13F HOLDINGS REPORT

Partners in Financial Planning

Quarter ended Q1 2025 · Filed April 30, 2025 · Accession 0002054264-25-000011

Total Value

$497.6M

Positions

101

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (101)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD BD INDEX FDS	921937835	865,458	$63.6M	12.77%
2	VANGUARD INDEX FDS	922908736	144,647	$53.6M	10.78%
3	VANGUARD INDEX FDS	922908744	304,252	$52.6M	10.56%
4	VANGUARD CHARLOTTE FDS	92203J407	972,076	$47.5M	9.54%
5	VANGUARD TAX-MANAGED FDS	921943858	818,537	$41.6M	8.36%
6	VANGUARD BD INDEX FDS	921937827	432,149	$33.8M	6.80%
7	VANGUARD INDEX FDS	922908611	98,388	$18.3M	3.68%
8	VANGUARD INDEX FDS	922908595	65,179	$16.4M	3.30%
9	VANGUARD INTL EQUITY INDEX F	922042858	312,440	$14.1M	2.84%
10	VANGUARD INDEX FDS	922908553	151,063	$13.7M	2.75%
11	VANGUARD INTL EQUITY INDEX F	922042718	106,343	$12.3M	2.47%
12	VANGUARD MUN BD FDS	922907746	217,100	$10.8M	2.16%
13	VANGUARD INDEX FDS	922908769	36,135	$9.9M	2.00%
14	ISHARES TR	464288158	84,273	$8.9M	1.79%
15	SPDR INDEX SHS FDS	78463X889	213,941	$7.8M	1.57%
16	VANGUARD SCOTTSDALE FDS	92206C870	80,307	$6.6M	1.32%
17	VANGUARD INDEX FDS	922908363	10,630	$5.5M	1.10%
18	ISHARES TR	464288414	45,202	$4.8M	0.96%
19	VANGUARD INDEX FDS	922908629	14,308	$3.7M	0.74%
20	ISHARES TR	464288273	48,274	$3.1M	0.62%
21	ISHARES TR	46435G672	59,358	$3.0M	0.60%
22	VANGUARD INDEX FDS	922908652	16,146	$2.8M	0.56%
23	VANGUARD WELLINGTON FD	921935607	20,619	$2.6M	0.52%
24	SPDR SER TR	78464A409	31,755	$2.6M	0.51%
25	SPDR INDEX SHS FDS	78463X509	64,126	$2.5M	0.51%
26	SPDR SER TR	78464A508	47,243	$2.4M	0.48%
27	VANGUARD INDEX FDS	922908637	8,863	$2.3M	0.46%
28	SPDR SER TR	78464A649	81,883	$2.1M	0.42%
29	SPDR SER TR	78464A300	26,073	$2.0M	0.41%
30	NORFOLK SOUTHN CORP	655844108	8,402	$2.0M	0.40%
31	VANGUARD INTL EQUITY INDEX F	922042775	28,778	$1.7M	0.35%
32	VANGUARD INDEX FDS	922908751	6,977	$1.5M	0.31%
33	EXXON MOBIL CORP	XOM	12,623	$1.5M	0.30%
34	SPDR SER TR	78468R101	49,929	$1.5M	0.29%
35	APPLE INC	AAPL	6,527	$1.4M	0.29%
36	ISHARES TR	464287614	3,840	$1.4M	0.28%
37	VANGUARD BD INDEX FDS	921937819	17,814	$1.4M	0.27%
38	VANGUARD INTL EQUITY INDEX F	922042676	30,432	$1.2M	0.25%
39	FERGUSON ENTERPRISES INC	FERG	7,486	$1.2M	0.24%
40	VANGUARD STAR FDS	921909768	18,834	$1.2M	0.24%
41	AMAZON COM INC	AMZN	6,132	$1.2M	0.23%
42	ISHARES TR	46434V282	20,014	$1.2M	0.23%
43	DIMENSIONAL ETF TRUST	25434V609	18,993	$977,929	0.20%
44	MICROSOFT CORP	MSFT	2,569	$964,200	0.19%
45	TEXAS PACIFIC LAND CORPORATION	TPL	714	$946,043	0.19%
46	STEEL DYNAMICS INC	STLD	7,504	$938,600	0.19%
47	ISHARES TR	464287465	11,026	$901,146	0.18%
48	SPDR SER TR	78464A201	10,805	$896,801	0.18%
49	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,669	$888,876	0.18%
50	EDWARDS LIFESCIENCES CORP	EW	11,584	$839,608	0.17%
51	ISHARES TR	464287200	1,416	$795,634	0.16%
52	ISHARES TR	464287598	4,150	$780,889	0.16%
53	GE AEROSPACE	369604301	3,778	$756,223	0.15%
54	HESS CORP	HESM	4,496	$718,146	0.14%
55	DIMENSIONAL ETF TRUST	25434V880	26,920	$705,308	0.14%
56	PROCTER AND GAMBLE CO	742718109	4,017	$684,495	0.14%
57	DIMENSIONAL ETF TRUST	25434V708	20,685	$682,412	0.14%
58	ISHARES TR	46432F842	8,777	$663,976	0.13%
59	TRUIST FINL CORP	89832Q109	14,808	$609,349	0.12%
60	ISHARES TR	464287226	5,656	$559,459	0.11%
61	UDR INC	UDR	12,368	$558,663	0.11%
62	LOWES COS INC	548661107	2,348	$547,699	0.11%
63	WALMART INC	WMT	6,231	$547,019	0.11%
64	SPDR S&P 500 ETF TR	SPY	917	$512,848	0.10%
65	NIKE INC	NKE	7,976	$506,311	0.10%
66	MCDONALDS CORP	MCD	1,612	$503,588	0.10%
67	JOHNSON & JOHNSON	JNJ	2,815	$466,767	0.09%
68	CSX CORP	CSX	15,816	$465,465	0.09%
69	ABBOTT LABS	ABLZF	3,145	$417,145	0.08%
70	ALPHABET INC	GOOG	2,580	$403,009	0.08%
71	CVS HEALTH CORP	CVS	5,906	$400,109	0.08%
72	ISHARES TR	464287481	3,403	$399,864	0.08%
73	PHILIP MORRIS INTL INC	718172109	2,515	$399,206	0.08%
74	NATIONAL BANKSHARES INC VA COM	NBHC	14,580	$388,262	0.08%
75	DANAHER CORPORATION	235851102	1,875	$384,375	0.08%
76	ALPHABET INC	GOOG	2,433	$376,179	0.08%
77	DIMENSIONAL ETF TRUST	25434V807	9,462	$372,439	0.07%
78	ISHARES TR	464287473	2,909	$366,508	0.07%
79	META PLATFORMS INC	META	617	$355,614	0.07%
80	CHEVRON CORP	CVX	2,125	$355,438	0.07%
81	VANGUARD INDEX FDS	922908538	1,378	$337,092	0.07%
82	ISHARES TR	464287309	3,590	$333,276	0.07%
83	ISHARES TR	464287507	5,428	$316,719	0.06%
84	CARDINAL HEALTH INC	CAH	2,163	$297,997	0.06%
85	SCHWAB STRATEGIC TR	808524839	12,854	$297,697	0.06%
86	ISHARES TR	464287804	2,844	$297,382	0.06%
87	GE VERNOVA INC	GEV	936	$285,879	0.06%
88	UNION PAC CORP	UNP	1,200	$283,488	0.06%
89	ABBVIE INC	ABBV	1,316	$275,768	0.06%
90	CAPITAL ONE FINL CORP	14040H105	1,511	$270,922	0.05%
91	ISHARES TR	464287408	1,365	$260,105	0.05%
92	BROADCOM INC	AVGO	1,457	$243,946	0.05%
93	WILLIAMS COS INC	969457100	4,045	$241,729	0.05%
94	CARTER BANKSHARES INC	CARE	14,547	$235,370	0.05%
95	ISHARES TR	464287234	5,345	$233,577	0.05%
96	UNITEDHEALTH GROUP INC	UNH	421	$220,499	0.04%
97	SOUTHERN CO	SOMN	2,386	$219,393	0.04%
98	PFIZER INC	PFE	8,604	$218,033	0.04%
99	VANGUARD INDEX FDS	922908512	1,349	$216,532	0.04%
100	ISHARES TR	464287564	3,446	$212,032	0.04%
101	RTX CORPORATION	RTX	1,559	$206,505	0.04%