13F HOLDINGS REPORT

Partners in Financial Planning

Quarter ended Q2 2025 · Filed August 4, 2025 · Accession 0002054264-25-000021

Total Value

$542.3M

Positions

107

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (107)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD BD INDEX FDS	921937835	900,028	$66.3M	12.22%
2	VANGUARD INDEX FDS	922908736	142,109	$62.3M	11.49%
3	VANGUARD INDEX FDS	922908744	300,550	$53.1M	9.80%
4	VANGUARD CHARLOTTE FDS	92203J407	1,020,401	$50.5M	9.32%
5	VANGUARD TAX-MANAGED FDS	921943858	778,594	$44.4M	8.19%
6	VANGUARD BD INDEX FDS	921937827	448,864	$35.3M	6.51%
7	VANGUARD INDEX FDS	922908611	100,573	$19.6M	3.62%
8	VANGUARD INDEX FDS	922908595	66,568	$18.4M	3.40%
9	VANGUARD INTL EQUITY INDEX F	922042858	305,905	$15.1M	2.79%
10	VANGUARD INTL EQUITY INDEX F	922042718	107,052	$14.4M	2.65%
11	VANGUARD INDEX FDS	922908553	153,331	$13.7M	2.52%
12	VANGUARD MUN BD FDS	922907746	238,192	$11.7M	2.15%
13	SPDR INDEX SHS FDS	78463X889	286,814	$11.6M	2.14%
14	VANGUARD INDEX FDS	922908769	36,169	$11.0M	2.03%
15	ISHARES TR	464288158	91,451	$9.7M	1.79%
16	VANGUARD SCOTTSDALE FDS	92206C870	80,364	$6.7M	1.23%
17	VANGUARD INDEX FDS	922908363	10,616	$6.0M	1.11%
18	ISHARES TR	464288414	44,517	$4.7M	0.86%
19	SPDR SER TR	78464A409	43,245	$4.1M	0.76%
20	SPDR SER TR	78464A508	77,848	$4.1M	0.75%
21	VANGUARD INDEX FDS	922908629	14,308	$4.0M	0.74%
22	ISHARES TR	464288273	50,997	$3.7M	0.68%
23	VANGUARD INDEX FDS	922908652	16,167	$3.1M	0.57%
24	SPDR INDEX SHS FDS	78463X509	69,372	$3.0M	0.55%
25	ISHARES TR	46435G672	57,565	$2.9M	0.54%
26	VANGUARD WELLINGTON FD	921935607	20,019	$2.7M	0.50%
27	SPDR SER TR	78464A649	99,985	$2.6M	0.47%
28	VANGUARD INDEX FDS	922908637	8,863	$2.5M	0.47%
29	SPDR SER TR	78464A300	31,136	$2.5M	0.46%
30	NORFOLK SOUTHN CORP	655844108	8,833	$2.3M	0.42%
31	VANGUARD INTL EQUITY INDEX F	922042775	28,996	$1.9M	0.36%
32	VANGUARD INDEX FDS	922908751	6,941	$1.6M	0.30%
33	SPDR SER TR	78464A201	18,483	$1.6M	0.30%
34	ISHARES TR	464287614	3,840	$1.6M	0.30%
35	SPDR SER TR	78468R101	47,863	$1.4M	0.26%
36	VANGUARD BD INDEX FDS	921937819	17,947	$1.4M	0.26%
37	VANGUARD INTL EQUITY INDEX F	922042676	29,568	$1.4M	0.25%
38	EXXON MOBIL CORP	XOM	12,623	$1.4M	0.25%
39	AMAZON COM INC	AMZN	6,132	$1.3M	0.25%
40	APPLE INC	AAPL	6,528	$1.3M	0.25%
41	VANGUARD STAR FDS	921909768	19,160	$1.3M	0.24%
42	MICROSOFT CORP	MSFT	2,569	$1.3M	0.24%
43	ISHARES TR	46434V282	19,449	$1.2M	0.23%
44	FERGUSON ENTERPRISES INC	FERG	4,954	$1.1M	0.20%
45	DIMENSIONAL ETF TRUST	25434V609	19,016	$1.0M	0.19%
46	ISHARES TR	464287465	11,060	$988,680	0.18%
47	TESLA INC	TSLA	3,061	$972,357	0.18%
48	STEEL DYNAMICS INC	STLD	7,143	$914,375	0.17%
49	EDWARDS LIFESCIENCES CORP	EW	11,584	$905,985	0.17%
50	ISHARES TR	464287200	1,416	$879,326	0.16%
51	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,669	$810,750	0.15%
52	ISHARES TR	464287598	4,151	$806,309	0.15%
53	DIMENSIONAL ETF TRUST	25434V880	27,171	$798,006	0.15%
54	TEXAS PACIFIC LAND CORPORATION	TPL	714	$754,262	0.14%
55	DIMENSIONAL ETF TRUST	25434V708	21,001	$752,660	0.14%
56	ISHARES TR	46432F842	8,893	$742,365	0.14%
57	GE AEROSPACE	369604301	2,556	$657,812	0.12%
58	PROCTER AND GAMBLE CO	742718109	4,023	$641,005	0.12%
59	TRUIST FINL CORP	89832Q109	14,808	$636,596	0.12%
60	HESS CORP	HESM	4,496	$622,876	0.11%
61	WALMART INC	WMT	6,231	$609,267	0.11%
62	SPDR S&P 500 ETF TR	SPY	919	$567,503	0.10%
63	NIKE INC	NKE	7,976	$566,609	0.10%
64	ISHARES TR	464287226	5,671	$562,586	0.10%
65	LOWES COS INC	548661107	2,349	$521,168	0.10%
66	CSX CORP	CSX	15,816	$516,076	0.10%
67	UDR INC	UDR	12,368	$504,985	0.09%
68	GE VERNOVA INC	GEV	924	$488,830	0.09%
69	ISHARES TR	464287481	3,403	$471,996	0.09%
70	MCDONALDS CORP	MCD	1,612	$471,023	0.09%
71	PHILIP MORRIS INTL INC	718172109	2,515	$458,057	0.08%
72	ALPHABET INC	GOOG	2,580	$457,711	0.08%
73	META PLATFORMS INC	META	617	$455,402	0.08%
74	NATIONAL BANKSHARES INC VA COM	NBHC	16,011	$435,495	0.08%
75	ALPHABET INC	GOOG	2,449	$431,551	0.08%
76	ABBOTT LABS	ABLZF	3,145	$427,711	0.08%
77	DIMENSIONAL ETF TRUST	25434V302	14,549	$421,185	0.08%
78	JOHNSON & JOHNSON	JNJ	2,690	$410,831	0.08%
79	DIMENSIONAL ETF TRUST	25434V807	9,542	$408,668	0.08%
80	CVS HEALTH CORP	CVS	5,888	$406,154	0.07%
81	BROADCOM INC	AVGO	1,457	$401,622	0.07%
82	ISHARES TR	464287309	3,592	$395,522	0.07%
83	VANGUARD INDEX FDS	922908538	1,378	$391,864	0.07%
84	ISHARES TR	464287473	2,910	$384,527	0.07%
85	DANAHER CORPORATION	235851102	1,875	$370,388	0.07%
86	DIMENSIONAL ETF TRUST	25434V773	12,333	$368,031	0.07%
87	DIMENSIONAL ETF TRUST	25434V815	12,449	$366,374	0.07%
88	CARDINAL HEALTH INC	CAH	2,163	$363,384	0.07%
89	ISHARES TR	464287507	5,435	$337,061	0.06%
90	CAPITAL ONE FINL CORP	14040H105	1,545	$328,714	0.06%
91	CHEVRON CORP	CVX	2,125	$304,263	0.06%
92	SCHWAB STRATEGIC TR	808524839	12,986	$301,791	0.06%
93	UNION PAC CORP	UNP	1,200	$276,096	0.05%
94	ISHARES TR	464287408	1,369	$267,433	0.05%
95	ISHARES TR	464287234	5,351	$258,109	0.05%
96	WILLIAMS COS INC	969457100	4,045	$254,066	0.05%
97	CARTER BANKSHARES INC	CARE	14,547	$252,245	0.05%
98	ISHARES TR	464287804	2,294	$250,738	0.05%
99	ABBVIE INC	ABBV	1,316	$244,342	0.05%
100	SEAGATE TECHNOLOGY HLDNGS PL	SE	1,600	$230,928	0.04%
101	RTX CORPORATION	RTX	1,559	$227,645	0.04%
102	VANGUARD INDEX FDS	922908512	1,349	$221,819	0.04%
103	SOUTHERN CO	SOMN	2,386	$219,106	0.04%
104	ISHARES TR	464287689	611	$214,461	0.04%
105	PFIZER INC	PFE	8,604	$208,568	0.04%
106	ISHARES INC	46434G103	3,474	$208,534	0.04%
107	ISHARES TR	464287630	1,270	$200,422	0.04%