13F HOLDINGS REPORT

Partners in Financial Planning

Quarter ended Q4 2024 · Filed February 12, 2025 · Accession 0002054264-25-000002

Total Value

$490.2M

Positions

107

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (107)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD BD INDEX FDS	921937835	853,864	$61.4M	12.52%
2	VANGUARD INDEX FDS	922908736	143,602	$58.9M	12.02%
3	VANGUARD INDEX FDS	922908744	294,554	$49.9M	10.17%
4	VANGUARD CHARLOTTE FDS	92203J407	940,126	$46.1M	9.41%
5	VANGUARD TAX-MANAGED FDS	921943858	764,163	$36.5M	7.45%
6	VANGUARD BD INDEX FDS	921937827	420,233	$32.5M	6.62%
7	VANGUARD INDEX FDS	922908611	93,677	$18.6M	3.79%
8	VANGUARD INDEX FDS	922908595	63,212	$17.7M	3.61%
9	VANGUARD INTL EQUITY INDEX F	922042858	298,956	$13.2M	2.69%
10	VANGUARD INDEX FDS	922908553	147,789	$13.2M	2.69%
11	VANGUARD INTL EQUITY INDEX F	922042718	102,045	$11.7M	2.38%
12	VANGUARD MUN BD FDS	922907746	208,982	$10.5M	2.14%
13	VANGUARD INDEX FDS	922908769	35,977	$10.4M	2.13%
14	ISHARES TR	464288158	84,962	$9.0M	1.83%
15	SPDR INDEX SHS FDS	78463X889	215,265	$7.3M	1.50%
16	VANGUARD INDEX FDS	922908363	10,617	$5.7M	1.17%
17	VANGUARD SCOTTSDALE FDS	92206C870	68,050	$5.5M	1.11%
18	ISHARES TR	464288414	35,518	$3.8M	0.77%
19	VANGUARD INDEX FDS	922908629	14,260	$3.8M	0.77%
20	VANGUARD INDEX FDS	922908652	16,832	$3.2M	0.65%
21	ISHARES TR	464288273	48,264	$2.9M	0.60%
22	SPDR SER TR	78464A409	32,559	$2.9M	0.58%
23	VANGUARD WELLINGTON FD	921935607	20,903	$2.7M	0.56%
24	ISHARES TR	46435G672	53,580	$2.7M	0.55%
25	SPDR INDEX SHS FDS	78463X509	64,126	$2.5M	0.50%
26	SPDR SER TR	78464A508	47,116	$2.4M	0.49%
27	VANGUARD INDEX FDS	922908637	8,850	$2.4M	0.49%
28	SPDR SER TR	78464A649	93,263	$2.3M	0.48%
29	SPDR SER TR	78464A300	25,544	$2.2M	0.45%
30	NORFOLK SOUTHN CORP	655844108	8,402	$2.0M	0.40%
31	VANGUARD INTL EQUITY INDEX F	922042775	29,330	$1.7M	0.34%
32	VANGUARD INDEX FDS	922908751	6,966	$1.7M	0.34%
33	APPLE INC	AAPL	6,527	$1.6M	0.33%
34	ISHARES TR	464287614	3,840	$1.5M	0.31%
35	SPDR SER TR	78468R101	50,946	$1.5M	0.30%
36	VANGUARD BD INDEX FDS	921937819	18,773	$1.4M	0.29%
37	EXXON MOBIL CORP	XOM	12,551	$1.4M	0.28%
38	AMAZON COM INC	AMZN	6,132	$1.3M	0.27%
39	VANGUARD INTL EQUITY INDEX F	922042676	31,328	$1.2M	0.25%
40	ISHARES TR	46434V282	20,477	$1.2M	0.25%
41	FERGUSON ENTERPRISES INC	FERG	6,566	$1.1M	0.23%
42	VANGUARD STAR FDS	921909768	18,634	$1.1M	0.22%
43	DIMENSIONAL ETF TRUST	25434V609	18,961	$1.1M	0.22%
44	SPDR SER TR	78464A201	10,890	$983,904	0.20%
45	MICROSOFT CORP	MSFT	2,219	$935,099	0.19%
46	EDWARDS LIFESCIENCES CORP	EW	11,584	$857,564	0.17%
47	STEEL DYNAMICS INC	STLD	7,504	$855,981	0.17%
48	ISHARES TR	464287465	11,166	$844,253	0.17%
49	ISHARES TR	464287200	1,416	$833,414	0.17%
50	TEXAS PACIFIC LAND CORPORATION	TPL	714	$789,655	0.16%
51	ISHARES TR	464287598	4,149	$768,104	0.16%
52	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,669	$756,524	0.15%
53	DIMENSIONAL ETF TRUST	25434V708	20,642	$714,021	0.15%
54	NIKE INC	NKE	8,871	$671,262	0.14%
55	DIMENSIONAL ETF TRUST	25434V880	26,869	$667,956	0.14%
56	ISHARES TR	46432F842	8,777	$616,844	0.13%
57	HESS CORP	HESM	4,496	$598,013	0.12%
58	TRUIST FINL CORP	89832Q109	13,680	$593,438	0.12%
59	PROCTER AND GAMBLE CO	742718109	3,487	$584,639	0.12%
60	LOWES COS INC	548661107	2,348	$579,424	0.12%
61	GE AEROSPACE	369604301	3,382	$564,060	0.12%
62	WALMART INC	WMT	6,108	$551,858	0.11%
63	ISHARES TR	464287226	5,666	$549,004	0.11%
64	SPDR S&P 500 ETF TR	SPY	922	$540,383	0.11%
65	UDR INC	UDR	12,368	$536,895	0.11%
66	ISHARES TR	46434G764	9,525	$528,141	0.11%
67	CSX CORP	CSX	15,816	$510,382	0.10%
68	ALPHABET INC	GOOG	2,579	$491,129	0.10%
69	MCDONALDS CORP	MCD	1,612	$467,347	0.10%
70	ALPHABET INC	GOOG	2,432	$460,464	0.09%
71	DANAHER CORPORATION	235851102	1,886	$432,934	0.09%
72	ISHARES TR	464287481	3,403	$431,367	0.09%
73	NATIONAL BANKSHARES INC VA COM	NBHC	14,580	$418,588	0.09%
74	JOHNSON & JOHNSON	JNJ	2,815	$407,042	0.08%
75	ISHARES TR	464287309	3,840	$389,867	0.08%
76	ISHARES TR	464287473	2,909	$376,250	0.08%
77	META PLATFORMS INC	META	617	$361,260	0.07%
78	VANGUARD INDEX FDS	922908538	1,376	$349,168	0.07%
79	ISHARES TR	464287507	5,422	$337,839	0.07%
80	BROADCOM INC	AVGO	1,457	$337,791	0.07%
81	DIMENSIONAL ETF TRUST	25434V807	9,446	$335,159	0.07%
82	ISHARES TR	464287804	2,853	$328,687	0.07%
83	CHEVRON CORP	CVX	2,124	$307,712	0.06%
84	TESLA INC	TSLA	750	$302,880	0.06%
85	PHILIP MORRIS INTL INC	718172109	2,515	$302,680	0.06%
86	SCHWAB STRATEGIC TR	808524839	13,282	$301,494	0.06%
87	ISHARES TR	464287689	891	$297,817	0.06%
88	GE VERNOVA INC	GEV	838	$275,643	0.06%
89	UNION PAC CORP	UNP	1,200	$273,648	0.06%
90	CAPITAL ONE FINL CORP	14040H105	1,511	$269,442	0.05%
91	ISHARES TR	464287408	1,396	$266,544	0.05%
92	CVS HEALTH CORP	CVS	5,905	$265,096	0.05%
93	ABBOTT LABS	ABLZF	2,288	$258,762	0.05%
94	CARTER BANKSHARES INC	CARE	14,547	$255,882	0.05%
95	CARDINAL HEALTH INC	CAH	2,163	$255,818	0.05%
96	PFIZER INC	PFE	8,835	$234,400	0.05%
97	ABBVIE INC	ABBV	1,316	$233,861	0.05%
98	MONDELEZ INTL INC	609207105	3,835	$229,065	0.05%
99	ATLANTIC UN BANKSHARES CORP	04911A107	6,000	$227,295	0.05%
100	ISHARES TR	464287234	5,345	$223,528	0.05%
101	WILLIAMS COS INC	969457100	4,045	$218,915	0.04%
102	VANGUARD INDEX FDS	922908512	1,342	$217,070	0.04%
103	UNITEDHEALTH GROUP INC	UNH	421	$212,967	0.04%
104	PEPSICO INC	PEP	1,399	$212,675	0.04%
105	ISHARES TR	464287630	1,269	$208,308	0.04%
106	ISHARES TR	464287564	3,446	$207,656	0.04%
107	SPDR DOW JONES INDL AVERAGE	78467X109	485	$206,529	0.04%