13F HOLDINGS REPORT

Partners in Financial Planning

Quarter ended Q4 2024 · Filed February 26, 2025 · Accession 0002054264-25-000006

Total Value

$426.0M

Positions

103

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (103)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD BD INDEX FDS	921937835	658,445	$48.4M	11.37%
2	VANGUARD INDEX FDS	922908736	148,921	$46.3M	10.87%
3	VANGUARD INDEX FDS	922908744	283,239	$42.3M	9.94%
4	VANGUARD CHARLOTTE FDS	92203J407	807,109	$39.8M	9.35%
5	VANGUARD TAX-MANAGED FDS	921943858	719,587	$34.5M	8.09%
6	VANGUARD BD INDEX FDS	921937827	343,284	$26.4M	6.21%
7	VANGUARD INDEX FDS	922908611	91,075	$16.4M	3.85%
8	VANGUARD INDEX FDS	922908595	64,187	$15.5M	3.64%
9	VANGUARD INDEX FDS	922908553	150,555	$13.3M	3.12%
10	VANGUARD INTL EQUITY INDEX F	922042858	285,681	$11.7M	2.76%
11	VANGUARD INTL EQUITY INDEX F	922042718	101,428	$11.7M	2.74%
12	VANGUARD MUN BD FDS	922907746	213,825	$10.9M	2.56%
13	ISHARES TR	464288158	79,952	$8.4M	1.98%
14	SPDR INDEX SHS FDS	78463X889	234,071	$8.0M	1.87%
15	VANGUARD INDEX FDS	922908769	33,274	$7.9M	1.85%
16	VANGUARD INDEX FDS	922908363	12,370	$5.4M	1.27%
17	ISHARES TR	464288414	33,096	$3.6M	0.84%
18	VANGUARD INDEX FDS	922908629	14,513	$3.4M	0.79%
19	ISHARES TR	464288273	49,305	$3.1M	0.72%
20	VANGUARD INDEX FDS	922908652	17,766	$2.9M	0.69%
21	VANGUARD SCOTTSDALE FDS	92206C870	35,306	$2.9M	0.67%
22	SPDR SER TR	78464A508	60,343	$2.8M	0.66%
23	VANGUARD WELLINGTON FD	921935607	23,013	$2.6M	0.62%
24	SPDR SER TR	78464A409	36,550	$2.4M	0.56%
25	VANGUARD BD INDEX FDS	921937819	29,410	$2.2M	0.53%
26	SPDR INDEX SHS FDS	78463X509	58,910	$2.1M	0.49%
27	SPDR SER TR	78464A649	77,874	$2.0M	0.47%
28	NORFOLK SOUTHN CORP	655844108	8,427	$2.0M	0.47%
29	SPDR SER TR	78464A300	23,858	$2.0M	0.47%
30	ISHARES TR	46435G672	36,717	$1.8M	0.43%
31	SPDR SER TR	78468R101	56,726	$1.6M	0.39%
32	VANGUARD INDEX FDS	922908637	7,374	$1.6M	0.38%
33	ISHARES TR	46434V282	31,140	$1.5M	0.35%
34	APPLE INC	AAPL	7,686	$1.5M	0.35%
35	VANGUARD INTL EQUITY INDEX F	922042676	33,966	$1.4M	0.34%
36	VANGUARD INDEX FDS	922908751	6,771	$1.4M	0.34%
37	VANGUARD INTL EQUITY INDEX F	922042775	23,122	$1.3M	0.30%
38	FERGUSON ENTERPRISES INC	FERG	6,656	$1.3M	0.30%
39	EXXON MOBIL CORP	XOM	12,566	$1.3M	0.29%
40	ISHARES TR	464287614	3,840	$1.2M	0.27%
41	SPDR SER TR	78464A201	13,595	$1.1M	0.27%
42	NIKE INC	NKE	10,196	$1.1M	0.26%
43	ISHARES TR	46434G764	18,775	$1.0M	0.24%
44	VANGUARD STAR FDS	921909768	17,306	$1.0M	0.24%
45	DIMENSIONAL ETF TRUST	25434V609	18,826	$985,187	0.23%
46	AMAZON COM INC	AMZN	6,281	$954,335	0.22%
47	STEEL DYNAMICS INC	STLD	8,069	$952,949	0.22%
48	EDWARDS LIFESCIENCES CORP	EW	11,584	$883,280	0.21%
49	ISHARES TR	464287465	11,129	$838,604	0.20%
50	DIMENSIONAL ETF TRUST	25434V880	30,005	$732,712	0.17%
51	GE AEROSPACE	369604301	5,452	$695,890	0.16%
52	ISHARES TR	464287598	4,149	$685,622	0.16%
53	HESS CORP	HESM	4,496	$648,143	0.15%
54	DIMENSIONAL ETF TRUST	25434V708	21,457	$627,193	0.15%
55	MICROSOFT CORP	MSFT	1,613	$606,602	0.14%
56	ISHARES TR	464287200	1,214	$579,716	0.14%
57	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,567	$558,886	0.13%
58	CSX CORP	CSX	16,116	$558,742	0.13%
59	LOWES COS INC	548661107	2,448	$544,746	0.13%
60	TRUIST FINL CORP	89832Q109	13,611	$502,518	0.12%
61	CVS HEALTH CORP	CVS	6,256	$493,951	0.12%
62	ISHARES TR	46432F842	6,874	$483,599	0.11%
63	NATIONAL BANKSHARES INC VA COM	NBHC	14,882	$481,428	0.11%
64	MCDONALDS CORP	MCD	1,612	$478,081	0.11%
65	UDR INC	UDR	12,368	$473,571	0.11%
66	DANAHER CORPORATION	235851102	1,875	$433,763	0.10%
67	JOHNSON & JOHNSON	JNJ	2,663	$417,366	0.10%
68	PROCTER AND GAMBLE CO	742718109	2,642	$387,138	0.09%
69	ISHARES TR	464287473	3,238	$376,547	0.09%
70	TEXAS PACIFIC LAND CORPORATION	TPL	238	$374,243	0.09%
71	ALPHABET INC	GOOG	2,560	$360,781	0.08%
72	ALPHABET INC	GOOG	2,551	$356,349	0.08%
73	ISHARES TR	464287481	3,403	$355,508	0.08%
74	ISHARES TR	464287309	4,498	$337,802	0.08%
75	VANGUARD MALVERN FDS	922020805	7,073	$335,907	0.08%
76	CARTER BANKSHARES INC	CARE	22,300	$333,831	0.08%
77	SCHWAB STRATEGIC TR	808524839	7,106	$331,279	0.08%
78	VANGUARD INDEX FDS	922908538	1,492	$327,515	0.08%
79	WALMART INC	WMT	2,036	$320,975	0.08%
80	CHEVRON CORP	CVX	2,124	$316,780	0.07%
81	TESLA INC	TSLA	1,191	$295,940	0.07%
82	UNION PAC CORP	UNP	1,200	$294,744	0.07%
83	SPDR S&P 500 ETF TR	SPY	613	$291,517	0.07%
84	INVESCO QQQ TR	IVZ	686	$280,940	0.07%
85	PFIZER INC	PFE	9,744	$280,530	0.07%
86	MONDELEZ INTL INC	609207105	3,835	$277,769	0.07%
87	ISHARES TR	464287499	3,540	$275,174	0.06%
88	DIMENSIONAL ETF TRUST	25434V807	7,457	$256,213	0.06%
89	ISHARES TR	464287689	891	$243,902	0.06%
90	ABBOTT LABS	ABLZF	2,200	$242,154	0.06%
91	META PLATFORMS INC	META	683	$241,755	0.06%
92	ISHARES TR	464287804	2,226	$240,950	0.06%
93	PEPSICO INC	PEP	1,399	$237,542	0.06%
94	PHILIP MORRIS INTL INC	718172109	2,515	$236,611	0.06%
95	VANGUARD INTL EQUITY INDEX F	922042874	3,602	$232,237	0.05%
96	ISHARES TR	464287507	827	$229,142	0.05%
97	ISHARES TR	464287408	1,282	$222,925	0.05%
98	CAPITAL ONE FINL CORP	14040H105	1,686	$221,068	0.05%
99	CARDINAL HEALTH INC	CAH	2,163	$218,030	0.05%
100	ISHARES TR	464287234	5,345	$214,922	0.05%
101	ISHARES INC	46434G103	4,168	$210,832	0.05%
102	UNITEDHEALTH GROUP INC	UNH	400	$210,588	0.05%
103	SPDR DOW JONES INDL AVERAGE	78467X109	552	$207,859	0.05%