13F HOLDINGS REPORT

L.K. Benson & Company, P.C.

Quarter ended Q3 2025 · Filed November 5, 2025 · Accession 0002055235-25-000002

Total Value

$185.5M

Positions

106

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (106)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	PRICE T ROWE GROUP INC	TROW	315,841	$32.4M	17.47%
2	VANGUARD STAR FDS	921909768	160,827	$11.8M	6.37%
3	VANGUARD INDEX FDS	922908769	24,117	$7.9M	4.27%
4	EA SERIES TRUST	02072L631	331,638	$7.7M	4.14%
5	VANGUARD BD INDEX FDS	921937835	96,669	$7.2M	3.88%
6	SCHWAB STRATEGIC TR	808524805	275,481	$6.4M	3.46%
7	VANGUARD INDEX FDS	922908363	8,997	$5.5M	2.97%
8	ISHARES TR	464287200	6,788	$4.5M	2.45%
9	VANGUARD INDEX FDS	922908652	20,794	$4.4M	2.35%
10	EA SERIES TRUST	02072L516	45,151	$4.0M	2.18%
11	SCHWAB STRATEGIC TR	808524854	158,267	$4.0M	2.14%
12	DIMENSIONAL ETF TRUST	25434V401	54,585	$4.0M	2.13%
13	VANGUARD MUN BD FDS	922907746	72,673	$3.6M	1.96%
14	DIMENSIONAL ETF TRUST	25434V807	76,605	$3.5M	1.90%
15	VANGUARD INDEX FDS	922908637	10,133	$3.1M	1.68%
16	VANGUARD INDEX FDS	922908744	16,692	$3.1M	1.68%
17	AMERICAN CENTY ETF TR	025072877	29,941	$3.0M	1.61%
18	SCHWAB STRATEGIC TR	808524607	88,802	$2.5M	1.34%
19	AMERICAN CENTY ETF TR	025072703	30,320	$2.4M	1.29%
20	SCHWAB STRATEGIC TR	808524201	85,661	$2.3M	1.22%
21	ISHARES TR	464287226	20,688	$2.1M	1.12%
22	SCHWAB STRATEGIC TR	808524755	47,947	$2.1M	1.11%
23	VANGUARD INTL EQUITY INDEX F	922042742	11,783	$1.6M	0.88%
24	AMERICAN CENTY ETF TR	025072562	38,096	$1.6M	0.86%
25	ISHARES TR	464288158	14,926	$1.6M	0.86%
26	DIMENSIONAL ETF TRUST	25434V666	47,755	$1.6M	0.85%
27	AMERICAN CENTY ETF TR	025072604	20,807	$1.6M	0.84%
28	VANGUARD TAX-MANAGED FDS	921943858	24,092	$1.4M	0.78%
29	AMERICAN CENTY ETF TR	025072802	15,984	$1.4M	0.77%
30	SCHWAB STRATEGIC TR	808524870	52,793	$1.4M	0.77%
31	VANGUARD BD INDEX FDS	921937827	17,087	$1.3M	0.73%
32	VANGUARD INDEX FDS	922908553	13,860	$1.3M	0.68%
33	EA SERIES TRUST	02072Q853	23,439	$1.3M	0.68%
34	WALMART INC	WMT	12,225	$1.3M	0.68%
35	DIMENSIONAL ETF TRUST	25434V609	20,172	$1.2M	0.63%
36	SCHWAB STRATEGIC TR	808524102	45,285	$1.2M	0.63%
37	M & T BK CORP	55261F104	5,782	$1.1M	0.62%
38	SCHWAB STRATEGIC TR	808524706	34,174	$1.1M	0.61%
39	ISHARES TR	464287150	7,766	$1.1M	0.61%
40	AMERICAN CENTY ETF TR	025072695	23,913	$1.1M	0.59%
41	VANGUARD INDEX FDS	922908751	4,169	$1.1M	0.57%
42	EA SERIES TRUST	02072L102	22,220	$1.0M	0.56%
43	VANGUARD MUN BD FDS	922907712	13,146	$989,296	0.53%
44	EA SERIES TRUST	02072L409	14,942	$962,847	0.52%
45	APPLE INC	AAPL	3,720	$947,231	0.51%
46	ISHARES TR	464288414	8,567	$912,290	0.49%
47	EOS ENERGY ENTERPRISES INC	EOSE	77,890	$887,167	0.48%
48	VANGUARD MALVERN FDS	922020805	17,453	$883,626	0.48%
49	SPDR S&P 500 ETF TR	SPY	1,324	$882,022	0.48%
50	VANGUARD INTL EQUITY INDEX F	922042858	15,568	$843,475	0.45%
51	ISHARES TR	46435G268	11,134	$820,918	0.44%
52	INTERNATIONAL BUSINESS MACHS	INTR	2,900	$818,264	0.44%
53	ISHARES TR	46429B655	15,981	$816,386	0.44%
54	VANGUARD CHARLOTTE FDS	92203J407	14,611	$722,660	0.39%
55	PIMCO ETF TR	72201R874	14,068	$711,417	0.38%
56	SCHWAB STRATEGIC TR	808524771	26,631	$700,394	0.38%
57	MICROSOFT CORP	MSFT	1,315	$681,105	0.37%
58	VANGUARD MALVERN FDS	922020748	8,596	$674,039	0.36%
59	VANGUARD SCOTTSDALE FDS	92206C102	11,291	$664,470	0.36%
60	EA SERIES TRUST	02072L607	14,676	$650,272	0.35%
61	AMERICAN CENTY ETF TR	025072885	5,699	$619,524	0.33%
62	J P MORGAN EXCHANGE TRADED F	46641Q225	7,000	$610,610	0.33%
63	PIMCO ETF TR	72201R775	6,246	$583,118	0.31%
64	ISHARES TR	46435G474	20,103	$558,452	0.30%
65	EA SERIES TRUST	02072L201	17,948	$541,444	0.29%
66	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,056	$530,893	0.29%
67	VANGUARD INDEX FDS	922908629	1,766	$518,835	0.28%
68	NEWMARK GROUP INC	NMRK	27,704	$516,680	0.28%
69	VANGUARD WELLINGTON FD	921935870	5,059	$515,654	0.28%
70	EA SERIES TRUST	02072L300	14,055	$515,058	0.28%
71	SPDR SERIES TRUST	78468R739	10,511	$506,843	0.27%
72	VANGUARD SPECIALIZED FUNDS	921908844	2,336	$504,039	0.27%
73	EXXON MOBIL CORP	XOM	4,359	$491,479	0.26%
74	ISHARES TR	464287481	3,311	$471,520	0.25%
75	DIMENSIONAL ETF TRUST	25434V815	13,461	$428,598	0.23%
76	ISHARES TR	464287457	5,157	$427,802	0.23%
77	ABBVIE INC	ABBV	1,827	$423,024	0.23%
78	VANGUARD WHITEHALL FDS	921946406	2,981	$420,165	0.23%
79	ALPS ETF TR	00162Q452	8,866	$416,081	0.22%
80	EA SERIES TRUST	02072L565	3,600	$409,869	0.22%
81	DIMENSIONAL ETF TRUST	25434V203	11,236	$408,455	0.22%
82	SCHWAB STRATEGIC TR	808524862	16,264	$396,843	0.21%
83	SPDR GOLD TR	GLD	1,098	$390,306	0.21%
84	DIMENSIONAL ETF TRUST	25434V302	11,557	$364,417	0.20%
85	ABBOTT LABS	ABLZF	2,564	$343,421	0.19%
86	ISHARES TR	46434V282	4,964	$342,944	0.18%
87	ALPHABET INC	GOOG	1,338	$325,871	0.18%
88	DIMENSIONAL ETF TRUST	25434V104	6,998	$320,235	0.17%
89	ISHARES TR	46436E718	3,078	$309,929	0.17%
90	ISHARES TR	464287507	4,510	$294,306	0.16%
91	JOHNSON & JOHNSON	JNJ	1,516	$281,072	0.15%
92	T ROWE PRICE ETF INC	87283Q701	5,571	$277,658	0.15%
93	SSGA ACTIVE ETF TR	78467V103	8,897	$274,764	0.15%
94	FIRST TR EXCH TRADED FD III	33739P103	3,791	$265,180	0.14%
95	PIMCO ETF TR	72201R866	4,713	$246,375	0.13%
96	COCA COLA CO	KO	3,676	$243,798	0.13%
97	ISHARES TR	464287465	2,542	$237,347	0.13%
98	BOEING CO	BA-PA	1,087	$234,608	0.13%
99	VANGUARD INDEX FDS	922908736	485	$232,755	0.13%
100	BGC GROUP INC	BGC	24,041	$227,428	0.12%
101	DIMENSIONAL ETF TRUST	25434V708	5,670	$218,688	0.12%
102	ISHARES TR	464287804	1,838	$218,387	0.12%
103	SELECT SECTOR SPDR TR	81369Y506	2,344	$209,413	0.11%
104	VANGUARD INDEX FDS	922908595	673	$200,158	0.11%
105	CAMBRIA ETF TR	132061862	14,435	$170,774	0.09%
106	BLACKROCK CORPOR HI YLD FD I	BLK	14,035	$133,333	0.07%