13F HOLDINGS REPORT

L.K. Benson & Company, P.C.

Quarter ended Q4 2025 · Filed February 6, 2026 · Accession 0002055235-26-000001

Total Value

$199.3M

Positions

112

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (112)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	PRICE T ROWE GROUP INC	TROW	306,267	$31.4M	15.74%
2	VANGUARD STAR FDS	921909768	163,700	$12.3M	6.20%
3	EA SERIES TRUST	02072L631	431,139	$9.8M	4.92%
4	VANGUARD INDEX FDS	922908769	25,926	$8.7M	4.36%
5	VANGUARD BD INDEX FDS	921937835	96,604	$7.2M	3.59%
6	SCHWAB STRATEGIC TR	808524805	272,770	$6.6M	3.29%
7	EA SERIES TRUST	02072L516	69,615	$6.2M	3.14%
8	SCHWAB STRATEGIC TR	808524854	225,195	$5.6M	2.83%
9	VANGUARD INDEX FDS	922908363	7,720	$4.8M	2.43%
10	VANGUARD INDEX FDS	922908652	19,734	$4.1M	2.07%
11	ISHARES TR	464287200	6,018	$4.1M	2.07%
12	DIMENSIONAL ETF TRUST	25434V401	54,660	$4.1M	2.03%
13	VANGUARD MUN BD FDS	922907746	78,202	$3.9M	1.97%
14	DIMENSIONAL ETF TRUST	25434V807	76,970	$3.8M	1.93%
15	VANGUARD INDEX FDS	922908637	10,830	$3.4M	1.71%
16	VANGUARD INDEX FDS	922908744	16,326	$3.1M	1.56%
17	AMERICAN CENTY ETF TR	025072877	30,175	$3.1M	1.54%
18	AMERICAN CENTY ETF TR	025072703	31,434	$2.6M	1.30%
19	SCHWAB STRATEGIC TR	808524607	88,858	$2.5M	1.27%
20	SCHWAB STRATEGIC TR	808524201	84,968	$2.3M	1.15%
21	ISHARES TR	464287226	22,747	$2.3M	1.14%
22	SCHWAB STRATEGIC TR	808524755	48,127	$2.2M	1.09%
23	VANGUARD TAX-MANAGED FDS	921943858	30,746	$1.9M	0.96%
24	VANGUARD INTL EQUITY INDEX F	922042742	12,916	$1.8M	0.91%
25	EA SERIES TRUST	02072L102	33,881	$1.7M	0.83%
26	ISHARES TR	464288158	15,443	$1.6M	0.83%
27	DIMENSIONAL ETF TRUST	25434V666	47,943	$1.6M	0.82%
28	AMERICAN CENTY ETF TR	025072562	38,544	$1.6M	0.81%
29	AMERICAN CENTY ETF TR	025072604	20,445	$1.6M	0.79%
30	EA SERIES TRUST	02072L409	24,050	$1.6M	0.79%
31	WALMART INC	WMT	13,420	$1.5M	0.75%
32	AMERICAN CENTY ETF TR	025072802	15,637	$1.5M	0.74%
33	APPLE INC	AAPL	4,867	$1.3M	0.66%
34	EA SERIES TRUST	02072Q853	23,439	$1.3M	0.65%
35	VANGUARD BD INDEX FDS	921937827	16,293	$1.3M	0.64%
36	SCHWAB STRATEGIC TR	808524870	48,291	$1.3M	0.64%
37	DIMENSIONAL ETF TRUST	25434V609	20,236	$1.2M	0.60%
38	SCHWAB STRATEGIC TR	808524102	45,224	$1.2M	0.60%
39	ISHARES TR	464287150	7,846	$1.2M	0.59%
40	SCHWAB STRATEGIC TR	808524706	34,839	$1.1M	0.57%
41	VANGUARD INDEX FDS	922908553	12,623	$1.1M	0.56%
42	AMERICAN CENTY ETF TR	025072695	24,098	$1.1M	0.56%
43	VANGUARD INDEX FDS	922908751	4,172	$1.1M	0.54%
44	M & T BK CORP	55261F104	5,153	$1.0M	0.52%
45	VANGUARD MUN BD FDS	922907712	13,395	$1.0M	0.51%
46	MICROSOFT CORP	MSFT	2,022	$977,881	0.49%
47	VANGUARD MALVERN FDS	922020805	19,568	$967,873	0.49%
48	SPDR S&P 500 ETF TR	SPY	1,324	$902,862	0.45%
49	EA SERIES TRUST	02072L607	17,574	$901,042	0.45%
50	VANGUARD CHARLOTTE FDS	92203J407	18,338	$886,096	0.44%
51	EA SERIES TRUST	02072L201	27,896	$877,558	0.44%
52	EA SERIES TRUST	02072L300	22,887	$872,455	0.44%
53	VANGUARD INTL EQUITY INDEX F	922042858	15,596	$838,475	0.42%
54	ISHARES TR	46435G268	11,142	$835,038	0.42%
55	EOS ENERGY ENTERPRISES INC	EOSE	71,990	$825,005	0.41%
56	ISHARES TR	46429B655	16,185	$823,142	0.41%
57	ISHARES TR	464288414	7,630	$817,238	0.41%
58	INTERNATIONAL BUSINESS MACHS	INTR	2,620	$776,070	0.39%
59	ISHARES TR	464287457	9,344	$773,895	0.39%
60	SCHWAB STRATEGIC TR	808524862	29,866	$727,839	0.37%
61	ISHARES TR	46436E718	7,231	$725,812	0.36%
62	SCHWAB STRATEGIC TR	808524771	26,626	$724,482	0.36%
63	PIMCO ETF TR	72201R874	14,109	$711,510	0.36%
64	VANGUARD SCOTTSDALE FDS	92206C102	11,392	$669,075	0.34%
65	AMERICAN CENTY ETF TR	025072885	5,887	$657,861	0.33%
66	J P MORGAN EXCHANGE TRADED F	46641Q225	7,000	$651,000	0.33%
67	VANGUARD MALVERN FDS	922020748	7,517	$585,564	0.29%
68	ISHARES TR	46435G474	20,493	$559,451	0.28%
69	DIMENSIONAL ETF TRUST	25434V203	14,289	$544,582	0.27%
70	PIMCO ETF TR	72201R775	5,706	$531,211	0.27%
71	VANGUARD WELLINGTON FD	921935870	5,142	$522,324	0.26%
72	SPDR SERIES TRUST	78468R739	10,272	$492,949	0.25%
73	NEWMARK GROUP INC	NMRK	28,254	$489,924	0.25%
74	BERKSHIRE HATHAWAY INC DEL	BRK-A	956	$480,533	0.24%
75	VANGUARD SPECIALIZED FUNDS	921908844	2,175	$478,128	0.24%
76	ISHARES TR	464287499	4,785	$460,675	0.23%
77	SPDR GOLD TR	GLD	1,143	$452,982	0.23%
78	DIMENSIONAL ETF TRUST	25434V815	13,448	$442,305	0.22%
79	DIMENSIONAL ETF TRUST	25434V302	13,468	$438,665	0.22%
80	VANGUARD WHITEHALL FDS	921946406	3,053	$438,129	0.22%
81	ABBVIE INC	ABBV	1,892	$432,303	0.22%
82	JPMORGAN CHASE & CO.	VYLD	1,325	$426,811	0.21%
83	ALPHABET INC	GOOG	1,338	$419,864	0.21%
84	ALPS ETF TR	00162Q452	8,866	$416,879	0.21%
85	EA SERIES TRUST	02072L565	3,604	$414,794	0.21%
86	EXXON MOBIL CORP	XOM	3,292	$396,159	0.20%
87	VANGUARD INDEX FDS	922908629	1,362	$395,247	0.20%
88	ISHARES TR	464287481	2,817	$385,760	0.19%
89	ISHARES TR	46434V282	4,972	$345,243	0.17%
90	INVESCO QQQ TR	IVZ	558	$342,785	0.17%
91	DIMENSIONAL ETF TRUST	25434V104	6,979	$326,617	0.16%
92	JOHNSON & JOHNSON	JNJ	1,577	$326,333	0.16%
93	SELECT SECTOR SPDR TR	81369Y506	7,140	$319,229	0.16%
94	ABBOTT LABS	ABLZF	2,484	$311,221	0.16%
95	SSGA ACTIVE ETF TR	78467V103	8,982	$282,467	0.14%
96	DIMENSIONAL ETF TRUST	25434V708	7,097	$280,980	0.14%
97	T ROWE PRICE ETF INC	87283Q701	5,571	$277,714	0.14%
98	SPDR SERIES TRUST	78464A763	1,968	$273,867	0.14%
99	FIRST TR EXCH TRADED FD III	33739P103	3,791	$269,123	0.14%
100	T ROWE PRICE ETF INC	87283Q826	7,435	$266,917	0.13%
101	COCA COLA CO	KO	3,747	$261,958	0.13%
102	VANGUARD SCOTTSDALE FDS	92206C870	3,074	$257,422	0.13%
103	T ROWE PRICE ETF INC	87283Q305	5,488	$252,517	0.13%
104	PIMCO ETF TR	72201R866	4,751	$249,020	0.12%
105	ISHARES TR	464287465	2,542	$244,108	0.12%
106	BOEING CO	BA-PA	1,087	$236,009	0.12%
107	VANECK ETF TRUST	92189F106	2,562	$219,795	0.11%
108	VANGUARD INDEX FDS	922908736	448	$218,798	0.11%
109	ISHARES TR	464287507	3,162	$208,686	0.10%
110	ELI LILLY & CO	LLY	190	$204,190	0.10%
111	VANGUARD BD INDEX FDS	921937819	2,592	$201,884	0.10%
112	BLACKROCK CORPOR HI YLD FD I	BLK	14,035	$124,912	0.06%