13F HOLDINGS REPORT

Partners in Financial Planning

Quarter ended Q1 2025 · Filed March 4, 2025 · Accession 0002054264-25-000010

Total Value

$388.5M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (96)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD BD INDEX FDS	921937835	628,032	$43.8M	11.28%
2	VANGUARD INDEX FDS	922908736	149,824	$40.8M	10.50%
3	VANGUARD INDEX FDS	922908744	285,464	$39.4M	10.13%
4	VANGUARD CHARLOTTE FDS	92203J407	780,809	$37.3M	9.61%
5	VANGUARD TAX-MANAGED FDS	921943858	698,221	$30.5M	7.86%
6	VANGUARD BD INDEX FDS	921937827	324,809	$24.4M	6.28%
7	VANGUARD INDEX FDS	922908611	90,249	$14.4M	3.70%
8	VANGUARD INDEX FDS	922908595	62,774	$13.4M	3.46%
9	VANGUARD MUN BD FDS	922907746	238,077	$11.5M	2.95%
10	VANGUARD INDEX FDS	922908553	146,275	$11.1M	2.85%
11	VANGUARD INTL EQUITY INDEX F	922042858	269,074	$10.6M	2.72%
12	VANGUARD INTL EQUITY INDEX F	922042718	97,327	$10.3M	2.66%
13	ISHARES TR	464288158	85,254	$8.8M	2.26%
14	SPDR INDEX SHS FDS	78463X889	237,060	$7.4M	1.89%
15	VANGUARD INDEX FDS	922908769	33,109	$7.0M	1.81%
16	VANGUARD INDEX FDS	922908363	12,361	$4.9M	1.25%
17	VANGUARD INDEX FDS	922908629	15,557	$3.2M	0.83%
18	ISHARES TR	464288273	50,606	$2.9M	0.74%
19	ISHARES TR	464288414	27,219	$2.8M	0.72%
20	SPDR SER TR	78464A649	114,150	$2.8M	0.72%
21	VANGUARD INDEX FDS	922908652	18,386	$2.6M	0.68%
22	VANGUARD SCOTTSDALE FDS	92206C870	34,185	$2.6M	0.67%
23	SPDR SER TR	78464A508	61,023	$2.5M	0.65%
24	VANGUARD WELLINGTON FD	921935607	23,368	$2.4M	0.62%
25	VANGUARD BD INDEX FDS	921937819	32,085	$2.3M	0.60%
26	NORFOLK SOUTHN CORP	655844108	11,678	$2.3M	0.59%
27	SPDR SER TR	78464A409	37,518	$2.2M	0.57%
28	SPDR INDEX SHS FDS	78463X509	60,957	$2.0M	0.53%
29	ISHARES TR	46435G672	39,241	$1.9M	0.49%
30	SPDR SER TR	78468R101	56,929	$1.6M	0.42%
31	SPDR SER TR	78464A300	22,129	$1.6M	0.41%
32	EXXON MOBIL CORP	XOM	12,566	$1.5M	0.38%
33	VANGUARD INDEX FDS	922908637	7,355	$1.4M	0.37%
34	APPLE INC	AAPL	8,333	$1.4M	0.37%
35	ISHARES TR	46434V282	30,925	$1.3M	0.34%
36	VANGUARD INTL EQUITY INDEX F	922042676	33,170	$1.3M	0.33%
37	VANGUARD INDEX FDS	922908751	6,758	$1.3M	0.33%
38	SPDR SER TR	78464A201	17,118	$1.3M	0.32%
39	VANGUARD INTL EQUITY INDEX F	922042775	23,047	$1.2M	0.31%
40	FERGUSON ENTERPRISES INC	FERG	6,760	$1.1M	0.29%
41	ISHARES TR	464287614	3,840	$1.0M	0.26%
42	NIKE INC	NKE	10,387	$993,205	0.26%
43	ISHARES TR	46434G764	19,264	$959,926	0.25%
44	VANGUARD STAR FDS	921909768	17,477	$935,391	0.24%
45	STEEL DYNAMICS INC	STLD	8,086	$866,981	0.22%
46	DIMENSIONAL ETF TRUST	25434V609	18,788	$858,412	0.22%
47	AMAZON COM INC	AMZN	6,477	$823,356	0.21%
48	EDWARDS LIFESCIENCES CORP	EW	11,584	$802,540	0.21%
49	ISHARES TR	464287465	11,132	$767,205	0.20%
50	HESS CORP	HESM	4,496	$687,888	0.18%
51	DIMENSIONAL ETF TRUST	25434V880	29,880	$672,897	0.17%
52	ISHARES TR	464287598	4,149	$629,901	0.16%
53	GE AEROSPACE	369604301	5,451	$602,564	0.16%
54	DIMENSIONAL ETF TRUST	25434V708	21,397	$560,590	0.14%
55	ISHARES TR	464287200	1,209	$518,967	0.13%
56	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,467	$513,890	0.13%
57	LOWES COS INC	548661107	2,448	$508,740	0.13%
58	CSX CORP	CSX	16,116	$495,567	0.13%
59	MICROSOFT CORP	MSFT	1,538	$485,658	0.13%
60	DANAHER CORPORATION	235851102	1,875	$465,188	0.12%
61	UDR INC	UDR	12,368	$441,167	0.11%
62	ISHARES TR	46432F842	6,844	$440,411	0.11%
63	CVS HEALTH CORP	CVS	6,256	$436,764	0.11%
64	TEXAS PACIFIC LAND CORPORATION	TPL	238	$434,007	0.11%
65	MCDONALDS CORP	MCD	1,587	$418,174	0.11%
66	ISHARES TR	464287309	5,697	$389,779	0.10%
67	TRUIST FINL CORP	89832Q109	13,611	$389,411	0.10%
68	PROCTER AND GAMBLE CO	742718109	2,642	$385,342	0.10%
69	NATIONAL BANKSHARES INC VA COM	NBHC	14,882	$372,642	0.10%
70	JOHNSON & JOHNSON	JNJ	2,317	$360,840	0.09%
71	CHEVRON CORP	CVX	2,124	$358,079	0.09%
72	WALMART INC	WMT	2,191	$350,407	0.09%
73	ISHARES TR	464287473	3,238	$337,853	0.09%
74	ALPHABET INC	GOOG	2,560	$337,536	0.09%
75	ALPHABET INC	GOOG	2,551	$333,824	0.09%
76	VANGUARD MALVERN FDS	922020805	6,929	$327,600	0.08%
77	ISHARES TR	464287481	3,403	$310,891	0.08%
78	CARTER BANKSHARES INC	CARE	24,088	$301,823	0.08%
79	TESLA INC	TSLA	1,191	$298,012	0.08%
80	VANGUARD INDEX FDS	922908538	1,491	$290,414	0.07%
81	ISHARES TR	464287408	1,850	$284,622	0.07%
82	MONDELEZ INTL INC	609207105	3,835	$266,149	0.07%
83	PFIZER INC	PFE	7,937	$263,270	0.07%
84	SPDR S&P 500 ETF TR	SPY	613	$261,886	0.07%
85	ISHARES TR	464287499	3,650	$252,737	0.07%
86	INVESCO QQQ TR	IVZ	685	$245,511	0.06%
87	UNION PAC CORP	UNP	1,200	$244,356	0.06%
88	DIMENSIONAL ETF TRUST	25434V807	7,432	$242,446	0.06%
89	PEPSICO INC	PEP	1,399	$236,983	0.06%
90	PHILIP MORRIS INTL INC	718172109	2,515	$232,839	0.06%
91	ISHARES TR	464287234	5,881	$223,184	0.06%
92	ISHARES TR	464287689	891	$218,348	0.06%
93	ISHARES TR	464287804	2,223	$209,702	0.05%
94	VANGUARD INTL EQUITY INDEX F	922042874	3,601	$208,597	0.05%
95	ISHARES TR	464287507	822	$204,898	0.05%
96	UNITEDHEALTH GROUP INC	UNH	400	$201,676	0.05%