13F HOLDINGS REPORT
W.H. Cornerstone Investments Inc.
Quarter ended Q4 2025 · Filed February 10, 2026 · Accession 0002063364-26-000064
Total Value
$165.9M
Positions
113
Other Managers
0
Confidential Omitted
No
Holdings (113)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 64,097 | $21.5M | 12.96% |
| 2 | APPLE INC | AAPL | 27,704 | $7.5M | 4.54% |
| 3 | VANGUARD TAX-MANAGED FDS | 921943858 | 112,233 | $7.0M | 4.23% |
| 4 | VANGUARD SCOTTSDALE FDS | 92206C409 | 87,306 | $7.0M | 4.20% |
| 5 | VANGUARD SCOTTSDALE FDS | 92206C870 | 77,174 | $6.5M | 3.90% |
| 6 | MICROSOFT CORP | MSFT | 13,313 | $6.4M | 3.88% |
| 7 | ALPHABET INC | GOOG | 18,707 | $5.9M | 3.53% |
| 8 | AMAZON COM INC | AMZN | 23,111 | $5.3M | 3.22% |
| 9 | SCHWAB STRATEGIC TR | 808524854 | 206,667 | $5.2M | 3.13% |
| 10 | DIMENSIONAL ETF TRUST | 25434V575 | 92,786 | $4.9M | 2.94% |
| 11 | DIMENSIONAL ETF TRUST | 25434V815 | 111,518 | $3.7M | 2.21% |
| 12 | VANGUARD CHARLOTTE FDS | 92203J407 | 72,850 | $3.5M | 2.12% |
| 13 | COSTCO WHSL CORP NEW | 22160K105 | 4,034 | $3.5M | 2.10% |
| 14 | DIMENSIONAL ETF TRUST | 25434V732 | 103,628 | $3.4M | 2.07% |
| 15 | SCHWAB STRATEGIC TR | 808524862 | 126,549 | $3.1M | 1.86% |
| 16 | ISHARES TR | 464287200 | 3,910 | $2.7M | 1.61% |
| 17 | THERMO FISHER SCIENTIFIC INC | TMO | 3,917 | $2.3M | 1.37% |
| 18 | PROCTER AND GAMBLE CO | 742718109 | 13,829 | $2.0M | 1.19% |
| 19 | VISA INC | V | 5,623 | $2.0M | 1.19% |
| 20 | DIMENSIONAL ETF TRUST | 25434V781 | 50,757 | $1.9M | 1.16% |
| 21 | SPDR DOW JONES INDL AVERAGE | 78467X109 | 3,710 | $1.8M | 1.07% |
| 22 | WALMART INC | WMT | 15,821 | $1.8M | 1.06% |
| 23 | NVIDIA CORPORATION | NVDA | 8,888 | $1.7M | 1.00% |
| 24 | SCHWAB STRATEGIC TR | 808524102 | 61,637 | $1.6M | 0.97% |
| 25 | JOHNSON & JOHNSON | JNJ | 7,685 | $1.6M | 0.96% |
| 26 | GOLDMAN SACHS GROUP INC | GSCE | 1,804 | $1.6M | 0.96% |
| 27 | EXXON MOBIL CORP | XOM | 12,621 | $1.5M | 0.92% |
| 28 | SPDR S&P 500 ETF TR | SPY | 2,206 | $1.5M | 0.91% |
| 29 | MEDTRONIC PLC | MDT | 15,435 | $1.5M | 0.89% |
| 30 | DIMENSIONAL ETF TRUST | 25434V658 | 56,060 | $1.5M | 0.89% |
| 31 | SPDR SERIES TRUST | 78464A854 | 16,572 | $1.3M | 0.80% |
| 32 | ISHARES TR | 464287622 | 3,552 | $1.3M | 0.80% |
| 33 | ATMOS ENERGY CORP | ATO | 7,650 | $1.3M | 0.77% |
| 34 | AMERICAN ELEC PWR CO INC | 025537101 | 11,054 | $1.3M | 0.77% |
| 35 | ECOLAB INC | ECL | 4,537 | $1.2M | 0.72% |
| 36 | AFLAC INC | AFL | 10,187 | $1.1M | 0.68% |
| 37 | PIMCO ETF TR | 72201R866 | 19,326 | $1.0M | 0.61% |
| 38 | EATON CORP PLC | ETN | 3,051 | $971,774 | 0.59% |
| 39 | EQUINIX INC | EQIX | 1,164 | $892,193 | 0.54% |
| 40 | AUTOZONE INC | AZO | 257 | $871,616 | 0.53% |
| 41 | EOG RES INC | EOG | 8,267 | $868,110 | 0.52% |
| 42 | SELECT SECTOR SPDR TR | 81369Y506 | 19,369 | $865,976 | 0.52% |
| 43 | SYSCO CORP | SYY | 11,715 | $863,311 | 0.52% |
| 44 | PPG INDS INC | 693506107 | 8,314 | $851,854 | 0.51% |
| 45 | ISHARES TR | 464288414 | 7,889 | $845,013 | 0.51% |
| 46 | VANGUARD MUN BD FDS | 922907746 | 16,767 | $843,230 | 0.51% |
| 47 | SHERWIN WILLIAMS CO | SHW | 2,600 | $842,501 | 0.51% |
| 48 | AIR PRODS & CHEMS INC | AIIR | 3,371 | $832,788 | 0.50% |
| 49 | PUBLIC STORAGE OPER CO | PSA-PS | 3,152 | $817,996 | 0.49% |
| 50 | ALLEGION PLC | ALLE | 4,990 | $794,508 | 0.48% |
| 51 | INGREDION INC | INGR | 7,202 | $794,114 | 0.48% |
| 52 | VANGUARD SCOTTSDALE FDS | 92206C706 | 12,049 | $722,076 | 0.44% |
| 53 | REPUBLIC SVCS INC | 760759100 | 3,296 | $698,622 | 0.42% |
| 54 | BECTON DICKINSON & CO | BDX | 3,490 | $677,386 | 0.41% |
| 55 | ELI LILLY & CO | LLY | 625 | $671,584 | 0.40% |
| 56 | CISCO SYS INC | CSCO | 8,019 | $617,722 | 0.37% |
| 57 | ABBOTT LABS | ABLZF | 4,891 | $612,829 | 0.37% |
| 58 | BLACKROCK INC | BLK | 562 | $601,975 | 0.36% |
| 59 | JPMORGAN CHASE & CO. | VYLD | 1,861 | $599,572 | 0.36% |
| 60 | META PLATFORMS INC | META | 898 | $593,057 | 0.36% |
| 61 | ACCENTURE PLC IRELAND | ACN | 2,148 | $576,308 | 0.35% |
| 62 | ISHARES TR | 464288158 | 5,312 | $566,749 | 0.34% |
| 63 | TESLA INC | TSLA | 1,249 | $561,700 | 0.34% |
| 64 | T-MOBILE US INC | TMUSZ | 2,616 | $531,173 | 0.32% |
| 65 | INTUIT | INTU | 801 | $530,615 | 0.32% |
| 66 | ISHARES TR | 464287150 | 3,473 | $516,331 | 0.31% |
| 67 | LOWES COS INC | 548661107 | 2,093 | $504,767 | 0.30% |
| 68 | SALESFORCE INC | CRM | 1,855 | $491,433 | 0.30% |
| 69 | TJX COS INC NEW | 872540109 | 3,166 | $486,284 | 0.29% |
| 70 | INTERNATIONAL BUSINESS MACHS | INTR | 1,603 | $474,845 | 0.29% |
| 71 | COMCAST CORP NEW | CCZ | 15,720 | $469,878 | 0.28% |
| 72 | ISHARES TR | 464288570 | 3,584 | $461,708 | 0.28% |
| 73 | BROADCOM INC | AVGO | 1,260 | $435,914 | 0.26% |
| 74 | ORACLE CORP | ORCL-PD | 2,224 | $433,447 | 0.26% |
| 75 | ISHARES TR | 46435G425 | 2,826 | $421,038 | 0.25% |
| 76 | AUTOMATIC DATA PROCESSING IN | ADP | 1,632 | $419,797 | 0.25% |
| 77 | CELESTICA INC | CLS | 1,375 | $406,464 | 0.25% |
| 78 | COCA COLA CO | KO | 5,782 | $404,238 | 0.24% |
| 79 | J P MORGAN EXCHANGE TRADED F | 46641Q647 | 7,620 | $384,790 | 0.23% |
| 80 | HOME DEPOT INC | HD | 1,104 | $379,954 | 0.23% |
| 81 | MASTERCARD INCORPORATED | MA | 627 | $358,150 | 0.22% |
| 82 | KLA CORP | KLAC | 293 | $355,439 | 0.21% |
| 83 | LINDE PLC | LIN | 828 | $352,878 | 0.21% |
| 84 | CHURCH & DWIGHT CO INC | CHD | 4,030 | $337,951 | 0.20% |
| 85 | AMGEN INC | AMGN | 1,014 | $331,847 | 0.20% |
| 86 | CINTAS CORP | CTAS | 1,732 | $325,738 | 0.20% |
| 87 | AMERICAN CENTY ETF TR | 025072877 | 3,112 | $317,370 | 0.19% |
| 88 | ISHARES TR | 46435G672 | 6,318 | $315,963 | 0.19% |
| 89 | SELECT SECTOR SPDR TR | 81369Y860 | 7,814 | $315,309 | 0.19% |
| 90 | SERVICENOW INC | NOW | 2,000 | $306,380 | 0.18% |
| 91 | VANGUARD INDEX FDS | 922908611 | 1,413 | $299,185 | 0.18% |
| 92 | VANGUARD MALVERN FDS | 922020805 | 6,041 | $298,770 | 0.18% |
| 93 | ISHARES TR | 46429B747 | 2,917 | $298,684 | 0.18% |
| 94 | S&P GLOBAL INC | SPGI | 553 | $288,830 | 0.17% |
| 95 | ISHARES TR | 464287176 | 2,598 | $285,522 | 0.17% |
| 96 | BROWN & BROWN INC | BRO | 3,570 | $284,559 | 0.17% |
| 97 | BLACKROCK ETF TRUST | BLK | 3,822 | $283,140 | 0.17% |
| 98 | LOCKHEED MARTIN CORP | LMT | 584 | $282,515 | 0.17% |
| 99 | SCHWAB CHARLES CORP | SCHW-PJ | 2,714 | $271,172 | 0.16% |
| 100 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 505 | $253,838 | 0.15% |
| 101 | WISDOMTREE TR | WT | 8,381 | $244,217 | 0.15% |
| 102 | EBAY INC. | EBAY | 2,784 | $242,479 | 0.15% |
| 103 | SELECT SECTOR SPDR TR | 81369Y803 | 1,678 | $241,517 | 0.15% |
| 104 | MARVELL TECHNOLOGY INC | MRVL | 2,764 | $234,910 | 0.14% |
| 105 | SELECT SECTOR SPDR TR | 81369Y852 | 1,989 | $234,204 | 0.14% |
| 106 | PEPSICO INC | PEP | 1,579 | $226,627 | 0.14% |
| 107 | ISHARES TR | 46436E619 | 5,136 | $225,510 | 0.14% |
| 108 | D R HORTON INC | 23331A109 | 1,556 | $224,111 | 0.14% |
| 109 | TARGET CORP | TGT | 2,259 | $220,817 | 0.13% |
| 110 | ESSENTIAL UTILS INC | 29670G102 | 5,532 | $212,225 | 0.13% |
| 111 | AMERICAN WTR WKS CO INC NEW | 030420103 | 1,581 | $206,345 | 0.12% |
| 112 | SELECT SECTOR SPDR TR | 81369Y605 | 3,711 | $203,255 | 0.12% |
| 113 | NUVEEN PFD & INCOME OPPORTUN | NU | 10,489 | $85,065 | 0.05% |