13F HOLDINGS REPORT
W.H. Cornerstone Investments Inc.
Quarter ended Q3 2025 · Filed November 5, 2025 · Accession 0002063364-25-000270
Total Value
$164.0M
Positions
115
Other Managers
0
Confidential Omitted
No
Holdings (115)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD INDEX FDS | 922908769 | 58,896 | $19.3M | 11.79% |
| 2 | APPLE INC | AAPL | 28,211 | $7.2M | 4.38% |
| 3 | VANGUARD SCOTTSDALE FDS | 92206C409 | 88,104 | $7.0M | 4.29% |
| 4 | MICROSOFT CORP | MSFT | 13,336 | $6.9M | 4.21% |
| 5 | VANGUARD SCOTTSDALE FDS | 92206C870 | 80,655 | $6.8M | 4.14% |
| 6 | VANGUARD TAX-MANAGED FDS | 921943858 | 101,501 | $6.1M | 3.71% |
| 7 | SCHWAB STRATEGIC TR | 808524854 | 210,577 | $5.3M | 3.23% |
| 8 | AMAZON COM INC | AMZN | 23,391 | $5.1M | 3.13% |
| 9 | ALPHABET INC | GOOG | 19,376 | $4.7M | 2.87% |
| 10 | DIMENSIONAL ETF TRUST | 25434V575 | 84,435 | $4.6M | 2.78% |
| 11 | VANGUARD CHARLOTTE FDS | 92203J407 | 90,176 | $4.5M | 2.72% |
| 12 | COSTCO WHSL CORP NEW | 22160K105 | 4,036 | $3.7M | 2.28% |
| 13 | DIMENSIONAL ETF TRUST | 25434V815 | 100,844 | $3.2M | 1.96% |
| 14 | DIMENSIONAL ETF TRUST | 25434V732 | 98,027 | $3.1M | 1.92% |
| 15 | SCHWAB STRATEGIC TR | 808524862 | 116,324 | $2.8M | 1.73% |
| 16 | ISHARES TR | 464287200 | 3,896 | $2.6M | 1.59% |
| 17 | PROCTER AND GAMBLE CO | 742718109 | 14,668 | $2.3M | 1.37% |
| 18 | VISA INC | V | 5,806 | $2.0M | 1.21% |
| 19 | THERMO FISHER SCIENTIFIC INC | TMO | 4,005 | $1.9M | 1.18% |
| 20 | SPDR DOW JONES INDL AVERAGE | 78467X109 | 3,722 | $1.7M | 1.05% |
| 21 | DIMENSIONAL ETF TRUST | 25434V781 | 47,977 | $1.7M | 1.04% |
| 22 | MEDTRONIC PLC | MDT | 16,367 | $1.6M | 0.95% |
| 23 | GOLDMAN SACHS GROUP INC | GSCE | 1,941 | $1.5M | 0.94% |
| 24 | WALMART INC | WMT | 14,728 | $1.5M | 0.93% |
| 25 | EXXON MOBIL CORP | XOM | 13,149 | $1.5M | 0.90% |
| 26 | SPDR S&P 500 ETF TR | SPY | 2,202 | $1.5M | 0.89% |
| 27 | NVIDIA CORPORATION | NVDA | 7,847 | $1.5M | 0.89% |
| 28 | JOHNSON & JOHNSON | JNJ | 7,822 | $1.5M | 0.88% |
| 29 | ATMOS ENERGY CORP | ATO | 8,249 | $1.4M | 0.86% |
| 30 | DIMENSIONAL ETF TRUST | 25434V658 | 50,861 | $1.4M | 0.85% |
| 31 | AMERICAN ELEC PWR CO INC | 025537101 | 11,949 | $1.3M | 0.82% |
| 32 | AIR PRODS & CHEMS INC | AIIR | 4,772 | $1.3M | 0.79% |
| 33 | SPDR SERIES TRUST | 78464A854 | 16,608 | $1.3M | 0.79% |
| 34 | ISHARES TR | 464287622 | 3,542 | $1.3M | 0.79% |
| 35 | SCHWAB STRATEGIC TR | 808524102 | 48,094 | $1.2M | 0.75% |
| 36 | EATON CORP PLC | ETN | 3,266 | $1.2M | 0.75% |
| 37 | AFLAC INC | AFL | 10,552 | $1.2M | 0.72% |
| 38 | EOG RES INC | EOG | 9,965 | $1.1M | 0.68% |
| 39 | PIMCO ETF TR | 72201R866 | 21,282 | $1.1M | 0.68% |
| 40 | AUTOZONE INC | AZO | 259 | $1.1M | 0.68% |
| 41 | SYSCO CORP | SYY | 12,834 | $1.1M | 0.64% |
| 42 | PUBLIC STORAGE OPER CO | PSA-PS | 3,445 | $995,002 | 0.61% |
| 43 | PPG INDS INC | 693506107 | 9,242 | $971,381 | 0.59% |
| 44 | INGREDION INC | INGR | 7,951 | $970,858 | 0.59% |
| 45 | ALLEGION PLC | ALLE | 5,464 | $969,040 | 0.59% |
| 46 | T-MOBILE US INC | TMUSZ | 3,930 | $940,774 | 0.57% |
| 47 | EQUINIX INC | EQIX | 1,182 | $926,011 | 0.56% |
| 48 | SHERWIN WILLIAMS CO | SHW | 2,603 | $901,143 | 0.55% |
| 49 | ISHARES TR | 464288414 | 8,031 | $855,265 | 0.52% |
| 50 | ECOLAB INC | ECL | 3,074 | $841,940 | 0.51% |
| 51 | VANGUARD MUN BD FDS | 922907746 | 16,685 | $835,403 | 0.51% |
| 52 | SELECT SECTOR SPDR TR | 81369Y506 | 8,979 | $802,185 | 0.49% |
| 53 | REPUBLIC SVCS INC | 760759100 | 3,349 | $768,522 | 0.47% |
| 54 | VANGUARD SCOTTSDALE FDS | 92206C706 | 11,905 | $714,649 | 0.44% |
| 55 | META PLATFORMS INC | META | 955 | $701,172 | 0.43% |
| 56 | BECTON DICKINSON & CO | BDX | 3,547 | $663,817 | 0.40% |
| 57 | ABBOTT LABS | ABLZF | 4,877 | $653,283 | 0.40% |
| 58 | BLACKROCK INC | BLK | 560 | $652,573 | 0.40% |
| 59 | ORACLE CORP | ORCL-PD | 2,219 | $624,137 | 0.38% |
| 60 | LOWES COS INC | 548661107 | 2,361 | $593,237 | 0.36% |
| 61 | TESLA INC | TSLA | 1,324 | $588,809 | 0.36% |
| 62 | JPMORGAN CHASE & CO. | VYLD | 1,850 | $583,671 | 0.36% |
| 63 | SELECT SECTOR SPDR TR | 81369Y860 | 13,143 | $553,733 | 0.34% |
| 64 | ACCENTURE PLC IRELAND | ACN | 2,229 | $549,671 | 0.34% |
| 65 | INTUIT | INTU | 800 | $546,527 | 0.33% |
| 66 | CISCO SYS INC | CSCO | 7,968 | $545,167 | 0.33% |
| 67 | ISHARES TR | 464287150 | 3,675 | $535,278 | 0.33% |
| 68 | COMCAST CORP NEW | CCZ | 16,480 | $517,806 | 0.32% |
| 69 | ISHARES TR | 464288158 | 4,788 | $511,239 | 0.31% |
| 70 | INTERNATIONAL BUSINESS MACHS | INTR | 1,793 | $505,917 | 0.31% |
| 71 | AUTOMATIC DATA PROCESSING IN | ADP | 1,635 | $479,975 | 0.29% |
| 72 | ELI LILLY & CO | LLY | 624 | $476,088 | 0.29% |
| 73 | HOME DEPOT INC | HD | 1,170 | $474,191 | 0.29% |
| 74 | SALESFORCE INC | CRM | 1,936 | $458,864 | 0.28% |
| 75 | TJX COS INC NEW | 872540109 | 3,126 | $451,822 | 0.28% |
| 76 | ISHARES TR | 464288570 | 3,574 | $450,130 | 0.27% |
| 77 | BROADCOM INC | AVGO | 1,249 | $412,161 | 0.25% |
| 78 | ISHARES TR | 46435G425 | 2,818 | $410,229 | 0.25% |
| 79 | COCA COLA CO | KO | 5,892 | $390,733 | 0.24% |
| 80 | J P MORGAN EXCHANGE TRADED F | 46641Q647 | 7,612 | $384,177 | 0.23% |
| 81 | SERVICENOW INC | NOW | 400 | $368,112 | 0.22% |
| 82 | MASTERCARD INCORPORATED | MA | 626 | $356,118 | 0.22% |
| 83 | CHURCH & DWIGHT CO INC | CHD | 4,060 | $355,819 | 0.22% |
| 84 | CINTAS CORP | CTAS | 1,730 | $355,023 | 0.22% |
| 85 | CELESTICA INC | CLS | 1,375 | $338,773 | 0.21% |
| 86 | BROWN & BROWN INC | BRO | 3,561 | $333,992 | 0.20% |
| 87 | ISHARES TR | 46435G672 | 6,318 | $323,671 | 0.20% |
| 88 | LINDE PLC | LIN | 674 | $320,078 | 0.20% |
| 89 | KLA CORP | KLAC | 292 | $315,008 | 0.19% |
| 90 | CLOROX CO DEL | CLX | 2,423 | $298,775 | 0.18% |
| 91 | VANGUARD MALVERN FDS | 922020805 | 5,879 | $297,642 | 0.18% |
| 92 | ISHARES TR | 46429B747 | 2,879 | $297,609 | 0.18% |
| 93 | VANGUARD INDEX FDS | 922908611 | 1,400 | $292,093 | 0.18% |
| 94 | LOCKHEED MARTIN CORP | LMT | 580 | $289,648 | 0.18% |
| 95 | ISHARES TR | 464287176 | 2,569 | $285,750 | 0.17% |
| 96 | AMGEN INC | AMGN | 1,007 | $284,159 | 0.17% |
| 97 | BLACKROCK ETF TRUST | BLK | 3,830 | $277,958 | 0.17% |
| 98 | S&P GLOBAL INC | SPGI | 551 | $268,000 | 0.16% |
| 99 | D R HORTON INC | 23331A109 | 1,555 | $263,526 | 0.16% |
| 100 | SCHWAB CHARLES CORP | SCHW-PJ | 2,707 | $258,391 | 0.16% |
| 101 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 503 | $252,878 | 0.15% |
| 102 | EBAY INC. | EBAY | 2,775 | $252,421 | 0.15% |
| 103 | SELECT SECTOR SPDR TR | 81369Y803 | 838 | $236,220 | 0.14% |
| 104 | WISDOMTREE TR | WT | 8,234 | $235,163 | 0.14% |
| 105 | SELECT SECTOR SPDR TR | 81369Y852 | 1,983 | $234,746 | 0.14% |
| 106 | MARVELL TECHNOLOGY INC | MRVL | 2,760 | $232,074 | 0.14% |
| 107 | ESSENTIAL UTILS INC | 29670G102 | 5,683 | $226,758 | 0.14% |
| 108 | ISHARES TR | 46436E619 | 5,076 | $222,927 | 0.14% |
| 109 | RESMED INC | RSMDF | 812 | $222,240 | 0.14% |
| 110 | PEPSICO INC | PEP | 1,577 | $221,482 | 0.14% |
| 111 | TRACTOR SUPPLY CO | TSCO | 3,888 | $221,098 | 0.13% |
| 112 | AMERICAN WTR WKS CO INC NEW | 030420103 | 1,573 | $218,947 | 0.13% |
| 113 | VANGUARD INDEX FDS | 922908553 | 2,304 | $210,655 | 0.13% |
| 114 | TARGET CORP | TGT | 2,282 | $204,665 | 0.12% |
| 115 | AMERICAN CENTY ETF TR | 025072356 | 4,518 | $200,957 | 0.12% |