13F HOLDINGS REPORT

PENOBSCOT WEALTH MANAGEMENT

Quarter ended Q2 2025 · Filed August 1, 2025 · Accession 0002063364-25-000160

Total Value

$279.3M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (97)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR SERIES TRUST	78464A854	752,588	$54.7M	19.58%
2	DIMENSIONAL ETF TRUST	25434V583	727,709	$39.7M	14.20%
3	VANGUARD TAX-MANAGED FDS	921943858	552,754	$31.5M	11.28%
4	ISHARES TR	46435G672	243,947	$12.5M	4.46%
5	VANGUARD WORLD FD	92204A702	17,173	$11.4M	4.08%
6	VANGUARD INTL EQUITY INDEX F	922042858	202,893	$10.0M	3.59%
7	ISHARES TR	46429B747	72,615	$7.5M	2.68%
8	DIMENSIONAL ETF TRUST	25434V799	224,939	$7.0M	2.50%
9	SPDR SERIES TRUST	78464A508	127,031	$6.6M	2.38%
10	VANGUARD WORLD FD	92204A405	43,103	$5.5M	1.96%
11	PACER FDS TR	69374H881	97,276	$5.4M	1.92%
12	VANGUARD INDEX FDS	922908363	7,972	$4.5M	1.62%
13	VANGUARD WORLD FD	92204A884	21,099	$3.6M	1.29%
14	WORLD GOLD TR	GLDW	53,949	$3.5M	1.27%
15	INVESCO EXCHANGE TRADED FD T	IVZ	34,741	$3.4M	1.22%
16	DIMENSIONAL ETF TRUST	25434V302	116,272	$3.4M	1.21%
17	VANGUARD WORLD FD	92204A504	12,543	$3.1M	1.12%
18	SCHWAB STRATEGIC TR	808524201	126,233	$3.1M	1.10%
19	FIDELITY COVINGTON TRUST	316092204	32,417	$3.0M	1.09%
20	ISHARES TR	46432F834	38,459	$3.0M	1.06%
21	ISHARES TR	464287812	39,192	$2.8M	0.99%
22	SPDR SERIES TRUST	78468R648	49,701	$2.7M	0.97%
23	APPLE INC	AAPL	12,043	$2.5M	0.88%
24	ISHARES INC	46434G822	30,951	$2.3M	0.83%
25	FIDELITY COVINGTON TRUST	316092709	29,376	$2.3M	0.82%
26	ISHARES TR	46434V738	29,067	$1.9M	0.69%
27	VANGUARD INDEX FDS	922908553	19,626	$1.7M	0.63%
28	IDEXX LABS INC	45168D104	2,888	$1.5M	0.55%
29	ISHARES TR	464288224	109,767	$1.4M	0.52%
30	MICROSOFT CORP	MSFT	2,832	$1.4M	0.50%
31	SELECT SECTOR SPDR TR	81369Y886	17,244	$1.4M	0.50%
32	SELECT SECTOR SPDR TR	81369Y605	25,467	$1.3M	0.48%
33	ISHARES TR	464288372	21,982	$1.3M	0.47%
34	SELECT SECTOR SPDR TR	81369Y803	4,964	$1.3M	0.45%
35	NVIDIA CORPORATION	NVDA	6,673	$1.1M	0.38%
36	ISHARES TR	46434V407	24,383	$1.1M	0.38%
37	SPDR SERIES TRUST	78464A805	13,956	$1.0M	0.37%
38	PACER FDS TR	69374H857	25,144	$1.0M	0.36%
39	ISHARES TR	464287622	2,895	$983,055	0.35%
40	FIDELITY COVINGTON TRUST	316092881	19,712	$983,023	0.35%
41	SPDR INDEX SHS FDS	78463X889	23,308	$943,736	0.34%
42	VANGUARD WORLD FD	921910733	8,400	$920,980	0.33%
43	VANGUARD BD INDEX FDS	921937835	12,403	$913,256	0.33%
44	ISHARES TR	464287721	5,180	$897,623	0.32%
45	SPDR INDEX SHS FDS	78463X509	19,833	$847,677	0.30%
46	ISHARES TR	46435G516	8,574	$764,932	0.27%
47	VANGUARD INDEX FDS	922908744	4,221	$746,087	0.27%
48	ISHARES TR	464288281	7,594	$703,325	0.25%
49	INVESCO EXCHANGE TRADED FD T	IVZ	14,856	$679,949	0.24%
50	SPDR SERIES TRUST	78468R853	15,742	$670,600	0.24%
51	SELECT SECTOR SPDR TR	81369Y852	5,910	$641,436	0.23%
52	VANGUARD INDEX FDS	922908769	2,043	$621,076	0.22%
53	AMAZON COM INC	AMZN	2,788	$611,659	0.22%
54	INVESCO EXCHANGE TRADED FD T	IVZ	3,233	$587,538	0.21%
55	ISHARES TR	464287655	2,694	$581,288	0.21%
56	VANGUARD WORLD FD	92204A207	2,599	$569,095	0.20%
57	VANGUARD INDEX FDS	922908751	2,324	$550,785	0.20%
58	SELECT SECTOR SPDR TR	81369Y209	3,799	$512,130	0.18%
59	ISHARES TR	46432F842	5,771	$481,791	0.17%
60	VANGUARD INDEX FDS	922908736	1,047	$459,005	0.16%
61	PROCTER AND GAMBLE CO	742718109	2,786	$443,827	0.16%
62	DIMENSIONAL ETF TRUST	25434V401	6,519	$436,903	0.16%
63	MERCK & CO INC	MRK	5,458	$432,046	0.15%
64	JPMORGAN CHASE & CO.	VYLD	1,432	$415,214	0.15%
65	SPDR GOLD TR	GLD	1,339	$408,167	0.15%
66	UNITEDHEALTH GROUP INC	UNH	1,270	$396,195	0.14%
67	SELECT SECTOR SPDR TR	81369Y407	1,779	$386,659	0.14%
68	ISHARES TR	464287804	3,393	$370,808	0.13%
69	COSTCO WHSL CORP NEW	22160K105	363	$358,923	0.13%
70	EATON CORP PLC	ETN	1,005	$358,765	0.13%
71	FIDELITY COVINGTON TRUST	316092857	13,146	$355,468	0.13%
72	ISHARES TR	464287846	2,308	$348,266	0.12%
73	VANGUARD INDEX FDS	922908629	1,229	$343,985	0.12%
74	ISHARES INC	46434G863	8,295	$324,920	0.12%
75	VANGUARD INDEX FDS	922908611	1,560	$304,216	0.11%
76	NUSHARES ETF TR	NU	7,160	$300,112	0.11%
77	VANGUARD CHARLOTTE FDS	92203J407	6,015	$297,813	0.11%
78	DIMENSIONAL ETF TRUST	25434V690	7,527	$296,643	0.11%
79	CATERPILLAR INC	CAT	759	$294,603	0.11%
80	ALPHABET INC	GOOG	1,617	$284,879	0.10%
81	VANGUARD MUN BD FDS	922907746	5,719	$280,391	0.10%
82	NETFLIX INC	NFLX	199	$266,487	0.10%
83	VANGUARD STAR FDS	921909768	3,841	$265,388	0.10%
84	INTERNATIONAL BUSINESS MACHS	INTR	892	$263,080	0.09%
85	META PLATFORMS INC	META	353	$260,424	0.09%
86	ISHARES TR	464287408	1,274	$248,965	0.09%
87	VISA INC	V	666	$236,377	0.08%
88	VANGUARD INTL EQUITY INDEX F	922042874	2,981	$231,008	0.08%
89	FIDELITY COVINGTON TRUST	316092865	4,382	$230,516	0.08%
90	SCHWAB STRATEGIC TR	808524409	8,144	$225,348	0.08%
91	PEPSICO INC	PEP	1,697	$224,047	0.08%
92	SCHWAB STRATEGIC TR	808524300	7,648	$223,405	0.08%
93	DIMENSIONAL ETF TRUST	25434V716	5,673	$222,665	0.08%
94	VANGUARD WHITEHALL FDS	921946810	2,462	$221,862	0.08%
95	3M CO	MMM	1,448	$220,415	0.08%
96	FIRST SOLAR INC	FSLR	1,310	$216,857	0.08%
97	GE AEROSPACE	369604301	832	$214,148	0.08%