMENSIONAL ETF TRUST	25434V724	230,438	$10.3M	1.24%
28	VANGUARD WHITEHALL FDS	921946810	112,433	$10.1M	1.21%
29	VANGUARD INTL EQUITY INDEX F	922042718	70,372	$10.0M	1.21%
30	SCHWAB STRATEGIC TR	808524201	376,924	$9.9M	1.19%
31	ISHARES TR	464287630	55,992	$9.9M	1.19%
32	VANGUARD MUN BD FDS	922907746	193,080	$9.7M	1.16%
33	INVESCO EXCH TRADED FD TR II	IVZ	145,755	$8.9M	1.07%
34	VANGUARD INDEX FDS	922908611	39,033	$8.1M	0.98%
35	ISHARES TR	464287234	123,013	$6.6M	0.79%
36	VANGUARD INDEX FDS	922908751	24,318	$6.2M	0.74%
37	SCHWAB STRATEGIC TR	808524300	164,191	$5.2M	0.63%
38	SPDR INDEX SHS FDS	78463X871	129,345	$5.2M	0.62%
39	ISHARES TR	464287309	42,196	$5.1M	0.61%
40	DIMENSIONAL ETF TRUST	25434V609	81,110	$4.7M	0.57%
41	SPDR SERIES TRUST	78464A839	55,409	$4.6M	0.56%
42	VANGUARD INDEX FDS	922908595	14,173	$4.2M	0.51%
43	VANGUARD TAX-MANAGED FDS	921943858	61,615	$3.7M	0.44%
44	VANGUARD INDEX FDS	922908553	35,965	$3.3M	0.40%
45	SCHWAB STRATEGIC TR	808524102	125,830	$3.2M	0.39%
46	ISHARES TR	46435U549	66,544	$3.2M	0.38%
47	VANGUARD INDEX FDS	922908744	16,814	$3.1M	0.38%
48	VANGUARD INDEX FDS	922908736	5,748	$2.8M	0.33%
49	ISHARES TR	46435G516	27,913	$2.6M	0.31%
50	ISHARES TR	464289859	28,683	$2.5M	0.30%
51	SPDR INDEX SHS FDS	78463X509	51,595	$2.4M	0.29%
52	APPLE INC	AAPL	9,467	$2.4M	0.29%
53	SPDR S&P 500 ETF TR	SPY	3,144	$2.1M	0.25%
54	VANGUARD INDEX FDS	922908637	6,460	$2.0M	0.24%
55	VANGUARD INDEX FDS	922908769	6,049	$2.0M	0.24%
56	ISHARES TR	464289867	26,844	$1.7M	0.21%
57	ISHARES TR	46436E551	33,237	$1.5M	0.18%
58	ISHARES TR	46435G425	9,875	$1.4M	0.17%
59	PFIZER INC	PFE	51,981	$1.3M	0.16%
60	ISHARES INC	46434G863	25,159	$1.1M	0.13%
61	TREX CO INC	TREX	20,568	$1.1M	0.13%
62	ALPHABET INC	GOOG	4,117	$1.0M	0.12%
63	BRISTOL-MYERS SQUIBB CO	CELG-RI	21,602	$974,251	0.12%
64	VANGUARD SPECIALIZED FUNDS	921908844	4,464	$963,287	0.12%
65	SPDR S&P MIDCAP 400 ETF TR	MDY	1,605	$956,671	0.11%
66	NUSHARES ETF TR	NU	24,115	$933,019	0.11%
67	MICROSOFT CORP	MSFT	1,731	$896,755	0.11%
68	EXXON MOBIL CORP	XOM	7,706	$868,852	0.10%
69	NUSHARES ETF TR	NU	19,195	$846,501	0.10%
70	OPEN TEXT CORP	OTEX	21,353	$798,176	0.10%
71	PUBLIC SVC ENTERPRISE GRP IN	744573106	9,230	$770,336	0.09%
72	NUSHARES ETF TR	NU	15,757	$767,065	0.09%
73	NEXTERA ENERGY INC	NEE-PW	10,128	$764,549	0.09%
74	BERKSHIRE HATHAWAY INC DEL	BRK-A	1	$754,200	0.09%
75	VANGUARD INTL EQUITY INDEX F	922042775	10,483	$748,179	0.09%
76	SELECT SECTOR SPDR TR	81369Y209	4,540	$631,875	0.08%
77	CHEVRON CORP NEW	CVX	2,811	$436,491	0.05%
78	NUSHARES ETF TR	NU	9,796	$429,328	0.05%
79	SELECT SECTOR SPDR TR	81369Y803	1,518	$427,848	0.05%
80	ISHARES TR	464289875	8,783	$417,913	0.05%
81	NUSHARES ETF TR	NU	4,194	$417,044	0.05%
82	JOHNSON & JOHNSON	JNJ	2,243	$415,898	0.05%
83	STRYKER CORPORATION	SYK	1,092	$403,680	0.05%
84	PACER FDS TR	69374H881	7,000	$402,290	0.05%
85	DIMENSIONAL ETF TRUST	25434V807	8,696	$401,060	0.05%
86	WEST PHARMACEUTICAL SVSC INC	955306105	1,524	$399,791	0.05%
87	NVIDIA CORPORATION	NVDA	2,077	$387,586	0.05%
88	VANGUARD WORLD FD	921910733	3,270	$387,299	0.05%
89	ISHARES TR	464289883	9,199	$369,418	0.04%
90	ISHARES INC	46434G103	5,567	$366,977	0.04%
91	UNION PAC CORP	UNP	1,514	$357,799	0.04%
92	INVESCO EXCHANGE TRADED FD T	IVZ	7,306	$348,643	0.04%
93	ISHARES TR	464287465	3,683	$343,882	0.04%
94	ALBEMARLE CORP	ALB-PA	4,199	$340,455	0.04%
95	ISHARES TR	46432F842	3,747	$327,119	0.04%
96	MCDONALDS CORP	MCD	1,043	$317,007	0.04%
97	BOEING CO	BA-PA	1,442	$311,227	0.04%
98	GE AEROSPACE	369604301	1,002	$301,414	0.04%
99	MERCK & CO INC	MRK	3,485	$292,458	0.04%
100	ESSENTIAL UTILS INC	29670G102	7,103	$283,410	0.03%
101	SPDR SERIES TRUST	78464A821	2,908	$266,257	0.03%
102	ONTO INNOVATION INC	ONTO	2,000	$258,440	0.03%
103	WALMART INC	WMT	2,354	$242,589	0.03%
104	VANGUARD INTL EQUITY INDEX F	922042742	1,692	$233,095	0.03%
105	BANK AMERICA CORP	060505104	4,380	$225,965	0.03%
106	INTERNATIONAL BUSINESS MACHS	INTR	799	$225,446	0.03%
107	ISHARES TR	46435U663	4,721	$212,823	0.03%