13F HOLDINGS REPORT

Partners in Financial Planning

Quarter ended Q4 2024 · Filed February 26, 2025 · Accession 0002054264-25-000004

Total Value

$460.1M

Positions

104

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (104)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908736	146,784	$54.9M	11.93%
2	VANGUARD BD INDEX FDS	921937835	728,220	$52.5M	11.40%
3	VANGUARD INDEX FDS	922908744	291,520	$46.8M	10.16%
4	VANGUARD CHARLOTTE FDS	92203J407	872,749	$42.5M	9.23%
5	VANGUARD TAX-MANAGED FDS	921943858	747,466	$36.9M	8.03%
6	VANGUARD BD INDEX FDS	921937827	394,525	$30.3M	6.58%
7	VANGUARD INDEX FDS	922908611	91,468	$16.7M	3.63%
8	VANGUARD INDEX FDS	922908595	64,162	$16.0M	3.49%
9	VANGUARD INDEX FDS	922908553	153,099	$12.8M	2.79%
10	VANGUARD INTL EQUITY INDEX F	922042858	279,869	$12.2M	2.66%
11	VANGUARD INTL EQUITY INDEX F	922042718	99,476	$11.7M	2.54%
12	VANGUARD MUN BD FDS	922907746	217,573	$10.9M	2.37%
13	VANGUARD INDEX FDS	922908769	32,954	$8.8M	1.92%
14	ISHARES TR	464288158	81,541	$8.5M	1.85%
15	SPDR INDEX SHS FDS	78463X889	232,481	$8.2M	1.77%
16	VANGUARD INDEX FDS	922908363	11,615	$5.8M	1.26%
17	VANGUARD SCOTTSDALE FDS	92206C870	62,232	$5.0M	1.08%
18	ISHARES TR	464288414	35,658	$3.8M	0.83%
19	VANGUARD INDEX FDS	922908629	14,499	$3.5M	0.76%
20	SPDR SER TR	78464A508	60,411	$2.9M	0.64%
21	VANGUARD INDEX FDS	922908652	17,401	$2.9M	0.64%
22	ISHARES TR	464288273	47,544	$2.9M	0.64%
23	SPDR SER TR	78464A409	34,359	$2.8M	0.60%
24	VANGUARD WELLINGTON FD	921935607	21,216	$2.6M	0.56%
25	NORFOLK SOUTHN CORP	655844108	11,661	$2.5M	0.54%
26	SPDR INDEX SHS FDS	78463X509	63,868	$2.4M	0.52%
27	ISHARES TR	46435G672	48,135	$2.4M	0.52%
28	SPDR SER TR	78464A300	24,811	$1.9M	0.42%
29	SPDR SER TR	78464A649	76,885	$1.9M	0.42%
30	VANGUARD INDEX FDS	922908637	7,390	$1.8M	0.40%
31	VANGUARD INDEX FDS	922908751	6,938	$1.5M	0.33%
32	EXXON MOBIL CORP	XOM	12,670	$1.5M	0.32%
33	APPLE INC	AAPL	6,783	$1.4M	0.31%
34	SPDR SER TR	78468R101	48,513	$1.4M	0.30%
35	ISHARES TR	464287614	3,840	$1.4M	0.30%
36	VANGUARD BD INDEX FDS	921937819	18,339	$1.4M	0.30%
37	VANGUARD INTL EQUITY INDEX F	922042775	23,358	$1.4M	0.30%
38	VANGUARD INTL EQUITY INDEX F	922042676	32,880	$1.3M	0.29%
39	FERGUSON ENTERPRISES INC	FERG	6,656	$1.3M	0.28%
40	ISHARES TR	46434V282	22,440	$1.2M	0.27%
41	ISHARES TR	46434G764	20,619	$1.2M	0.27%
42	AMAZON COM INC	AMZN	6,132	$1.2M	0.26%
43	VANGUARD STAR FDS	921909768	18,282	$1.1M	0.24%
44	SPDR SER TR	78464A201	12,778	$1.1M	0.24%
45	EDWARDS LIFESCIENCES CORP	EW	11,584	$1.1M	0.23%
46	DIMENSIONAL ETF TRUST	25434V609	18,889	$979,755	0.21%
47	STEEL DYNAMICS INC	STLD	7,504	$971,768	0.21%
48	MICROSOFT CORP	MSFT	2,036	$910,066	0.20%
49	ISHARES TR	464287465	11,164	$874,444	0.19%
50	GE AEROSPACE	369604301	5,458	$867,675	0.19%
51	ISHARES TR	464287598	4,149	$723,876	0.16%
52	DIMENSIONAL ETF TRUST	25434V880	28,321	$719,929	0.16%
53	NIKE INC	NKE	9,347	$704,477	0.15%
54	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,667	$678,136	0.15%
55	DIMENSIONAL ETF TRUST	25434V708	20,947	$675,347	0.15%
56	ISHARES TR	464287200	1,214	$664,192	0.14%
57	HESS CORP	HESM	4,496	$663,250	0.14%
58	PROCTER AND GAMBLE CO	742718109	3,570	$588,755	0.13%
59	CSX CORP	CSX	16,116	$539,080	0.12%
60	TRUIST FINL CORP	89832Q109	13,641	$529,953	0.12%
61	TEXAS PACIFIC LAND CORPORATION	TPL	714	$524,269	0.11%
62	LOWES COS INC	548661107	2,348	$517,585	0.11%
63	UDR INC	UDR	12,368	$508,943	0.11%
64	ISHARES TR	46432F842	6,946	$504,543	0.11%
65	ALPHABET INC	GOOG	2,683	$488,736	0.11%
66	ALPHABET INC	GOOG	2,578	$472,789	0.10%
67	DANAHER CORPORATION	235851102	1,875	$468,469	0.10%
68	ISHARES TR	464287309	4,983	$461,108	0.10%
69	WALMART INC	WMT	6,108	$413,573	0.09%
70	JOHNSON & JOHNSON	JNJ	2,825	$412,838	0.09%
71	NATIONAL BANKSHARES INC VA COM	NBHC	14,352	$405,870	0.09%
72	MCDONALDS CORP	MCD	1,587	$404,523	0.09%
73	ISHARES TR	464287481	3,403	$375,553	0.08%
74	CVS HEALTH CORP	CVS	6,256	$369,483	0.08%
75	ISHARES TR	464287473	2,909	$351,233	0.08%
76	DIMENSIONAL ETF TRUST	25434V807	9,377	$337,007	0.07%
77	ISHARES TR	464287507	5,734	$335,578	0.07%
78	SPDR S&P 500 ETF TR	SPY	615	$334,490	0.07%
79	ISHARES TR	464287226	3,436	$333,533	0.07%
80	CHEVRON CORP	CVX	2,124	$332,254	0.07%
81	META PLATFORMS INC	META	658	$331,777	0.07%
82	SCHWAB STRATEGIC TR	808524839	7,178	$327,185	0.07%
83	ISHARES TR	464287804	3,047	$325,030	0.07%
84	VANGUARD INDEX FDS	922908538	1,403	$322,075	0.07%
85	ISHARES TR	464287408	1,766	$321,355	0.07%
86	ISHARES TR	464287499	3,554	$288,197	0.06%
87	ISHARES TR	464287689	891	$275,025	0.06%
88	PFIZER INC	PFE	9,756	$272,965	0.06%
89	UNION PAC CORP	UNP	1,200	$271,512	0.06%
90	CARTER BANKSHARES INC	CARE	17,543	$265,250	0.06%
91	PHILIP MORRIS INTL INC	718172109	2,515	$254,845	0.06%
92	MONDELEZ INTL INC	609207105	3,835	$250,962	0.05%
93	VANGUARD INTL EQUITY INDEX F	922042874	3,637	$242,833	0.05%
94	ISHARES INC	46434G103	4,381	$234,527	0.05%
95	CAPITAL ONE FINL CORP	14040H105	1,686	$233,427	0.05%
96	GE VERNOVA INC	GEV	1,357	$232,739	0.05%
97	PEPSICO INC	PEP	1,399	$230,675	0.05%
98	ABBOTT LABS	ABLZF	2,200	$228,602	0.05%
99	ISHARES TR	464287234	5,345	$227,644	0.05%
100	SPDR DOW JONES INDL AVERAGE	78467X109	556	$217,641	0.05%
101	UNITEDHEALTH GROUP INC	UNH	421	$214,398	0.05%
102	CARDINAL HEALTH INC	CAH	2,163	$212,666	0.05%
103	ABBVIE INC	ABBV	1,228	$210,632	0.05%
104	VANGUARD MALVERN FDS	922020805	4,148	$201,363	0.04%