13F HOLDINGS REPORT

Partners in Financial Planning

Quarter ended Q4 2024 · Filed February 26, 2025 · Accession 0002054264-25-000005

Total Value

$449.3M

Positions

103

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (103)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908736	147,496	$50.8M	11.30%
2	VANGUARD BD INDEX FDS	921937835	675,775	$49.1M	10.92%
3	VANGUARD INDEX FDS	922908744	285,177	$46.4M	10.34%
4	VANGUARD CHARLOTTE FDS	92203J407	820,805	$40.4M	8.99%
5	VANGUARD TAX-MANAGED FDS	921943858	731,539	$36.7M	8.17%
6	VANGUARD BD INDEX FDS	921937827	367,883	$28.2M	6.28%
7	VANGUARD INDEX FDS	922908611	91,406	$17.5M	3.90%
8	VANGUARD INDEX FDS	922908595	64,283	$16.8M	3.73%
9	VANGUARD INDEX FDS	922908553	151,555	$13.1M	2.92%
10	VANGUARD INTL EQUITY INDEX F	922042858	280,489	$11.7M	2.61%
11	VANGUARD INTL EQUITY INDEX F	922042718	98,601	$11.5M	2.56%
12	VANGUARD MUN BD FDS	922907746	220,043	$11.1M	2.48%
13	ISHARES TR	464288158	82,242	$8.6M	1.92%
14	VANGUARD INDEX FDS	922908769	32,324	$8.4M	1.87%
15	SPDR INDEX SHS FDS	78463X889	231,348	$8.3M	1.85%
16	VANGUARD INDEX FDS	922908363	12,533	$6.0M	1.34%
17	VANGUARD SCOTTSDALE FDS	92206C870	51,676	$4.2M	0.93%
18	VANGUARD INDEX FDS	922908629	14,520	$3.6M	0.81%
19	ISHARES TR	464288414	32,994	$3.6M	0.79%
20	VANGUARD INDEX FDS	922908652	17,544	$3.1M	0.68%
21	SPDR SER TR	78464A508	60,312	$3.0M	0.67%
22	ISHARES TR	464288273	47,696	$3.0M	0.67%
23	NORFOLK SOUTHN CORP	655844108	11,678	$3.0M	0.66%
24	VANGUARD WELLINGTON FD	921935607	21,046	$2.7M	0.59%
25	SPDR SER TR	78464A409	36,348	$2.7M	0.59%
26	SPDR INDEX SHS FDS	78463X509	62,901	$2.3M	0.51%
27	SPDR SER TR	78464A649	77,675	$2.0M	0.44%
28	SPDR SER TR	78464A300	23,464	$1.9M	0.43%
29	ISHARES TR	46435G672	36,717	$1.8M	0.41%
30	VANGUARD INDEX FDS	922908637	7,390	$1.8M	0.39%
31	ISHARES TR	46434V282	31,219	$1.7M	0.37%
32	SPDR SER TR	78468R101	56,751	$1.6M	0.37%
33	VANGUARD INDEX FDS	922908751	6,961	$1.6M	0.35%
34	EXXON MOBIL CORP	XOM	12,566	$1.5M	0.33%
35	FERGUSON ENTERPRISES INC	FERG	6,656	$1.5M	0.32%
36	VANGUARD INTL EQUITY INDEX F	922042676	32,762	$1.4M	0.31%
37	VANGUARD BD INDEX FDS	921937819	18,263	$1.4M	0.31%
38	VANGUARD INTL EQUITY INDEX F	922042775	23,154	$1.4M	0.30%
39	APPLE INC	AAPL	7,583	$1.3M	0.29%
40	ISHARES TR	464287614	3,840	$1.3M	0.29%
41	ISHARES TR	46434G764	20,370	$1.2M	0.26%
42	STEEL DYNAMICS INC	STLD	7,674	$1.1M	0.25%
43	SPDR SER TR	78464A201	12,864	$1.1M	0.25%
44	EDWARDS LIFESCIENCES CORP	EW	11,584	$1.1M	0.25%
45	AMAZON COM INC	AMZN	6,078	$1.1M	0.24%
46	VANGUARD STAR FDS	921909768	17,516	$1.1M	0.24%
47	DIMENSIONAL ETF TRUST	25434V609	18,847	$1.0M	0.23%
48	GE AEROSPACE	369604301	5,454	$957,322	0.21%
49	ISHARES TR	464287465	11,129	$888,798	0.20%
50	NIKE INC	NKE	9,437	$886,881	0.20%
51	MICROSOFT CORP	MSFT	2,013	$846,973	0.19%
52	DIMENSIONAL ETF TRUST	25434V880	30,024	$763,809	0.17%
53	ISHARES TR	464287598	4,149	$743,127	0.17%
54	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,667	$701,007	0.16%
55	HESS CORP	HESM	4,496	$686,269	0.15%
56	DIMENSIONAL ETF TRUST	25434V708	21,451	$685,352	0.15%
57	ISHARES TR	464287200	1,214	$638,096	0.14%
58	LOWES COS INC	548661107	2,348	$598,042	0.13%
59	CSX CORP	CSX	16,116	$597,420	0.13%
60	TRUIST FINL CORP	89832Q109	13,611	$530,557	0.12%
61	ISHARES TR	46432F842	6,874	$510,202	0.11%
62	CVS HEALTH CORP	CVS	6,256	$498,967	0.11%
63	NATIONAL BANKSHARES INC VA COM	NBHC	14,882	$497,203	0.11%
64	PROCTER AND GAMBLE CO	742718109	2,967	$481,373	0.11%
65	DANAHER CORPORATION	235851102	1,875	$468,225	0.10%
66	UDR INC	UDR	12,368	$462,687	0.10%
67	MCDONALDS CORP	MCD	1,587	$447,556	0.10%
68	JOHNSON & JOHNSON	JNJ	2,825	$446,818	0.10%
69	ISHARES TR	464287309	5,228	$441,490	0.10%
70	TEXAS PACIFIC LAND CORPORATION	TPL	714	$413,056	0.09%
71	ISHARES TR	464287473	3,238	$405,819	0.09%
72	ALPHABET INC	GOOG	2,626	$396,342	0.09%
73	ALPHABET INC	GOOG	2,577	$392,374	0.09%
74	ISHARES TR	464287481	3,403	$388,452	0.09%
75	WALMART INC	WMT	6,108	$367,518	0.08%
76	VANGUARD INDEX FDS	922908538	1,492	$351,801	0.08%
77	ISHARES TR	464287507	5,728	$347,944	0.08%
78	ISHARES TR	464287408	1,844	$344,544	0.08%
79	DIMENSIONAL ETF TRUST	25434V807	9,291	$341,442	0.08%
80	ISHARES TR	464287804	3,046	$336,640	0.07%
81	ISHARES TR	464287226	3,436	$336,522	0.07%
82	CHEVRON CORP	CVX	2,124	$335,030	0.07%
83	SPDR S&P 500 ETF TR	SPY	614	$321,187	0.07%
84	META PLATFORMS INC	META	658	$319,512	0.07%
85	SCHWAB STRATEGIC TR	808524839	6,710	$308,651	0.07%
86	ISHARES TR	464287499	3,547	$298,287	0.07%
87	UNION PAC CORP	UNP	1,200	$295,116	0.07%
88	PFIZER INC	PFE	9,750	$270,562	0.06%
89	MONDELEZ INTL INC	609207105	3,835	$268,450	0.06%
90	ISHARES TR	464287689	891	$267,371	0.06%
91	CAPITAL ONE FINL CORP	14040H105	1,686	$251,029	0.06%
92	ABBOTT LABS	ABLZF	2,200	$250,052	0.06%
93	PEPSICO INC	PEP	1,399	$244,773	0.05%
94	VANGUARD INTL EQUITY INDEX F	922042874	3,611	$243,161	0.05%
95	CARDINAL HEALTH INC	CAH	2,163	$242,040	0.05%
96	PHILIP MORRIS INTL INC	718172109	2,515	$230,424	0.05%
97	ABBVIE INC	ABBV	1,228	$223,595	0.05%
98	CARTER BANKSHARES INC	CARE	17,543	$221,744	0.05%
99	SPDR DOW JONES INDL AVERAGE	78467X109	554	$220,339	0.05%
100	ISHARES TR	464287234	5,345	$219,573	0.05%
101	ISHARES INC	46434G103	4,137	$213,484	0.05%
102	UNITEDHEALTH GROUP INC	UNH	421	$208,269	0.05%
103	ISHARES TR	464287630	1,270	$201,643	0.04%